[Targeted] AmEx 20,000 Membership Rewards Factors For Enrolling In Pay Over Time

Replace 5/3/25: Extra individuals focused

Replace 3/10/25: Extra individuals focused by way of April 12, 2025. Hat tip to MtM

Replace 1/31/25: Extra focused at this hyperlink (ht MEAB)

Replace 7/26/24: One other spherical went out, displaying up in AmEx Presents (ht reader John and to DDG)

Replace 10/11/22: Extra individuals focused with this hyperlink. Hat tip to pdawg43

Replace 9/28/22: Extra individuals focused.

Replace 9/7/22: Extra individuals focused over e-mail.

Replace 7/13/22: Two new hyperlinks to strive: one, two (ht freewillyz)

Replace 7/10/22: Generic hyperlink working for individuals.

Replace 6/21/22: One other two hyperlinks to examine: one, two (ht garettg and plaid-knight)

Replace 6/16/22: One other hyperlink to examine and one other hyperlink right here and one other (ht stillwaters23 and pra_vda and Duck D)

Replace 6/14/22: Test the hyperlink once more.

Replace 6/1/22: Value checking the hyperlink once more now as many individuals who weren’t focused final week are actually seeing this focused provide. (ht PlaySmart5000)

Replace 5/25/22: Many individuals are seeing the 20k provide now over the previous few hours, even these playing cards that weren’t focused within the rollout final week. Hyperlink right here

Replace 5/18/22: Extra individuals displaying the 20k over on the generic web page discovered right here.

Replace 5/2/22: 20k level provide displaying for some on the generic pay over time web page discovered right here. Hat tip to reader TY

Replace 3/31/22: Extra individuals focused.

Replace 2/2/22: new hyperlink. Hat tip to Matthew.

Replace 1/12/22: New hyperlink. Hat tip to stillwaters23

Replace 12/3/21: New hyperlink. Hat tip to MtM

Replace 10/23/21: New hyperlink. Hat tip to MtM

Replace 10/3/21: New hyperlink to strive. Hat tip to krokodil83

Replace 9/15/21: Extra individuals focused. Hat tip to YouFoundSugarMan

Replace 8/26/21: Extra individuals focused.

Replace 7/2/21: Extra individuals focused.

Replace 4/29/21: Extra focused.

Replace 4/24/21: Extra individuals focused.

Replace 4/12/21: Extra individuals focused for the 20,000 provide.

Replace 3/25/21: 20k provide displaying for extra individuals below the statements & exercise display screen, may also strive this hyperlink. Hat tip to reddit person BUT_WHY_MALE_M0DELS

Replace 3/2/21: Some individuals are actually seeing a 20,000 level provide when logged in.

Replace 2/16/21: One other spherical has gone out at this hyperlink. Hat tip to abmo224

Replace 9/10/20: One other spherical has gone out. Stunned to see this after American Specific began auto enrolling cardholders. Hat tip to
Adam Okay.

Replace 6/9/20: One other focused hyperlink now obtainable. Hat tip to TwelveBall

Replace 5/19/20: One other hyperlink now obtainable. Hat tip to DDG

Replace 2/18/2020: One other hyperlink now obtainable. Hat tip to corxion

Replace 2/11/2020: One other hyperlink now obtainable. Hat tip to trumanthepug

Replace 1/15/2020: One other hyperlink now obtainable. Hat tip to OMGitzSARS

Replace 1/3/2020: One other hyperlink now obtainable. Hat tip to coljung

Replace 11/15/19: One other hyperlink now obtainable. hat tip to MtM

Replace 10/15/19: One other hyperlink obtainable right here. Hat tip to reader kcihtred2

Replace 9/20/19: One other hyperlink obtainable right here. Hat tip to reader qmc

Replace 9/17/19: One other hyperlink obtainable right here. Hat tip to JonLuca

Replace 8/27/19: One other hyperlink obtainable right here. Hat tip to jasonalanmorgan

Replace 8/13/19: One other hyperlink obtainable right here. Hat tip positivecontrol

Replace 8/2/19: One other hyperlink obtainable right here. Hat tip to mc1nc4

Replace 7/31/19: One other hyperlink obtainable right here. Hat tip to garettg

Replace 7/2/19: One other hyperlink obtainable right here. Hat tip to Andrew D

Replace 6/24/19: One other hyperlink obtainable right here. Hat tip to Andrew D

Replace 6/21/19: One other hyperlink obtainable right here. Hat tip to BUT_WHY_MALE_M0DELS 

Replace 6/2/19: One other hyperlink right here. Hat tip to ClosertothesunNA.

Replace 5/27/19: One other hyperlink right here. Hat tip to CericRushmore

Replace 5/21/19: Extra individuals focused, new hyperlink right here. Hat tip to reader ping

Replace 5/9/19: Extra individuals focused, new hyperlink right here. Hat tip to lobonomnom

Replace 5/3/19: Extra focused, new hyperlink right here. Hat tip to alexischase

Replace 4/23/19: Extra individuals focused, doesn’t appear to be a hyperlink to do this time sadly.

Replace 4/10/19: One other day, one other hyperlink to strive. Hat tip to garettg

Replace 4/4/19: Do that hyperlink. Hat tip to Aloha808

Replace 3/12/19: Do that hyperlink. Hat tip to syr_eng

Replace 3/7/19: New spherical has gone out.

Replace 2/19/19: Right here’s a brand new hyperlink (login required) which is working for lots of people. You too can strive calling 1-866-281-4438 and mentioning Supply Code: GCOR:0004. Hat tip to Uscreditcardguide.

Replace 2/16/19: One other spherical, this time the hyperlink to strive is: world.americanexpress.com/lending/extended-payment-options/provide?identifier=MHR. Hat tip to krex42

Replace 1/24/19: One other spherical of provides has gone out.

Replace 12/20/18: One other spherical of provides has gone out, examine your e-mails to see in case you are focused.

Replace 12/5/18: One other new hyperlink. This time courtesy of veeRob.

Replace 11/27/18: Seems to be like one other spherical went out. This time the hyperlink is: https://americanexpress.com/ExPOenroll68. Hat tip to zackiv31

Replace 11/21/18: MtM is reporting one other spherical of focused individuals. I don’t see any new hyperlinks, but when anyone finds one please share it within the feedback.

Replace 11/07/2018: One other spherical of individuals focused. New hyperlinks to strive:

Replace 10/27/18: Three new hyperlinks obtainable to strive:

Hat tip to The_Fartful_Codger

Snail mailers have additionally been despatched out, so maintain a watch out for these as effectively. Hat tip to nickohrn

The Supply

Hyperlinks appear to be distinctive this time, examine your common mail & e-mail to see if you happen to’ve been focused (share any topic strains of e-mails within the feedback under). One subjectline is ‘

• American Specific are presently providing chosen cost cardholders 10,000 factors once they enroll Prolonged Cost Possibility

The Positive Print

• E mail topic line is ‘You Qualify for a Versatile Cost Possibility’. Individuals additionally being focused through snail mail.
• One other: Congratulations, <identify>! You’ve Been Chosen to Enroll in a Versatile Cost Possibility

Our Verdict

Fingers crossed we get a generic hyperlink to see in case you are focused or not. It is a pretty frequent provide, it’s not value enrolling with out this 10,000 bonus (typically they provide an curiosity free interval however I’d look forward to this provide). You must (hopefully) be paying off your bank card steadiness in full each month anyway.   When you’ve got any questions on Pay Over Time (e.g onerous/smooth pull) I’d advocate studying by way of our F.A.Q on the subject discovered right here. You don’t really want to make use of the pay over time function to get the ten,000 bonus factors, you have to merely enroll in it. The in need of it’s that it’s undoubtedly value doing if you happen to’re focused, simply don’t really use the function and pay your whole bank card payments in full and on time.

Because of reader @MrBillington for offering the image