Parubets attended Fanshawe Faculty and accomplished the Skilled Monetary Companies program in 2000. He obtained his Licensed Monetary Planner (CFP) designation in 2003, achieved the Fellow of Canadian Securities Institute (FCSI) designation in 2008, and Chartered Funding Supervisor (CIM) designation in 2013.
Outdoors the agency workplace, he enjoys travelling and biking, and he’s a giant foodie. He has a deep love for canines, his hometown Toronto, and naturally his spouse Tuli and son Elan.
| Companies | • Monetary Planning • Funding Planning & Implementation |
| Specializations | • Schooling Planning • Funding Administration • Retirement Revenue Planning |
| Cost Mannequin | • Charges paid by shoppers primarily based on property managed by advisor |
| Languages written and spoken | • English |
Why did you turn out to be a planner?
Accidentally and from my pure curiosity, My main focus was investing, however I’ve discovered, over and over, that it was exhausting to actually present good funding recommendation with out utterly realizing a consumer’s monetary state of affairs. That pushed me to delve an increasing number of right into a shoppers’ monetary state of affairs as time went on.
What’s your strategy to monetary planning?
I’ve two approaches.
- I have a look at the large image. I check with monetary planning as “whack-a-mole” as a result of each motion has an impression someplace else. So I have a look at all of the implications.
- I’m allergic to “rule of thumbs.” I do know journalists and shoppers love them. However, most frequently, the rule of thumb solely applies to sure individuals somewhat than everybody and anybody.
What’s your proudest achievement as a monetary planner?
I’m happy with having the ability to help and cross alongside any information I’ve gained over time to my staff, so we will present the absolute best service to our shoppers. I additionally love that we proceed to be taught from different planners and have the curiosity to know and be taught extra.
What’s a consumer success story you may share?
A mature consumer all the time wished she might return her homeland Eire earlier than she stopped travelling however she felt she shouldn’t afford it. On her monetary plan I caught a sticky observe that learn “Go to Eire.” She took that sticky and put it on her toilet mirror. After a few years, she lastly made the journey. She might afford it!
What would you do if cash had been no object?
First, I really like my job and wouldn’t cease working. I’ve a number of properties worldwide, and I’d actually reap the benefits of them by working remotely, particularly in the course of the colder winter months. Two, I’d create a pet-friendly all-inclusive resort package deal that features flight and keep. Canine on a aircraft, canines operating across the resort, to me that’s paradise!
What’s the greatest cash recommendation you ever obtained?
The most effective recommendation is essentially the most boring. You already know all of them:
