Yearly, the TPG Awards honor excellence in bank cards, loyalty packages and journey. Please click on right here to learn extra about our winner choice course of and methodology for the 2024 TPG Awards.
In the event you’re searching for a loyalty program superb for renters, Bilt Rewards is a stable choice. As a member, you may earn Bilt Factors once you pay hire and make your common on a regular basis purchases. The factors you earn might be redeemed for journey via loyalty companions, hire or future down funds, health courses, and extra.
Plus, there are not any transaction charges (see charges and costs) on hire funds once you use the Bilt Mastercard®. You possibly can earn as much as 100,000 factors on hire per calendar 12 months.
We’re celebrating the Bilt Mastercard (see charges and costs) for profitable the Greatest No-Annual-Charge Journey Rewards Credit score Card award on the 2024 TPG Awards. This card is a powerhouse for renters, who can earn beneficial Bilt factors on their hire funds with no transaction payment. You need to make no less than 5 transactions on the cardboard each assertion interval to earn factors (see rewards and advantages).
Whereas we love this card, you needn’t have it to earn and redeem factors within the Bilt Rewards program.
TPG’s Might 2025 valuations place Bilt factors at 2.05 cents apiece, although there are many methods to get extra worth from them. Let’s delve into all the small print of the Bilt Rewards loyalty program and discover the best way to earn and redeem factors for max worth.
What’s Bilt Rewards?
Bilt Rewards is a loyalty program that permits you to earn factors to redeem towards journey, Amazon purchases, dwelling decor, health courses and extra. You possibly can earn Bilt factors by merely changing into a member, linking a qualifying card to your Bilt Rewards account and transacting with Bilt companions.
Maybe most notably, you may earn Bilt factors by paying your hire. With the Bilt Mastercard, you may earn factors on hire with no transaction payment (see charges and costs).
How do you earn Bilt Rewards factors?
You do not essentially must have the Bilt Mastercard or pay hire to earn Bilt factors. There are 9 major methods to earn Bilt factors.
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1. Incomes Bilt factors by paying hire
You possibly can earn 1 level per greenback spent on hire at any dwelling (as much as 100,000 factors per calendar 12 months) by paying your hire with the Bilt Mastercard.
You possibly can pay your hire along with your Bilt Mastercard via the Bilt app, but when your landlord solely accepts bodily checks, do not fret. You possibly can nonetheless pay your hire with the Bilt Mastercard on the app, after which Bilt will mail your landlord a hire verify every month, permitting you to earn factors on hire with out incurring any extra transaction charges (see charges and costs). If relevant, you can too course of funds via Venmo and your landlord’s on-line hire portal.
As of April 2025, now you can use a bank card that is not a Bilt Mastercard to pay hire, although it might not be the most suitable choice. In the event you use a Visa, Uncover or Mastercard, you may earn 1 Bilt level per greenback spent on hire. Utilizing an American Categorical card, you may earn 1 Bilt level for each $2 spent. Nevertheless, you may incur a 3% transaction payment with this route.
2. Incomes Bilt factors with the Bilt Mastercard
Talking of the Bilt Mastercard, it provides a easy incomes construction:
- 5 factors per greenback spent with Bilt Eating companions and Lyft, when you hyperlink your Bilt and Lyft accounts and pay with the Bilt Mastercard
- 3 factors per greenback spent on eating
- 2 factors per greenback spent on journey booked straight with the supplier or via the Bilt Journey Portal and on Walgreens purchases and prescriptions
- 1 level per greenback spent on hire funds (as much as 100,000 factors per calendar 12 months) and all different purchases
You need to use your card no less than 5 occasions throughout every assertion interval to earn factors.
This no-annual-fee card (see charges and costs) provides spectacular perks, together with an Auto Rental Collision Injury Waiver, Journey Cancellation and Interruption Safety, and No Overseas Transaction Charges (see charges and costs).
You do not want to pay hire to use for the Bilt Mastercard.
Associated: Do you have to pay your hire with Bilt? We crunch the numbers
3. Incomes Bilt factors via Bilt Eating
Bilt additionally has its personal eating rewards program known as Bilt Eating.
You possibly can hyperlink any Visa, Mastercard or American Categorical bank card to the Bilt Eating program to earn as much as 3 factors per greenback spent at Bilt Eating eating places once you pay with any eligible card in your Bilt Pockets.
