20 Enjoyable Methods to Identify Your YNAB

Do you know you may title your funds in YNAB? It’s true, you may name every funds in your YNAB account one thing totally different. And because the title of your funds is so distinguished proper there within the prime left nook of the online app, it’s an amazing alternative to make a joke, give a phrase of inspiration, and even simply aid you keep organized.

YNABers love all of these issues, and much more, they love speaking about how they arrange their spending plans in YNAB.

So I requested the crew at YNAB and the group over on the YNAB Followers Fb group how they title their budgets. In celebration of YNAB’s twentieth anniversary (three cheers!), I’ve grouped them into 20 fun-filled classes. We’ve received a number of floor to cowl, so let’s get into it.

1. “My Funds”

Lots of people joked that their funds in YNAB continues to be the default “My Funds.” Some folks didn’t know that you could possibly change your funds title however didn’t just like the prospect of change. And if that’s you, I need you to know that’s completely okay! Perhaps you want how it’s—extra energy to you!

2. Alliteration

Alright, this class is extra for me to share the title of my very own funds, as a result of I believe it’s enjoyable. My final (and first) title each begin with B, so possibly alliteration is simply in my blood. The title of my funds follows swimsuit – “Barlowe Bodacious Funds” has been my title of selection because the very starting after I began YNAB manner again in 2013.

I assume you could possibly say I’m besotted with baptizing my funds with beguiling ‘B’ phrases as a result of they carry a lift of brightness to my budgeting bliss. 

3. Your favourite songs

So many individuals referenced their favourite songs in our dialogue on-line. They’re rife with excellent budget-naming potential. I’ll wrap up a couple of of them for you:

• “Funds, Funds Actual Good”
• “Floor Management to Main Funds” 
• “Born to be Wild-ly Accountable” (this was my favourite)
• “Fancy” for Reba McIntire’s well-known track — “This is your one likelihood Fancy, do not let me down.”

A few of the references have been extra of a severe nature. 

• One consumer selected “Rolling within the Deep” as they ready for a divorce.
• One other selected “All by Myself” after shedding their associate.

4. Your emotions on the time

And that leads me to the group of people that named their funds after the way in which they have been feeling after they used it. One commenter mentioned they selected “Expensive God” after YNAB revealed how a lot they have been spending on eating out. 

One other YNABer went with “My New Life” as a result of the YNAB technique had impressed them to construct a brand new life for themselves. One other went with the straightforward “Excited!” as a result of that’s precisely how they felt after they began their first spending plan!

5. Puns

Puns, oh so many puns. “Purpose Digger” and “Thrifty Shades of Pay” have been a few my favorites. A few of the delightfully horrible puns included “Cents and Sensibility” and “Coin-quer the World.”

6. Dates

Alright, we’ve gotten a bit of too dad-jokey even for me, so let’s get a bit of sensible. Many individuals merely named their budgets based mostly on the date ranges they cowl. Issues like “Present since 1/1/23” and “2022 to current” have been widespread. 

I actually use this technique for my funds names! My lively funds is all the time the alliterative title I shared above, however any previous budgets all the time embody the date vary. It’s a great way to remain organized after I wish to lookup an outdated transaction for that random trip spot we’re revisiting after 7 years.

7. Intentions and targets

Essentially the most inspiring funds names by far needed to do with YNABers’ intentions or targets for brand spanking new years. Inspiring entries included:

• 12 months of Insights
• Get that new kitchen
• Cultivating Pleasure
• The yr of debt free
• All issues Vivid & Stunning
• Highway to Retirement

8. E-book characters

I used to be particularly drawn to the YNABers who named their budgets after their favourite guide characters. One named their funds “Jeeves” after the beloved butler from PG Wodehouse’s “Jeeves and Wooster” collection.

One YNABer selected “Samwise” after everybody’s favourite Lord of the Rings character. My favourite although was a shock. One YNABer named their funds “Scrooge” however not for the miserly model we see initially of A Christmas Carol, however for the reformed beneficiant man we love on the finish.

9. Names portmanteau

Okay, possibly I selected this class simply because portmanteau is one in all my favourite phrases. It means smooshing two phrases collectively, like brunch, spork, guesstimate, and weblog (net + log, guess you didn’t know that!). 

In the event you’re utilizing YNAB with a associate, we suggest a few other ways to arrange your budgets, however when you have a joint funds, smooshing your names collectively simply is smart. Joanna and Tim name their funds Jim. Perhaps in case your names are Ben and Jennifer, you could possibly go together with the traditional Bennifer (it’s gonna be perpetually this time).

