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Friday, August 15, 2025

[AZ, ND, MN Only] $100 Western State Financial institution Checking Account Promotion


Replace 4/7/25: Accessible in MN in response to this hyperlink.

Supply at a look

  • Most bonus quantity: $100
  • Availability: Legitimate in department solely; should be inside 60 miles of their areas in: Devils Lake, Towner, Fargo, West Fargo, North Dakota or Chandler, Casa Grande, Scottsdale, Arizona [AZ, ND only]
  • Direct deposit required: Sure, no minimal specified
  • Extra necessities: eStatements & money & examine card
  • Arduous/tender pull: Mushy pull
  • ChexSystems: Unknown
  • Bank card funding: None
  • Month-to-month charges: $10, avoidable
  • Early account termination payment: Unknown
  • Family restrict: None listed
  • Expiration date: None listed

The Supply

Direct hyperlink to supply

  • Western State Financial institution is providing a bonus of $100 if you open a brand new VIP or VIP Plus private checking account and full the next necessities:
    • Join direct deposit
    • Enroll in eStatements
    • Open a Money & Examine Card

The Wonderful Print

  • Legitimate on new private checking accounts solely. The next standards should be met to obtain $100: Open a VIP or VIP Plus private checking account, enroll in direct deposit, enroll in eStatements, open a Money & Examine Card.
  • Reward will likely be credited to your new checking account inside 60 days after direct deposit is obtained assuming account is open.
  • Restrict one supply per particular person
  • All checking account bonuses are handled as revenue/curiosity and as such you need to pay taxes on them

Avoiding Charges

Month-to-month Charges

VIP Checking $10 Month-to-month Payment

It’s attainable to keep away from this month-to-month payment when you’ve got a minimal steadiness of $500 or keep $5,000 steadiness in Loans + Deposits

VIP Checking Plus $10 Month-to-month Payment

This account requires you to have a mixed steadiness of $10,000 in deposit accounts or keep $25,000 in Mortgage & Deposit balances

Early Account Termination Payment

I wasn’t capable of finding a payment schedule so I’m not sure if there may be any early account termination payment or not.

Our Verdict

They did supply a $200 bonus earlier than, that had extra necessities however was nonetheless higher than this bonus. Western State Financial institution has been getting extra consideration not too long ago as a result of 2.5% APY nationwide account they provide, however this deal will solely be out there in department in AZ & ND sadly. As a result of the $200 bonus was from means again in 2014 I don’t suppose we’ll see a greater bonus than this in no less than the quick to medium time period so I’ll add this in the direction of the underside of the finest checking bonuses.

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