We love transferable bank card factors and miles right here at TPG.
The flexibility to switch your rewards to a variety of airline and lodge loyalty applications gives precious flexibility to maximise your journey. You are not locked right into a single redemption scheme as you propose your journeys. If you cannot discover the seats obtainable in a single program, you possibly can select one other program earlier than transferring any bank card factors or miles. If a program devalues its forex with out discover, you possibly can change to a special program on your subsequent factors or miles switch.
With dozens of various switch prospects, it may be troublesome to recollect simply what number of choices you may have.
This is a useful information that breaks down which bank card factors and miles could be transferred to which airline and lodge applications, together with their respective switch ratios. We additionally checklist our valuation for every switch associate so you may get the most effective worth to maximise your hard-earned factors and miles.
Associated: What are factors and miles value? TPG’s present month-to-month valuations
Airline switch companions
There are a number of vital notes to spotlight concerning these switch companions:
Lastly, aside from EVA Air Infinity MileageLands and Finnair Plus, you possibly can switch Marriott Bonvoy factors to all airline companions listed above at a price of three Bonvoy factors to 1 airline level or mile. You’ll obtain a further 5,000 airline factors or miles for each 60,000 Bonvoy factors transferred, besides with the next airline applications: American Airways AAdvantage, Avianca LifeMiles and Delta SkyMiles. Moreover, United MileagePlus awards 10,000 bonus miles for each 60,000 factors transferred.
Associated: Must you switch lodge factors to airline companions?
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Resort switch companions
As with transfers to airline companions, most transfers to lodge companions are instantaneous, although you possibly can learn extra in our beforehand talked about guides to switch instances for Amex, Bilt, Capital One, Chase, Citi and Wells Fargo.
Find out how to earn transferable factors or miles
One of the best ways to earn transferable bank card factors or miles is with the proper bank card. This is a have a look at your finest choices.
American Specific Membership Rewards
These are the preferred playing cards that earn American Specific Membership Rewards factors:
You can even earn Amex factors by signing up for Rakuten and setting your incomes choice to Membership Rewards factors as a substitute of money again.
Bilt Rewards
Bilt provides one bank card, the Bilt Mastercard®. Cardmembers can earn rewards on hire funds (as much as 100,000 Bilt Factors in a calendar yr), plus 2 factors per greenback spent on journey (airfare, lodges, cruises and rental vehicles) and three factors per greenback spent on eating. It’s worthwhile to make a minimum of 5 transactions every assertion interval to earn factors (see rewards and advantages). Better of all, the Bilt Mastercard has no annual price (see charges and costs).
Associated: Bilt Rewards program: Information to incomes factors on hire, eating and extra
Capital One miles
Listed here are the playing cards that at present earn transferable Capital One miles:
The data for the Capital One Spark Miles Choose for Enterprise card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Chase Final Rewards
Listed here are the playing cards that earn totally transferable Chase Final Rewards factors:
Nonetheless, if in case you have one in all these playing cards, you may also mix your rewards from cash-back playing cards just like the Chase Freedom Flex® (see charges and costs) and the Chase Freedom Limitless® (see charges and costs) right into a single account, successfully changing these cash-back earnings into totally transferable Final Rewards factors.
Citi ThankYou Rewards
Citi ThankYou Rewards has 20 airline and lodge switch companions. Presently, solely a single card provides transfers to all of those applications: the Citi Strata Premier℠ Card (see charges and costs). Be aware that for those who’re nonetheless holding on to the Citi Status® Card, which is not open to new candidates, you even have the total switch advantages.
Nonetheless, as with Chase Final Rewards factors, you possibly can mix your Citi ThankYou Rewards factors in a single account for choose merchandise. This lets you successfully convert your fixed-value earnings from playing cards just like the Citi Rewards+® Card (not open to new candidates) and the Citi Double Money® Card (see charges and costs) into totally transferable ThankYou factors.
The data for the Citi Status and the Citi Rewards+ has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Wells Fargo Rewards
Although Wells Fargo provides a number of bank cards, together with a number of that earn cash-back rewards, you possibly can at present solely earn transferable Wells Fargo Rewards factors with the next playing cards:
Backside line
Many switch choices can be found among the many main bank card loyalty applications. Transferable factors and miles are typically extra precious than any single airline or lodge level or mile due to the added flexibility of selecting the place to ship your rewards … and when to do it.
Bookmark this cheat sheet so you already know your choices when making use of on your subsequent transferable points- or miles-earning bank card or deciding in your subsequent redemption.
For charges and costs of the Bilt Mastercard, click on right here.
For rewards and advantages of the Bilt Mastercard, right here.