10. Encouraging phrases

Altering your monetary life is tough, so title your spending plan one thing that will provide you with a bit of decide me up. I beloved one YNABer who selected “Phoenix Rising” for a brand new funds they began after a very making an attempt time. One other selected “2024Ever” as a result of “I need this to be the turning level for the remainder of our lives!”

I additionally noticed “Third time’s the attraction” for a YNABer who was decided to make YNAB work! And one merely went with “Abundance 💰”.

11. One thing apart from “funds”

We’ve used that phrase lots on this weblog, and for a few of you that phrase has a really adverse connotation. One YNABer selected to go together with “Spending Plan” as a result of it feels much less restrictive. With a spending plan, you might be designing the life you need by aligning your classes along with your priorities. Ah, the candy style of freedom.

12. Nickname for {dollars} (or some other forex!)

Your funds comprises your {dollars} all neatly organized into particular digital envelopes prepared and ready to be spent. So it’s solely pure to call your funds for the factor it comprises. I noticed a number of enjoyable names like this comparable to “Greenback Bucks,” “Treasured Monies,” and “Ma Billz.”

13. Give it a nickname

A number of YNABers take pleasure in giving their funds a real-life human title to allow them to reference it prefer it’s an individual.

• “Can we exit to eat tonight? What does Gunda say?” 
• “Examine with Harriet on how a lot we’ve saved for trip.”
• “Do you suppose Margaret might budge on the leisure class?”

One consumer mixed the nickname with alliteration, going with “Fiduciary Fred.”

14. Emojis

You already know we love our emojis right here at YNAB. They’ll add a bit of enjoyable and colour to your monetary numbers. And emojis are absolutely supported in funds names too. A few of the most enjoyable ones I noticed included “ 🌈☀️” and “Youngsters 😱😱😱.”

15. Quotes

All of us love our most quotable media, so why not embody that in your funds title? The funniest one was “Why can’t I’ve no children and three cash?” (from The Simpsons). “Deal with yo’ self!” from Parks and Rec was in all probability the preferred funds title of all of them!

Personally, I’m keen on that almost all quotable film of the previous 20 years, Napoleon Dynamite. However as a substitute of “Do the chickens have giant talons?” you could possibly title your plan, “Does your funds have giant financial savings?”

16. YNAB rules

I used to be completely stoked to see one YNABer title their funds after the widespread mantras we educate right here at YNAB. One consumer selected “Discover the Cash First,” they mentioned, “in a determined try and just do that as a substitute of simply spending. Any of the names of the 4 Guidelines can be simply excellent, too!

17. A pleasant message to the YNAB Help Group

In the event you didn’t know, our help crew right here at YNAB is completely superior. In the event you give them permission utilizing the Help Entry function, they’ll even check out your funds to reply any questions particular to your actual state of affairs. One among our crew members mentioned they as soon as noticed an encouraging message within the title of a YNABers funds, and it made their day. They’d like to see extra!

18. Inside jokes

MB within the YNAB Followers group shared a enjoyable story with their funds title:

“Liz used to tease me about my fast/reckless spending, which I described as desirous to “construct an enormous leaf pile of {dollars}, then leap in it and ship them flying.” Our funds known as “Liz & MB’s Leaf Pile”.

A enjoyable inside joke along with your associate or pals may very well be the proper title to provide you fun every single day.

19. Tabletop sport references

Okay, I needed to embody this one, as a result of I’ve very just lately gotten into D&D. So this funds title is completely superior. IYKYK:

“I’m within the course of of creating my funds all D&D themed (I’ve a private model to uphold 😅). It’s referred to as “(Cash) Bag of Holding 💰”.

20. Present and film references

I saved my favourite for final. Everybody likes to reference their favourite reveals. “Funds, Beets, Battlestar Galactica” was a delight for The Workplace followers. Different references included “Gringotts” for the Harry Potter financial institution, “The Actual World” for our old-school MTV followers. And naturally, “The Banana Stand” as a result of, because the characters of Arrested Improvement will remind you, there’s all the time cash there. 

So go forth and have an absolute blast naming your funds one thing enjoyable, inspiring, or sensible. However keep in mind, no matter you select, the aim of your funds is that can assist you be sure your spending traces up along with your priorities so you may construct the life you have got all the time needed.

Would you like extra enjoyable YNAB knowledge, puns, and obscure tv references? Join YNAB’s newsletters at the moment!

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