Southwest® Speedy Rewards® Premier Enterprise Credit score Card Assessment (2025.1 Replace: 60k Supply)

Advertiser Disclosure: This web site is a part of affiliate gross sales networks and receives compensation for sending visitors to accomplice websites. This compensation could affect how and the place hyperlinks seem on this web site. This web site doesn’t embody all monetary corporations or all out there monetary provides.

2025.7 Replace: This card is totally renewed, and the annual price is elevated from $99 to $149. The brand new advantages are marked with [New] under.

2025.1 Replace: The upper provide is expired. There’s solely 60k provide now.

2024.6 Replace: The brand new provide is 60k+60k, the latter half requires $15k spending which is a bit excessive. After the spending you’re going to get the companion go straight.

Software Hyperlink

Advantages

1. 60k provide: earn 60,000 Southwest Miles after spending $3,000 within the first 3 months. The current finest provide is 60k+60k.
2. We worth Southwest Miles at 1.3 cents/level (Airline Miles Worth), so the 120k highest provide is value about $1,560. See A Newbie’s Information to Southwest Miles to test for particulars about Southwest Miles.
3. [New] Earn 3x miles per greenback spent on Southwest Airways; Earn 2x miles per greenback spent at gasoline stations and eating places on the primary $8,000 in mixed purchases per anniversary 12 months; Earn 1x mile per greenback spent on all different purchases.
4. Obtain 6,000 Southwest Miles yearly in your Cardmember anniversary.
5. [New] First checked bag free. Cardmembers and as much as 8 further passengers in the identical reservation can test their first bag at no further price.
6. [New] Most popular Seat Choice inside 48 hours previous to departure, when out there. When you don’t have a co-branded bank card or elite standing, the bottom fare on Southwest solely lets you choose your seat at check-in.
7. [New] Cardmembers and as much as 8 passengers in the identical reservation will board with Group 5.
8. [New]  Obtain a 15% promo code every year in your cardmember anniversary (Excludes Fundamental fare).
9. When you earn 125k Southwest miles in a 12 months, you get the Southwest companion go certificates which is legitimate till the top of subsequent calendar 12 months!
10. [New] 10,000 companion Go qualifying factors increase every year.
11. [New] Earn 2,000 TQPs (tier qualifying factors, helpful in the direction of A-Listing standing, however not helpful in the direction of companion go) for each $5,000 spent.
12. No overseas transaction price.

Disadvantages

1. [New] Annual price $149, not waived first 12 months.
2. Southwest doesn’t have airways companions, so the miles can solely be redeemed for Southwest Airways itself. Southwest can solely fly to the US and a few central America and Caribbean international locations, no additional worldwide routes.

Advisable Software Time

1. [5/24 Rule] In case you have 5 or extra new accounts opened prior to now 24 months, Chase won’t approve your software on this card, irrespective of how excessive your credit score rating is. The variety of new accounts contains all bank card accounts, not solely Chase accounts. See this put up for particulars about how you can probably bypass this rule.
2. This product is obtainable to you should you shouldn’t have this card and haven’t obtained a brand new cardmember bonus for this card prior to now 24 months. Notice that what issues right here is the time you bought the sign-up bonus, not the time you open the account or shut the account.
3. Don’t apply for greater than 2 Chase bank cards inside 30 days, or it’s extremely possible that you’re going to get rejected.
4. We suggest you to use for this card after you’ve gotten a credit score historical past for greater than a 12 months.

Abstract

The welcome bonus is stable. Beneath the present phrases, the 2 Southwest enterprise playing cards don’t have an effect on one another’s welcome bonus eligibility, that means you may apply for each. (In distinction, you may solely maintain one of many three private Southwest playing cards at a time.) When welcome bonuses are at their peak, making use of for one private and one enterprise card collectively can earn you over 125k Southwest factors—sufficient to unlock the Companion Go instantly. (Notice: You may not apply for 2 private playing cards in the identical 12 months.) Because the Companion Go is legitimate for the remainder of the calendar 12 months you earn it plus all the following 12 months, making use of early within the 12 months offers you the utmost worth. When you’re involved in Southwest, the start of the 12 months is the perfect time to use.

After the 2025 refresh and annual price will increase throughout the Southwest lineup, there’s actually not a lot long-term worth in retaining these playing cards. They’re largely simply good for the welcome bonus.

Associated Credit score Playing cards

The present phrases mainly power you to decide on just one private Southwest bank card among the many three. However you may have each private and enterprise playing cards.

Advisable Downgrade Choices

• You cannot downgrade this card to any card with no annual price, so I counsel you shut it while you don’t need to preserve it any longer.

After Making use of

• Name 800-453-9719 to test Chase enterprise playing cards software standing. That is an automatic phone line, and the knowledge has the next meanings: Obtain resolution in 2 weeks means your software might be permitted; Obtain resolution in 7-10 days means your software might be rejected; Obtain resolution in 30 days merely means your software requires additional assessment and there’s nothing to inform you for now.
• Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. It’s fairly laborious to recon Chase enterprise playing cards. Be ready to be requested about numerous particulars of how your enterprise operates.

Historic Gives Chart

Software Hyperlink

When you like this put up, remember to provide it a 5 star score!