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Friday, August 15, 2025

SoFi Make investments 1% Limitless Brokerage & IRA Bonus (9-Month Maintain)


The Supply

Direct Hyperlink to supply | Phrases

  • SoFi Make investments is providing new and present prospects a 1% limitless match when transferring over brokerage funds or IRA funds from an outdoor brokerage into your SoFi Make investments or IRA account.
  • Should switch a minimal $20,000 to get the bonus. There is no such thing as a most.
  • Supply ends 4/17/25. Should switch by 4/17/25 and should preserve funds by way of 12/31/25. Bonus shall be paid out in January 2026.

The Superb Print

  • Supply legitimate from March 17, 2025 – April 17, 2025. This era could also be prolonged at SoFi’s discretion.
  • Topic to those phrases and situations, eligible prospects earn a 1% Match (the “Match”) when transferring at the very least $20,000 in investments from one other brokerage agency right into a SoFi Make investments Energetic Brokerage taxable or Energetic retirement account (Conventional, Roth, or SEP IRA) with SoFi Securities LLC (“SoFi”) in the course of the Supply Interval (outlined under). The Match is calculated based mostly on the full internet greenback quantity of incoming settled transfers from one other brokerage to a person SoFi Energetic Make investments in the course of the Supply Interval much less any outflows or withdrawals (“Web Transfers”) and maintained by way of the tip of December 31, 2025 (the “Holding Interval”). The Match shall be paid in money after the Holding Interval in January 2026 and based mostly on a calculation of 1% of Web Transfers as of the tip of the Holding Interval Finish Date, and is contingent on Web Transfers being maintained all through the Holding Interval. The Match shall be paid into the identical account you transferred investments into. Transfers into a number of Energetic Brokerage taxable or Energetic retirement accounts is probably not mixed to complete $20,000.Instance 1: In case you switch $20,000 into your Brokerage IRA account in the course of the Supply Interval, and don’t make any extra contributions or withdrawals for the remainder of the 12 months, you’ll be matched 1% equaling $200.Instance 2: In case you switch $40,000 into your Brokerage taxable account in the course of the Supply Interval, and make an outflow of $5,000 earlier than the Holding Interval Finish Date, you’ll be matched 1% of $35,000 equaling $350.Instance 3: In case you switch $20,000 into your Brokerage taxable account in the course of the Supply Interval, and make a further switch of $5,000 in the course of the Holding Interval, you’ll be matched 1% of $20,000 equaling $200.
  • Eligibility – The Supply is offered to prospects who’ve (1) an present Energetic Investing Account in good standing or have efficiently opened an account in the course of the Supply Interval by way of SoFi Securities LLC; (2) have efficiently transferred at the very least $20,000 in property through ACAT in the course of the Supply Interval; and (3) preserve an open SoFi Make investments account with Web transfers of at the very least $20,000 by way of the tip of the Holding Interval. Solely property acquired by way of an ACAT switch are eligible. The transferred property should be settled earlier than the tip of the Supply Interval to be eligible for the Match
  • The worth of the reward you obtain could represent taxable earnings. SoFi Securities LLC could subject a Type 1099 (or different acceptable kind) to you that displays the worth of the Match.

Our Verdict

This provide is superb with a stable 1% match on each brokerage transfers and IRA transfers, and with a low required maintain time of 9 months. You can too switch each your brokerage account and IRA account (with a minimal $20,000 in every) and get a 1% match on each.

If I hadn’t performed the Robinhood 1% match (which has a 2 12 months maintain), I’d soar on this provide. I’d join Sofi Make investments utilizing a portal like TCB, Rakuten, or Swagbucks to get $50-$60. Then I’d switch over as a lot brokerage (or IRA) funds as I might. I’d be comfy transferring any quantity underneath $500,000 (per account sort) because it’s lined by SIPC insurance coverage. I’d maintain the funds there till January 2026, after which I’d determine whether or not to maintain the funds there or transfer on. (I’d probably do the SoFi Cash $500-$600 bonus alongside the way in which too. It’s a very unrelated bonus, however after I’m making a relationship with a financial institution I are likely to go all the way in which with them.)

It’s the golden age for brokerage bonuses as higher and higher gives proceed to roll out from numerous monetary establishments. We’ll add this to our listing of Greatest Brokerage Bonuses. 

Hat tip to reader tuphat

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