2025.2 Replace: The 75k provide is again now.
2025.1 Replace: The 75k provide is expired. The present provide is 60k.
2024.8 Replace: The 75k provide is again now!
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Advantages
- 75k provide: earn 75,000 AAdvantage Miles after spending $3,500 inside the first 4 months. That is the most effective provide on this card.
- We worth AA Miles at 1.5 cents/level (Airline Miles Worth), so the 75k highest sign-up bonus is price about $1,125! See A Newbie’s Information to AA Miles to verify for particulars about AA Miles.
- Earn 2x AAdvantage miles per $1 spent on Eating places, Gasoline Stations, and eligible American Airways purchases, 1x AAdvantage mile per $1 on different purchases.
- First checked bag free on home American Airways flights for you and as much as 4 companions.
- Earn $125 AA Flight Low cost after spending $20k throughout cardmembership yr.
- Precedence boarding on American Airways flights.
- 25% financial savings on eligible in–flight purchases utilizing card.
- No international transaction price.
Disadvantages
- $99 annual price, however waived for the primary yr.
Beneficial Utility Time
- [8/65 Rule] You possibly can apply for at most 1 Citi playing cards each 8 days, and at most 2 Citi playing cards each 65 days, regardless of authorized or not.
- [Updated] [1/48 Rule] The welcome bonus isn’t out there you probably have acquired a brand new account bonus for this card up to now 48 months.
- Citi values the variety of latest laborious pulls lots, we suggest you apply when there’s lower than 6 laborious pulls up to now 6 months.
- We suggest you apply for this card after you may have a credit score historical past of not less than one yr.
Abstract
The sign-up bonus is likely one of the greatest sign-up bonus, subsequently it’s price making use of for nearly anybody who could use miles. Nonetheless, the earnings fee isn’t spectacular, which makes it laborious to cowl the $95 annual price, until you’re keen to place $20k spend on the cardboard to get the $125 Flight Low cost. If you happen to fly AA lots in order that the AA associated perks make up the annual price, this bank card is price maintaining. In any other case you possibly can take into account downgrading it to some playing cards with no annual price.
Associated Credit score Playing cards
Beneficial Downgrade Choices
After Making use of
- Name 888-201-4523 to verify Citi software standing.
- Citi reconsideration backdoor quantity: 605-331-1698. This can be a so known as “Citi EO” (Government Workplace) cellphone quantity. This cellphone quantity isn’t designed to make reconsiderations, however the representatives are actually useful.
Historic Gives Chart
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