The American Categorical® Gold Card is beloved by many people at TPG, because it is likely one of the greatest rewards playing cards for eating and spending at U.S. supermarkets.
The cardboard additionally options a number of assertion credit associated to eating providers and eating places for a $325 annual charge (see charges and costs).
Let’s check out why you need to think about including the Amex Gold to your pockets.
American Categorical Gold welcome supply
Discover out your supply and see in case you are eligible to earn as excessive as 100,000 Membership Rewards factors after spending $6,000 on eligible purchases in your first six months of card membership. Welcome presents differ, and also you is probably not eligible for a suggestion.
This supply is value as much as $2,000, primarily based on TPG’s June 2025 valuations.
That is the second American Categorical card to get this focused therapy, as final week, The Platinum Card® from American Categorical launched its personal model: Discover out your supply and see in case you are eligible to earn as excessive as 175,000 bonus factors after spending $8,000 on purchases within the first six months of card membership. Welcome presents differ, and also you is probably not eligible for a suggestion.
Must you apply for the Amex Gold Card?
The American Categorical Gold Card is likely one of the greatest playing cards for eating and grocery purchases, but it surely additionally presents ongoing perks that may simply justify and canopy the cardboard’s annual charge.
The Amex Gold has many profitable bonus-earning classes:
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- 4 factors per greenback spent on eating at eating places worldwide (on as much as $50,000 per calendar 12 months, then 1 level per greenback)
- 4 factors per greenback spent on as much as $25,000 in purchases at U.S. supermarkets per calendar 12 months (then 1 level per greenback)
- 3 factors per greenback spent on flights booked instantly from the airline or by means of amextravel.com
- 2 factors per greenback spent on pay as you go inns and different eligible purchases booked by means of amextravel.com
- 1 level per greenback spent on all different eligible purchases
Moreover, Amex Membership Rewards factors can switch to 18 airways and three lodge companions, together with beneficial applications comparable to Air Canada Aeroplan and Air France-KLM Flying Blue.
You possibly can maximize your rewards by reserving aspirational business-class tickets or picturesque stays at island resorts for a lot lower than their money equal.
Cardmembers stand up to $10 a month (as much as $120 a 12 months) in eating assertion credit at collaborating retailers, together with 5 Guys, Goldbelly, Grubhub, The Cheesecake Manufacturing unit and Wine.com. (Enrollment is required, and phrases apply.)
Cardmembers additionally obtain as much as $10 in Uber Money month-to-month (as much as $120 a 12 months) for Uber Eats and Uber rides within the U.S. You need to add the Amex Gold Card to the Uber app to obtain the Uber Money profit, and you may redeem with any Amex card. (Enrollment is required, and phrases apply.)
Moreover, cardmembers obtain as much as $100 in Resy assertion credit yearly which are divided into two as much as $50 credit biannually. To make use of them, dine at a collaborating Resy restaurant within the U.S. and pay your invoice with the Amex Gold Card. (Enrollment is required, and phrases apply.)
Lastly, cardmembers obtain as much as $7 a month (as much as $84 yearly) in Dunkin’ assertion credit. You merely use your Amex Gold Card when paying at U.S. Dunkin’ places. (Enrollment is required, and phrases apply.)
Associated: 5 under-the-radar methods to maximise the Amex Gold’s eating credit
Backside line
Incomes so many bonus factors at eating places worldwide and U.S. supermarkets is big. Amex Membership Rewards factors are extremely beneficial, and there are numerous nice redemption choices. In the event you totally use all of the assertion credit, you will get $424 in worth annually, which simply covers the $325 annual charge.
TPG staffers proceed to hold the Amex Gold 12 months after 12 months. Given its food-geared assertion credit, sturdy incomes charges on eating and groceries, and skill to earn transferable factors, it in all probability deserves a spot in any frequent traveler’s pockets.
To study extra, learn our full overview of the Amex Gold.
Apply right here: American Categorical Gold Card
For charges and costs of the American Categorical Gold Card, click on right here.