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Friday, August 15, 2025

A Life Overview – Safal Niveshak


How we search to spend our time might rely upon how a lot time we understand ourselves to have.

― Atul Gawande, Being Mortal

Earlier this month, on my birthday, I introduced the publication of my second guide, Boundless. I obtained a variety of congratulatory messages, however a number of individuals additionally requested concerning the two different books I’d introduced beforehand—The Worldly Knowledge of Charlie Munger and Shut Up and Wait. Neither has made it to bookshelves but.

I knew this query was coming. Actually, I’ve been asking myself the identical factor. Why begin a brand new mission when there’s unfinished work on the desk?

The reality is, typically your coronary heart doesn’t comply with the identical timeline as your to-do listing. It’s not that the duties in your listing aren’t essential—they’re. And ignoring them fully isn’t an choice. However there’s this quiet nudge that comes from someplace deeper, perhaps your coronary heart, that claims, “Not now.” Or typically, “Now, earlier than it’s too late.”

As I’ve came upon, this—when your coronary heart diverges out of your to-do listing—typically occurs as a result of the stakes really feel totally different. The to-do listing you create is a results of your priorities and deadlines. The center, however, operates on which means, instinct, and emotion. It asks questions that no spreadsheet can reply: What is going to you remorse not doing? What feels pressing—not within the hurried sense however within the soulful sense? What would convey you pleasure, peace, or fulfilment?

Anyway, it was in Could this yr, on a visit to Omaha, that I realised why this shift mattered.

Earlier than transferring ahead, I ought to clarify the Omaha journey as a result of it wasn’t simply one other journey, however a pilgrimage. For years, I’d dreamed of attending the Berkshire Hathaway Annual Assembly, of seeing Warren Buffett and Charlie Munger in individual. They’ve influenced my considering in profound methods, shaping how I view investing, decision-making, and even life itself. However regardless of that, I’d by no means made the pilgrimage. Why? Oh, the same old excuses—too busy, perhaps subsequent yr, not the fitting time, or too crowded for my consolation.

However Munger’s passing final yr at 99 jogged my memory of time’s unrelenting march, for all of us. So, I requested myself: “What if I by no means get to see Buffett?”

It wasn’t nearly him. It was about me, too—whether or not I used to be laying aside one thing that mattered deeply for causes that wouldn’t matter in any respect in hindsight. Would I remorse not going? The reply was a loud sure.

So, I booked the journey, with none overthinking or hesitation.

As I walked into the AGM venue on Saturday, 4th Could 2024, at round 7 AM, surrounded by 1000’s of others who had made the identical pilgrimage, I felt an amazing stillness—a way of each insignificance and connection.

Buffett had spent many years sharing his knowledge, however he was nonetheless simply an getting old human sitting on a stage. And when he mentioned this as his closing comment, “I not solely hope that you simply come subsequent yr however I hope that I come subsequent yr,” it hit me that we’re all working throughout the similar constraint: time. No quantity of brilliance or wealth should buy extra of it. And that’s the fantastic thing about it, isn’t it? Nobody escapes time, however all of us get to determine how we spend it.

That thought stayed with me lengthy after the journey. However other than peace, it additionally introduced forth a number of large questions, like: “If this have been my final yr on Earth, what would I remorse not doing? What have I been laying aside as a result of I believe I’ve extra time than I actually do?”

These aren’t simple questions. In reality, they’re a bit terrifying. However they’re additionally obligatory. For me, they triggered what I can solely describe as a “life overview”, the place I began wanting again at my decisions, evaluating whether or not they align with what I really worth, after which deciding what wants to vary.

And like a very powerful twists and turns that seem in our lives, these questions weren’t one thing I deliberate. They only occurred, sparked by that journey and deepened by a rising consciousness of my very own mortality.

A fast historical past of the place I’m coming from might assist right here. Coronary heart points run in my household. My great-grandfather died of a coronary heart assault in his mid-40s. My grandfather handed away of cardiac arrest quickly after turning 60. My father had coronary heart bypass surgical procedure at 64 and fought most cancers earlier than passing at 70.

