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Monday, August 11, 2025

5 Methods to Get YNAB for Free


Ever been at a halftime present when the man with the free t-shirt cannon comes out? Get hyped—you are going to love this weblog publish. 

Do you know there are a bunch of the way you might get YNAB at no cost? It’s true. There are individuals utilizing YNAB at no cost all around the world, and I’m not simply speaking concerning the free trial. 

Let’s go over 5 methods to get YNAB at no cost, and possibly a number of of them will apply to you!

Monetary Wellness by YNAB profit program 

Get your employer to pay for it!

Possibly your coworkers are uninterested in listening to about you yapping about how a lot YNAB has modified your life within the break room. What if you happen to and all of your coworkers may get YNAB at no cost? 

You’d be the YNAB hero of your workplace. Everybody can be signing up and also you’d get to speak about all of it day! I personally have obtained YNAB from my employer at no cost. And I can inform you having a shared language round cash with the individuals you spend a 3rd of your day with makes an enormous distinction. Plus, people who find themselves now not careworn about cash make up a happier and extra productive workforce. Wouldn’t it’s nice if all of your coworkers have been YNABers!?

Nicely too dangerous such a factor isn’t possib—oh wait! It completely is with our Monetary Wellness by YNAB program. Wellness is designed to deliver YNAB to workers as a office profit. It is going to be in the identical listing as insurance coverage and retirement plans, nevertheless it’s about whole-person well being and happiness. It’s the psychological well being profit your coworkers didn’t know they wanted! 

Right here’s the way it works:

  1. Go to our Deliver YNAB to Work web page.
  2. Select from our ready-to-use profit request e-mail or prompt message templates.
  3. Ship the request to your HR workforce—be happy so as to add a private word about how YNAB has positively impacted your life!

When you’ve shared Monetary Wellness by YNAB along with your employer, we’ll deal with the remaining from there. Our gross sales workforce will chat along with your office to find out if our profit program is the appropriate match! Earlier than you already know it, YNAB may pop into your subsequent all-hands assembly throwing subscriptions and swag round like Oprah!

School program

Cease cash stress earlier than it begins.

School college students love free stuff. I keep in mind once I was in faculty, if somebody mentioned “free pizza,” I used to be there. That’s how I by chance signed up for a cult. Simply kidding.

For those who occur to be a scholar in faculty, you get YNAB free for a 12 months! We all know faculty is without doubt one of the most costly, but additionally one of many least income-y occasions of your life (sure, I went to varsity, however I nonetheless make up phrases). And lots of faculty college students live at the very least partially on scholar loans, so it’s extra vital than ever that you simply plan your spending rigorously. That’s why we assist out faculty college students by providing a whole 12 months at no cost. 

Enjoyable truth: manner again in 2004, Jesse Mecham based YNAB as a self-proclaimed broke faculty scholar. Possibly that’s why he’s so keen to assist out people in that stage of life. Again then, it was just a bit previous downloadable excel spreadsheet. Now, it’s a number of award-winning apps backed by a full-fledged cash technique. 

All you need to do is join YNAB at this particular faculty web page. For those who’ve already signed up for YNAB, use the identical hyperlink and choose the choice so as to add a free 12 months to your subscription. For those who’re within the US, we’ll have a course of to get your free 12 months added routinely. For those who’re exterior the US, enroll after which contact help ([email protected]) with proof you’re a scholar (assume: scholar ID, registration, class schedule) and we’ll get you arrange. 

Oh, and a school scholar is a school scholar. It doesn’t matter if you happen to’re in grad faculty otherwise you go to varsity in Timbuktu otherwise you’re 85 years previous and going to varsity for the primary time. For those who go to varsity, you’re in. 

Referral program

Get rewarded for sharing the YNAB love.

So possibly you’re not in faculty, however I’ll guess you may have buddies… proper? No? Um… effectively, I’ll guess you may have individuals on the subway that should take heed to you speak as a result of there aren’t any different seats out there. See, all of us have individuals in our lives that we will inform about YNAB! And why not get a bit of little bit of free YNAB for you and your pal (or commute acquaintances) when you’re at it?

That’s what the YNAB referral program is all about. All you need to do is share your referral hyperlink and watch the free time roll in. 

Right here’s how YNAB referrals work:

  1. Shout YNAB from the rooftops to anybody who will hear and share your particular referral hyperlink with them.  You will discover your referral hyperlink hanging out within the lower-left nook of the net app (with some exceptions).
  2. When your pal indicators up for YNAB by your hyperlink, they’ll get a 34-day trial identical to everybody else. 
  3. In the event that they find yourself subscribing to YNAB after their trial, each you and your pal will get a free month added on to your YNAB subscription. 

There are some extra particulars to share relying in your particular state of affairs, so take a look at the FAQ part on the backside of the YNAB Referral Program web page for all the small print! 

YNAB Collectively

Add family members to your subscription.

Whereas a YNAB subscription isn’t free, you may share your subscription with these you’re keen on for no additional cost! Meaning you may present YNAB at no cost on your aged dad and mom, your associate, your youngsters, your roommate, or another close-knit group. 

You possibly can invite as much as 5 family members to your subscription, and every member will obtain:

  • their very own safe login and YNAB account
  • the flexibility to create and edit as many cash plans as their li’l coronary heart needs
  • the flexibility to share these plans with different group members
  • entry to our award-winning buyer help workforce

For those who’d prefer to be taught extra concerning the YNAB Collectively characteristic, we’ve acquired all the small print. Invite your associate, teenage kids, or another individuals in your monetary circle and begin utilizing YNAB… collectively!

YNAB for Good

YNAB shares free subscriptions by non-profits.

We like to share YNAB subscriptions at no cost by partnering with non-profit organizations doing what the world wants extra of: good. For people in underrepresented or marginalized communities, the wrestle with cash is all too actual. We need to assist deepen your impression! 

We’ve joined forces with non-profit organizations within the US and Canada which might be already working to equip underrepresented or marginalized communities with monetary literacy. 

If you may benefit from this program, attain out to such a company in your group. For those who run or know of a company that YNAB may associate with, you will get all the data and ship an software

So there you may have it. 5 methods to get YNAB at no cost. Do with this info what you’ll, however keep in mind, the purpose is to like the way in which you spend your cash, even when (or particularly!) if that’s on a YNAB subscription.

For those who haven’t tried YNAB but, there’s one other option to get it at no cost! You possibly can join a free 34-day trial! Give it a whirl. I promise you gained’t remorse it. 

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