These earnings come along with what you earn along with your bank card. For instance, for those who pay along with your Bilt Mastercard, you may earn 3 extra factors per greenback spent*, for a complete of as much as 6 Bilt factors per greenback spent. Put in another way, that is a 12.3% return in your eating purchases, based on TPG’s Might 2025 valuations.
Bilt states that you could earn as much as 10 factors per greenback spent on consuming at a Bilt Eating restaurant and paying with any eligible card on file in your Bilt Pockets. Plus, there isn’t a cap on what number of factors you may earn via Bilt Eating.
4. Incomes Bilt factors on the Bilt journey portal
Expedia powers Bilt’s journey portal, the place you may earn factors on flights, lodge stays, automobile leases and issues to do. As a Bilt member, you earn 1 level per greenback spent on journey booked via the portal.
As a Bilt Mastercard holder, you earn 2 factors per greenback spent on journey booked via the portal and a couple of extra factors per greenback by charging your buy to the cardboard*. That may be a complete of 4 Bilt factors per greenback spent.
5. Incomes Bilt factors with referrals
You may earn 2,500 factors every time you refer a buddy to the Bilt Mastercard, on as much as 50 complete referrals. For each 5 referrals, you earn 10,000 bonus factors. You possibly can refer buddies to the cardboard via the web site or app.
6. Incomes Bilt factors with Lyft
You possibly can earn 2 Bilt factors per greenback spent on Lyft rides once you hyperlink your accounts. If you pay on your trip with the Bilt Mastercard*, you may additionally obtain an extra 3 Bilt factors per greenback spent.
7. Incomes Bilt factors with health studios
You possibly can earn as much as 10 factors per greenback spent on health courses booked via the Bilt app.
These studios embody SoulCycle, Pure Barre, Barry’s and Rumble Boxing.
8. Incomes Bilt factors by taking part in the Lease Free recreation
Bilt provides a recreation show-style alternative for members to earn additional factors on Bilt Lease Day (the primary of the month): Lease Free.
Lease Free is ready up like “Household Feud,” with a brand new creator or character taking part in the sport every month. As a Bilt member, you may earn factors with Lease Free once you choose a top-three reply, once you appropriately rank that reply (double factors) and when the movie star visitor picks the identical reply as you (triple factors).
On prime of incomes factors, the highest 10-scoring gamers will win free hire for a month (as much as $2,500). The subsequent 600 top-scoring members will get Bilt factors. In the event you tie, the tie shall be damaged based mostly on who performed the sport first.
9. Incomes Bilt factors on dwelling shopping for
In 2024, Bilt launched a brand new approach to earn factors: dwelling shopping for. The loyalty program partnered with eXp Realty, and once you work with an eXp agent, Bilt members will earn 1 level for each $2 of a house buy worth. For instance, if you are going to buy a house for $500,000 utilizing an eXp Realty agent, you can earn as much as 250,000 Bilt factors. In line with TPG’s Might 2025 valuations, these factors can be value $5,125.
*You need to use your card no less than 5 occasions throughout every assertion interval to earn factors.
Bilt Rewards elite standing tiers
Bilt provides 4 standing tiers. You possibly can attain Bilt elite standing in two methods: incomes Bilt factors and receiving fast-track standing with spending on the Bilt Mastercard and inside the Bilt ecosystem.
Whilst you will not earn fast-track standing on hire spending, you may earn it via SoulCycle courses booked within the Bilt app, Bilt Eating restaurant purchases made with any card linked in your Bilt Pockets, Lyft rides when Bilt is ready as your rewards accomplice, and bookings made through Bilt’s journey portal.
Each member of Bilt Rewards begins within the Blue tier.
This is a fast overview.
| Blue | Silver | Gold | Platinum | |
|---|---|---|---|---|
| Possibility 1: Bilt factors qualification | All Bilt Rewards members | 50,000 factors | 125,000 factors | 200,000 factors |
| Possibility 2: Quick observe with spending | All Bilt Rewards members | $10,000 spent | $25,000 spent | $50,000 spent |
| Earn curiosity in your factors (at the FDIC-published nationwide financial savings fee) | ✓ | ✓ | ✓ | |
| Blade advantages | ✓ | ✓ | ✓ (together with a complimentary Blade flight) | |
| Entry to complimentary homeownership concierge | ✓ | ✓ | ||
| Lease Day switch bonuses | Larger switch bonuses | Gold-level switch bonuses | Platinum-level switch bonuses |
Your member standing relies on the entire factors earned in a calendar 12 months. You may obtain the upper of the 2 statuses via qualifying factors or through spending on the fast-track standing path.
