Citi / AAdvantage Platinum Choose World Elite Mastercard evaluate: Full particulars

*Card score is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

Not all airline bank cards are created equal. A number of have annual charges of roughly $100 a yr, so that you have to be certain a card suits your journey objectives and delivers most miles to your spending.

The Citi / AAdvantage Platinum Choose World Elite Mastercard makes the lifetime of an American Airways flyer simpler and provides non-AA flyers an avenue to diversify the miles of their award portfolio — all for an annual price of solely $99 ($0 introductory annual price for the primary yr). The cardboard has a really helpful credit score rating of 670 or larger.

Let’s take a look at the advantages of this American Airways bank card and see who it is best suited to.

The data for the Citi / AAdvantage Platinum Choose has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

New Citi / AAdvantage Platinum Choose cardholders can earn 50,000 bonus miles after spending $2,500 within the first three months of account opening. In keeping with TPG’s April 2025 valuations, this card’s provide is value $825.

That is the normal provide the cardboard supplies, so it is value ready for the next provide earlier than making use of. You will not be eligible for this bonus should you’ve earned a welcome bonus from the Citi Platinum Choose or a card you product-changed to a Platinum Choose prior to now 48 months.

Associated: Greatest makes use of of American Airways AAdvantage miles

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You may have entry to a free checked bag on home itineraries, a 25% low cost on inflight meals and beverage purchases and a $125 flight low cost after spending $20,000 or extra in your card throughout your membership yr and renewing your card.

Since a few of these perks are additionally provided to AAdvantage elite members, you may not get a whole lot of worth from them you probably have elite standing. Nevertheless, those that have not earned standing but can get pleasure from some elitelike advantages with this card.

So far as standing qualification goes, you may earn 1 Loyalty Level per each eligible AAdvantage mile earned, although the welcome bonus is excluded from incomes Loyalty Factors.

Sadly, Citi stripped many invaluable journey and buy safety advantages from the Citi / AAdvantage Platinum Choose a couple of years in the past. This is not essentially a dealbreaker, however it’s one thing to bear in mind earlier than making use of for this card.

Associated: The very best bank cards to achieve elite standing

Incomes miles with the Citi / AAdvantage Platinum Choose

With the Citi / AAdvantage Platinum Choose, you may earn 2 miles per greenback on eligible American Airways purchases and at eating places and gasoline stations. All different spending earns 1 mile per greenback spent. There isn’t any cap on what number of miles you’ll be able to earn in a yr.

Incomes 2 miles per greenback places you at a 3.3% return on bonus class spending, based mostly on TPG’s April 2025 valuations. That is not important, and you may definitely do higher with playing cards like The Platinum Card® from American Specific or the Chase Sapphire Reserve® (see charges and charges) whenever you ebook flights.

Essentially the most invaluable redemptions of AAdvantage miles are for premium-cabin accomplice bookings.

For home flights, Danyal recommends turning to applications like Southwest and JetBlue earlier than utilizing American miles. He’d a lot relatively save AA miles for enterprise or firstclass on Qatar, Etihad, Finnair, Iberia and accomplice carriers with extremely regarded worldwide long-haul service.

You can even fly in American Airways financial system class throughout the contiguous 48 U.S. states and to Canada, beginning at 7,500 miles one-way; enterprise and firstclass flights begin at double that.

Danyal redeems the miles he earns on his Citi / AAdvantage Platinum Choose card for premium cabin redemptions, usually with Qatar Airways, to fly in a Qsuite to the Center East and Africa.

American Airways flyers have loads of cobranded bank cards to select from:

For extra choices, take a look at our full listing of the most effective journey playing cards.

The data for the AAdvantage Aviator Crimson World Elite Mastercard has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

Associated: Citi / AAdvantage Platinum Choose vs. AAdvantage Aviator Crimson

The journey advantages on this card are good, however definitely not on the identical tier because the extra premium Citi / AAdvantage Govt World Elite Mastercard. That is to be anticipated because the annual price on the Govt card is way larger, however this card would possibly nonetheless be the only option for you if you need AA advantages on a funds.

Should you want Admirals Membership lounge entry, this card will not make it easier to. However should you’re an informal American Airways traveler who desires a couple of elitelike advantages whenever you fly with the airline, the Citi / AAdvantage Platinum Choose Mastercard is one you need to contemplate including to your pockets.

The very best time to use for this card is when it provides an elevated welcome bonus to make sure you may get probably the most out of your AAdvantage miles.

Associated: How you can ebook American Airways flights with Chase Final Rewards factors