5 causes to get the Hilton Honors Amex Surpass card

Resort cobranded bank cards serve a really particular viewers. In spite of everything, if you happen to aren’t an everyday customer to the resort chain in query, there most likely is not a lot purpose to get its bank card.

However on the flip aspect, some resort playing cards are higher than others, particularly in relation to further advantages that turn out to be useful throughout stays on the chain’s properties.

The Hilton Honors American Specific Surpass® Card, with an annual payment of $150 (see charges and charges), is a wonderful instance of a cobranded resort bank card that really provides worth to an everyday Hilton visitor. It comes with stable incomes potential and gives a stage of elite standing that may enormously improve your stays at Hilton properties.

These are the highest 5 causes to contemplate getting the Hilton Honors Amex Surpass card.

New Hilton Honors Surpass cardmembers can earn 130,000 factors plus a free evening reward after spending $3,000 in purchases within the first six months of cardmembership. This supply ends on April 29.

Primarily based on TPG’s March 2025 valuations, these bonus factors are price $780. That is not making an allowance for the worth of the free evening reward.

Since Hilton has greater than 8,000 properties worldwide, these bonus factors can be utilized for a lot of purchases, corresponding to a keep on the DoubleTree by Hilton Common Orlando in Florida or at an all-inclusive in Mexico.

Associated: 7 nice methods to make use of 100,000 Hilton Honors factors and a free evening reward

Should you keep at Hilton inns commonly — and even on a semi-regular foundation — there are only a few playing cards with a return pretty much as good because the Hilton Honors Surpass.

Each day Publication

Reward your inbox with the TPG Each day e-newsletter

Be part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s consultants

You will earn 12 factors per greenback spent on all eligible Hilton purchases (together with eligible prices made to your room throughout your keep). As of March 2025, TPG values Hilton Honors factors at 0.6 cents every, so that you’re successfully getting an over 7% return on Hilton stays when utilizing this card.

You will additionally get:

Associated: Is the Hilton Surpass Amex card well worth the annual payment?

Hilton Gold elite standing may be very worthwhile, offering:

• An 80% bonus on factors earned for Hilton stays
• Room upgrades at most manufacturers (excluding suites)
• A each day meals and beverage credit score (at U.S. inns solely) or continental breakfast (at non-U.S. inns)
• Elite rollover nights

The Hilton Surpass additionally comes with the flexibility to improve to Hilton Honors Diamond standing if you happen to spend $40,000 on it in a calendar 12 months (phrases apply). That stated, if you happen to’re actually out there for Diamond standing, you could be higher off with the Hilton Honors American Specific Aspire Card because it provides complimentary Diamond standing (phrases apply).

Moreover, cardmembers get complimentary Nationwide Automobile Rental Emerald Membership Government standing. This will get you Government Space Entry for full-size reservations and above within the U.S. and Canada, assured upgrades and no second-driver charges. (Enrollment is required within the Emerald Membership Program; phrases apply.)

The data for the Hilton Amex Aspire card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

Associated: The award traveler’s information to Hilton Honors

You may make your factors go lots additional when you’ve got the Hilton Honors Surpass.

For the reason that card offers you complimentary Hilton Gold elite standing, you’ll be able to benefit from one of many key advantages of standing: a fifth evening free on award redemptions. Meaning you may successfully save 20% of your factors on all award stays of 5 nights.

Hilton clearly states in its phrases and situations that this profit solely applies to straightforward rooms, so premium room redemptions will not be eligible. Nonetheless, this generally is a nice choice to avoid wasting factors on longer stays. Extra phrases could apply.

Associated: Get your fourth or fifth evening free on resort award stays

The Hilton Surpass comes with a quarterly assertion credit score of as much as $50 (as much as $200 per calendar 12 months) when utilizing your card for Hilton purchases.

Eligible purchases embody these made straight with a Hilton property, together with room charges and incidental prices (corresponding to room or spa service), so this may be a good way to deal with your self to a pleasant dinner or get a therapeutic massage.

Should you usually pay out of pocket for extras, this generally is a good method to offset the Hilton Surpass card’s annual payment.

Associated: The perfect resort bank cards

To study extra, learn our full assessment of the Hilton Honors Surpass.

Apply right here: Hilton Honors Surpass Card

For charges and charges of the Hilton Honors Surpass card, click on right here.