Irrespective of once you earn standing every calendar 12 months, it is good for the remainder of the 12 months and the next 12 months.
Bilt Platinum members can apply for an Air France-KLM Flying Blue standing match
Bilt Platinum members can obtain 12 months of Flying Blue Gold standing. To activate this standing match, members should go to the Bilt app and choose “Elite Standing Match.” Then, members should switch 10,000 Bilt factors to Flying Blue to formally activate their Gold standing. Fortunately, these 10,000 factors can be utilized towards a future Air France-KLM award flight.
After requesting standing, it could take as much as three enterprise days on your Flying Blue Gold standing to change into formally lively.
Flying Blue Gold standing will give Bilt members extra airline perks and qualify them for SkyTeam Elite Plus standing, which incorporates advantages on different SkyTeam airways like Delta Air Traces.
Study extra about particular Flying Blue Gold standing perks on Flying Blue’s tier advantages web page and the added advantages of getting SkyTeam Elite Plus standing on SkyTeam’s FAQ web page.
Associated: Methods to earn ‘curiosity’ in your factors steadiness with Bilt Rewards
Methods to use Bilt factors: Greatest-value choice
The Bilt Rewards loyalty program offers you some ways to make use of your factors, although not all carry equal worth.
Let’s begin with the easiest way so that you can redeem your Bilt factors. Nothing beats the outsize worth of transferring your factors to Bilt’s 20 airline and lodge companions.
Switch your Bilt factors to journey companions
Becoming a member of these loyalty packages is free, even for those who’ve by no means flown the airline or stayed with the lodge model.
By transferring your Bilt factors to the fitting packages, you may simply get 2.05 cents per level in worth — and maybe way more — and rating a lie-flat airplane seat or an opulent lodge keep.
| Program | Switch ratio | Switch time |
|---|---|---|
| ALL — Accor Stay Limitless | 3:2 | ** |
| Aer Lingus AerClub | 1:1 | Inside minutes |
| Air Canada Aeroplan | 1:1 | Inside 24 hours |
| Air France-KLM Flying Blue | 1:1 | Inside minutes |
| Alaska Airways Mileage Plan | 1:1 | Inside minutes |
| Avianca LifeMiles | 1:1 | As much as 72 hours |
| British Airways Membership | 1:1 | Inside minutes |
| Cathay Pacific Asia Miles | 1:1 | Inside minutes |
| Emirates Skywards | 1:1 | Inside minutes |
| Hilton Honors | 1:1 | Inside minutes |
| Membership Iberia Plus | 1:1 | Inside minutes |
| IHG One Rewards | 1:1 | Inside minutes |
| Japan Airways Mileage Financial institution | 1:1 | ** |
| Marriott Bonvoy | 1:1, with 5,000 bonus factors for each 20,000 factors you switch in a single switch | Inside 48 hours |
| Southwest Airways Fast Rewards | 1:1 | ** |
| TAP Miles&Go | 1:1 | ** |
| Turkish Airways Miles&Smiles | 1:1 | Inside minutes |
| United Airways MileagePlus | 1:1 | Inside minutes |
| Virgin Atlantic Flying Membership | 1:1 | Inside minutes |
| World of Hyatt | 1:1 | Inside minutes |
**TPG has not but examined transferring Bilt factors to those packages.
Greatest-value switch companions
Bilt Rewards companions with a few of our favourite airline and lodge loyalty packages, together with Alaska Airways Mileage Plan, Air Canada Aeroplan, Air France-KLM Flying Blue, Virgin Atlantic Flying Membership and World of Hyatt. These packages have largely stored customary award charts for award flights and lodge nights, that means you may pay a predictable fee and may usually get outsize worth out of your factors.
Switch bonuses
Bilt Rewards has traditionally supplied among the greatest switch bonuses we have seen throughout Lease Day (the primary of each month).
