Raisin: Up To $500 Financial savings Bonus Referral (SaveBetter)

Replace 5/2/25: There may be now a $500 financial savings bonus that requires a $50,000 deposit.

Replace 4/6/25: Prolonged to 4/30

Replace 3/23/25: There may be now a a lot better $250 bonus that requires a $25,000 deposit or extra.

Replace 7/17/24: Now $100 on Rakuten. Seems to be like a $225 stack could be attainable.

• Register for a SkyOne referral. (elective) $25 bonus

• Use Rakuten to join Raisin. $100 bonus

• Throughout the Raisin signup, use a referral code on the signup web page. As much as $200 bonus, relying on the quantity deposited. If attempting to stack SkyOne, use that credit score union in your financial savings deposit.

Hat tip to Gadget

The Provide

Direct hyperlink to supply, don’t share your referrals within the feedback under. Use this linked publish as an alternative.

• Raisin has doubled the referral bonus and is now providing new customers as much as $200 and the particular person referring $100. Bonus damaged down as follows for the particular person signing up (steadiness should be maintained for 90 days):
  • $50 for deposits between $5,000 and $9,999
  • $100 for deposits between $10,000 and $49,999
  • $150 for deposits between $50,000 and $99,999
  • $200 for deposits of $100,000 or extra

The Wonderful Print

• Referral bonus supply phrases & circumstances:
• Present Raisin clients are eligible to obtain a $100 referral bonus and their referees are eligible to obtain a minimal $50 bonus for every referee who (1) opens an account with Raisin.com and makes a minimal preliminary deposit of $5,000 and (2) referee maintains the minimal deposit quantity for a interval of at the least 90 days. Referee should use your distinctive private referral code so that you can be eligible to obtain your referral bonus money. Referrers are eligible to earn a most of $2,000 with the Raisin Referral Program.
• Referees earn bonuses for preliminary deposits maintained over 90 days as follows: $50 for deposits between $5,000 and $9,999; $100 for deposits between $10,000 and $49,999; $150 for deposits between $50,000 and $99,999; or $200 for deposits of $100,000 or extra.
• Referral bonus money can be deposited by Raisin Options US LLC into buyer’s and into referee’s exterior financial institution accounts, respectively, that have been linked to www.raisin.com/en-us inside 30 days of satisfying all phrases to qualify for referral bonus money. US clients solely.
• Not open to Raisin Options workers.
• Raisin reserves the fitting to terminate this supply at any time and to disclaim Buyer referral bonus money for any cause.
• This bonus supply applies to preliminary buyer deposits made after Might 8, 2024.
• All checking account bonuses are handled as revenue/curiosity and as such it’s a must to pay taxes on them

Avoiding Charges

Month-to-month Charges

These accounts don’t have any month-to-month charges.

Our Verdict

Raisin was once known as SaveBetter and we’ve got coated it twice earlier than (when there was a $50 bonus and why we don’t record SaveBetter charges). Charges are aggressive with the greatest excessive yield financial savings accounts, though barely worse than the highest charges, though the bonus isn’t important in comparison with the deposit required (e.g the $200 bonus works out to be an additional 0.8% APY annualized over that 90 day interval). Assume the earlier Rakuten supply for $50 for $100 deposit was higher. Don’t share your referrals within the feedback under. Use this linked publish as an alternative.

Helpful posts relating to financial institution bonuses: