In case you are a enterprise proprietor trying to earn rewards on your small business purchases, Chase has a wonderful lineup of playing cards fitted to nearly any enterprise.
The Ink Enterprise Limitless® Credit score Card (see charges and costs) is a simple flat-rate cash-back bank card to make use of. There’s additionally the Ink Enterprise Money® Credit score Card (see charges and costs), one other nice cash-back product with no annual charge.
If you’d like extra bang in your buck, you may convert the money again earned on the Limitless or Money into Final Rewards factors if in case you have a Chase bank card that earns these factors, such because the Chase Sapphire Reserve® (see charges and costs), Chase Sapphire Most well-liked® Card (see charges and costs) or the Ink Enterprise Most well-liked® Credit score Card (see charge and costs).
The Ink Enterprise Premier® Credit score Card (see charges and costs) could also be a strong cash-back card for your small business, however notice that it does not enable cardholders to transform the rewards earned into Chase Final Rewards factors.
Take into account that these are enterprise bank cards. You might be able to get a enterprise bank card even when your facet enterprise remains to be on the smaller facet. When you do not want a longtime workplace with a number of staff to use (which means freelancers and sole proprietors are additionally eligible), you will want a enterprise of some type to use for these playing cards.
Let’s run by means of an outline of every card to see which might be finest in your small enterprise.
Associated: One of the best time to use for these in style Chase bank cards primarily based on supply historical past
Ink Enterprise Limitless Credit score Card
Welcome bonus: Earn $750 bonus money again after spending $6,000 within the first three months after account opening. That is the usual welcome supply for this card, nevertheless it meets our standards for when to use.
Annual charge: $0
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Incomes charge: 1.5% money again on all purchases.
Who ought to apply: The Ink Enterprise Limitless is a good possibility for small companies and sole proprietors who haven’t got spending concentrated in particular spending classes. Regardless of the class, you may get a flat 1.5% throughout purchases.
Whereas it isn’t probably the most profitable flat-rate possibility for enterprise homeowners, it does come in useful if in case you have Chase Final Rewards points-earning bank cards to show that 1.5% money again into 1.5 factors per greenback (a 3.1% return, primarily based on TPG’s Might 2025 valuations).
To be taught extra, take a look at our full assessment of the Ink Enterprise Limitless.
Apply right here: Ink Enterprise Limitless
Ink Enterprise Most well-liked Credit score Card
Welcome bonus: Earn 90,000 bonus factors after spending $8,000 on purchases within the first three months after account opening.
This bonus is the typical supply we see on this card. We have seen higher provides come prior to now, so we suggest ready to use. In keeping with TPG’s Might 2025 valuations, this welcome bonus is price $1,845.
Annual charge: $95
Incomes charges: Earn 3 factors per greenback on the primary $150,000 spent in mixed purchases throughout these classes annually: delivery purchases, web, cable and cellphone providers, journey and promoting purchases with social media and search engines like google and yahoo (then 1 level per greenback). You will earn 1 level per greenback on all different purchases.
Who ought to apply: Small-business homeowners with vital spending within the above bonus classes shall be completely happy to earn as much as 450,000 factors per 12 months on these purchases. This card additionally supplies direct entry to Chase’s resort and airline switch companions, so it might stand by itself in your pockets.
To be taught extra, take a look at our full assessment of the Ink Enterprise Most well-liked.
Apply right here: Ink Enterprise Most well-liked
Associated: Who’s eligible for the Chase Ink Enterprise Most well-liked card?
Ink Enterprise Money Credit score Card
Welcome bonus: Earn a complete of $750 money again — earn $350 money again after spending $3,000 on purchases within the first three months of opening an account, plus an extra $400 money again after spending $6,000 within the first six months.
Whereas this is not the best supply we have seen, this supply meets our requirements for when to use.
Annual charge: $0
Incomes charges: 5% money again on the primary $25,000 spent in mixed purchases every account anniversary 12 months at workplace provide shops and on web, cable and cellphone providers, 2% money again on the primary $25,000 spent in mixed purchases at fuel stations and eating places every account anniversary 12 months and 1% again on all different purchases.
Who ought to apply: The Ink Enterprise Money is nice for anybody who spends rather a lot at workplace provide shops and on web, cable and cellphone providers. These are widespread bills for a lot of small companies, so most enterprise homeowners ought to be capable of maximize the Ink Enterprise Money.
To be taught extra, take a look at our full assessment of the Ink Enterprise Money.
Apply right here: Ink Enterprise Money
Ink Enterprise Premier Credit score Card
Welcome bonus: Earn $1,000 in bonus money again after spending $10,000 within the first three months after account opening. This is not one of the best welcome supply, so we suggest ready for a greater one earlier than making use of.
Annual charge: $195
Incomes charges: Earn 2.5% money again on purchases of $5,000 or extra and a pair of% again on all different purchases.
Who ought to apply: This card is right for small-business homeowners on the lookout for a card with a versatile spending restrict. This card has no mounted credit score restrict, however you will need to pay the invoice in full every month and can’t carry a stability. In the event you can meet these standards, you may benefit from the limitless incomes potential on this card.
It is price noting, nevertheless, that the rewards from this card can’t be mixed with Chase Final Rewards-earning playing cards.
To be taught extra, take a look at our full assessment of the Ink Enterprise Premier.
Apply right here: Ink Enterprise Premier
Are these bonuses price it?
It is price getting one among these playing cards if in case you have a significant buy arising that you simply need to use to earn one among these welcome bonuses, or if you wish to make the most of their incomes charges sooner reasonably than later.
Whereas these playing cards will not add to your Chase 5/24 complete, it’s essential be beneath 5/24 to use for any playing cards with Chase. In the event you’ve opened 5 or extra bank cards (from any financial institution) prior to now 24 months, you’ll doubtless be declined when making use of.
Enterprise bank cards — or playing cards with vital welcome bonuses — are likely to have larger spending necessities to attain the bonus. In the event you can meet that requirement, the welcome bonus is sort of at all times definitely worth the effort.
Associated: The final word information to bank card utility restrictions
Backside line
In the event you can mix your rewards with an current Final Rewards account, these bonus provides are much more beneficial. When you do have to contemplate 5/24 when making use of, it is definitely price taking a look at these present provides.
Most small companies ought to be capable of hit the spending threshold to make the most of any of the bonuses. Any of the Ink enterprise bank cards could possibly be a strong addition to anybody’s pockets.
Apply right here: Ink Enterprise Limitless
Apply right here: Ink Enterprise Money
Apply right here: Ink Enterprise Most well-liked
Apply right here: Ink Enterprise Premier