At 46, I’m conscious the clock is ticking—not in a doomsday approach, however in a ‘profit from it’ approach. In reality, that considered mortality doesn’t scare me as a lot because it motivates me. I don’t see it as a burden however a wake-up name and a reminder that point is finite, and the way I exploit it issues.

This consciousness reshaped how I lived via most of 2024. I began asking myself questions that have been uncomfortable however clarifying:

  • What am I holding onto that now not serves me?
  • What am I laying aside that I’d remorse later?
  • What actually issues to me, and what’s simply noise?

This self-assessment made one factor clear: I used to be carrying too many commitments, too many distractions, and too many unfinished tasks. And this wasn’t simply bodily litter however psychological litter.

I realised that each “no” I mentioned might make room for a deeper “sure.” Saying no to pointless obligations meant saying sure to extra time with my household. Saying no to fixed busyness meant saying sure to the issues that really encourage me—like writing Boundless.

This wasn’t simple. Setting apart tasks I’d began however hadn’t completed felt like a betrayal of my very own values of seeing issues via and by no means quitting. However I needed to remind myself that saying no to one thing isn’t the identical as failing. It’s making a alternative—a aware one—to prioritise what issues most (or extra).

And that’s how Boundless got here to be. The guide wasn’t on my radar at first of the yr. In reality, if you happen to’d requested me in January 2024, I’d’ve instructed you I had no plans to start out a brand new guide earlier than ending those I’d already began. However as I mirrored on my life, my notes, and the teachings I’ve realized, it grew to become clear that Boundless was the guide I wanted to write down—not later, however now—and never only for my kids or anybody else who might profit, however for myself.



Sure, writing Boundless wasn’t nearly making a guide, however about confronting myself. The method pressured me to have a look at the hole between what I say and what I do, between the teachings I’ve realized and those I really reside by.

It was humbling. Writing has this manner of exposing your contradictions. Nevertheless it additionally gave me readability and a way of alignment between who I’m and who I wish to be.

This readability got here from asking questions, time and again, and sitting with the discomfort of not having simple solutions. In reality, simply sitting with my questions was a revelation for me, for that gave me time to decelerate and actually really feel the burden of them.

The questions, like those I discussed above, weren’t tidy or linear. They got here in waves. However sitting with them gave me one thing I hadn’t realised I used to be lacking: perspective. It allowed me to step again from the noise of day by day life and actually look at what I used to be doing with my time—and, extra importantly, why I used to be doing it.

In reality, one of many largest classes 2024 has taught me is that readability isn’t one thing you bump into however one thing you create. And also you try this by letting go of what doesn’t matter and holding tight to what does.

For me, meaning doing much less however doing it higher. Fewer tasks. Fewer investments. Fewer distractions. Fewer choices. Extra give attention to the issues that really matter—my household, my writing, and a few significant endeavours.

The remaining? It may possibly wait. Or perhaps it doesn’t have to occur in any respect.

And I’m okay with that. What issues to me now’s asking questions—and taking steps, nonetheless small, to reside in alignment with the solutions.

Waiting for 2025, I don’t have any resolutions. I’ve a easy intention: to reside absolutely and embrace my finite time not with worry however with a renewed sense of objective and risk.

I don’t know what the yr will convey. None of us do. However I do know this: I wish to maintain writing, continue to learn, and maintain sharing. I wish to be current for my household and shut pals, and true to myself. I wish to reside a life that feels boundless, even throughout the bounds of time.

And that will be sufficient.


What about you?

For those who paused for a second and actually considered it, what would you realise you’ve been laying aside? What’s one factor you would do at present to reside with fewer regrets?

It doesn’t need to be large or dramatic. Possibly it’s reserving that journey you’ve all the time dreamed of. Possibly it’s writing a letter you’ve been which means to ship. Possibly it’s simply taking a second to take a seat with your self and ask: Am I residing the life I wish to reside?

You don’t want excellent solutions. You don’t even want a plan. All you want is a willingness to start out. Generally, that’s all it takes to show a query right into a life well-lived.

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