These have included 150% switch bonuses to some carriers, comparable to Emirates Skywards, and as much as a 100% switch bonus to Alaska Airways Mileage Plan for July 2024 Lease Day. Moreover, Bilt has beforehand supplied a 100% switch bonus to Flying Blue.
Associated: The perfect airline award chart candy spots
Methods to use Bilt factors: Medium-value choices
The next redemption choices will get you first rate worth with a redemption fee of no less than 1 cent per level.
Use your factors to save lots of up for a down fee on a house
Bilt provides the distinctive skill for customers to save lots of up their factors towards a down fee on a house.
In the event you go for this route, your Bilt factors are valued at 1.5 cents every towards a down fee. This implies 10,000 Bilt factors are value $150 towards your down fee.
Redeem for journey on the Bilt journey portal
You should utilize the Bilt journey portal to offset the price of flights, stays, rental vehicles and actions at a fee of 1.25 cents per level.
Methods to use Bilt factors: Poor-value choices
If you wish to extract most worth out of your Bilt Rewards factors, you may seemingly wish to keep away from a few of these much less beneficial redemption choices.
Use factors for Amazon purchases
You possibly can choose your Bilt Mastercard on Amazon as a fee technique and redeem your factors to cowl all or a portion of your buy at checkout. Nevertheless, Bilt factors are value 0.7 cents every when used this manner.
For instance, you may want roughly 14,300 Bilt factors to cowl a $100 Amazon buy. Evaluate that to TPG’s Might 2025 valuation of two.05 cents per Bilt level, and it isn’t essentially the very best deal.
Store the Bilt Assortment
The Bilt Assortment is a curated listing of things, together with artwork, dwelling decor and attire. The worth per level will fluctuate, however because it hardly ever exceeds greater than 1 cent per level, it’s best to seemingly go on this selection.
Redeem your factors for health courses
Health fanatics can redeem their Bilt factors to attend name-brand courses like SoulCycle, Solidcore, and Y7 Studio. The worth will depend upon the category you choose, but it surely hovers round 1 cent per level.
Redeem your factors for hire
A doubtlessly engaging choice along with your factors is to save lots of them to assist cowl your subsequent hire fee. Nevertheless, the redemption worth is simply 0.55 cents per level.
Associated: Methods school college students can meet bank card minimal spending necessities
Continuously requested questions
Does the Bilt Mastercard cost a payment to pay hire?
No, the Bilt Mastercard doesn’t cost a transaction payment (see charges and costs) once you use it to pay hire via Bilt Rewards. Nevertheless, you may solely earn 100,000 factors on hire every calendar 12 months, and you need to make no less than 5 transactions with the cardboard in every assertion interval to earn factors.
Can you utilize Bilt with out the Bilt Mastercard?
Sure. You don’t have to carry the Bilt Mastercard to enroll in Bilt Rewards and earn Bilt factors in this system.
Does my landlord/administration firm need to have a partnership with Bilt?
No, you should use Bilt to pay hire even when your landlord doesn’t accomplice with this system.
What are Bilt factors value?
TPG’s Might 2025 valuations deem Bilt factors as value 2.05 cents per level. Relying on the way you redeem your factors, nonetheless, you can get a a lot increased or decrease worth for them.
Is the Bilt Mastercard value it?
The Bilt Mastercard may very well be value it if you wish to earn factors on hire with out incurring a transaction payment (see charges and costs). The cardboard additionally options standard bonus classes and may very well be an excellent choice for those who discover worth in this system’s switch companions.
Nevertheless, the cardboard does not function a standard welcome bonus, and a few options aren’t as helpful for those who dwell in a much less populated space. So, as with every determination, it’s best to contemplate what you need in a card earlier than you apply.
Associated: Bilt Mastercard evaluation: No-transaction-fee hire funds
Backside line
Bilt Rewards presents an distinctive worth proposition for each renters and nonrenters. Bilt has established partnerships with among the extra profitable airline and lodge loyalty packages, enabling you to extract extraordinary worth out of your factors. Your factors switch seamlessly at an easy 1:1 ratio (besides when transferring to Accor), and most packages course of the transfers immediately.
Even for those who aren’t renting or do not wish to apply for the Bilt Mastercard, you may earn a number of factors by linking your Lyft account, enrolling in Bilt Eating and reserving journey via the Bilt portal.
See Bilt Mastercard charges and costs right here.
See Bilt Mastercard rewards and advantages right here.
