[Update: Monthly Fees Being Added] Juno Evaluation – Earn 5% APY Up To $5,000

Replace 8/3/25: Month-to-month charges are being added. 

IMPORTANT: NOTICE OF MONTHLY FEE AND END TO SERVICES
We’re writing to tell you that Juno will not be capable to proceed providing its platform or any related companies. This determination has been made resulting from a variety of exterior elements impacting our potential to function. We perceive this can be disappointing and wish to thanks for being part of the Juno platform.

Attributable to this platform closure, the crypto platform and all crypto particular companies supplied by and thru Zero Hash shall be retired on September 30, 2025. You’ll proceed to have entry to your Juno crypto account till September 30, 2025, to switch the cryptocurrency held in your account to an exterior pockets of your selection. Please be certain that all transfers are accomplished earlier than the deadline to retain entry to your belongings.

What do it’s good to do?

• Switch your cryptocurrency holdings: You should switch the cryptocurrency holdings in your Juno account earlier than September 30, 2025. It’s possible you’ll switch your crypto to a different pockets of your selection. Please be certain that all transfers are accomplished earlier than the deadline to retain entry to your belongings.1,2

• Should you take no motion: Any cryptocurrency that isn’t transferred by September 30, 2025. The cryptocurrency will robotically be offered at then market costs.3,4 Fiat proceeds from the liquidation shall be mailed to you by test on the mailing tackle on file.5

Month-to-month Charge: Starting on September 1, 2025, a month-to-month account payment of 5 {dollars} ($5.00) shall be utilized to every crypto account. This payment shall be drawn from the steadiness of the belongings in your account.

It’s possible you’ll keep away from paying a month-to-month payment by transferring your whole crypto steadiness to a different pockets of your selection previous to September 1, 2025.

We perceive you’ll have questions on this transformation. You probably have particular questions or want help, please contact help straight at [email protected]. If you need to contact Zero Hash about these adjustments, please e mail them at [email protected]

We recognize your understanding and worth your continued help throughout this tough transition for the Juno neighborhood!

Sincerely,
Staff Juno

Replace 5/16/24: Curiosity all the way down to 0% now

Replace 5/13/24:  All present card costs in Juno factors doubled in the previous few days. $5 Amazon GC is now 20k factors. It was 10k factors only a few days in the past and 5k factors again in September. Hat tip to Sergei

Replace 3/10/24: Beginning on April 1, Juno is simply providing 5% on the primary $5,000, after that zero. RIP. Right here is their e mail:

The bull market is right here. Each the inventory market and crypto market reached all time highs in the previous few weeks. Conventional finance yields can not compete with onchain yields. Additionally, the federal rate of interest is anticipated to scale back this 12 months, whereas onchain yields proceed to rise increased.

Beginning April 1, 2024, we’re making some changes to our bonus construction to raised align with this present market atmosphere:

You’ll proceed to earn a 5.00% annual bonus on the primary $5,000 money steadiness. The a part of your money steadiness exceeding $5,000 will not earn an annual bonus

Replace 8/17/23: Replace on price altering:

What’s altering:
Beginning September 1st, 2023 your money balances will earn a aggressive annualized base price of three.00% per 12 months. You should have the power to unlock an industry-leading price of 5.00% on money balances as much as $250,000

What does this imply for you:
At present, our money bonus program helps you to earn 5.00% on money balances solely as much as $50,000. With this transformation, it is possible for you to to earn 5.00% on all of your money balances as much as $250,000 by merely sustaining a every day closing steadiness of $20,000.

Why is the speed altering:
This modification simplifies our money bonus program and allows us to move on the very best charges to you, in step with the federal funds price. We’ll carefully monitor any adjustments within the federal funds price and proceed to supply an industry-leading price.

Replace 5/24/23: Walmart shall be eliminated as a 5% service provider on June 1st (ht ieatdogfood and travelinpoints)

Unique Put up:

Juno is a brand new digital financial institution that  has now launched. Juno affords 2.15% APY (Precedence Entry customers via April 2021) on balances as much as $30,000 and affords FDIC insurance coverage. As well as you too can earn 5% again as much as $3,000 on 5 retailers, retailers embrace:

• Amazon
• Uber
• Netflix
• Airbnb
• Disney+
• Starbucks
• Lyft
• Dunkin Donuts
• Uber

There are two completely different tiers of  membership:

• Fundamental membership: $0 per 30 days
  • 2.15% APY is on as much as $5,000
  • 5% again is on as much as $500 in spend per 12 months
• Steel membership: $9.99 per 30 days
  • 2.15% APY is on as much as $30,000
  • 5% again is on as much as $3,000 in spend per 12 months

You may as well get steel membership totally free for six months if you arrange direct deposit. In addition they have a referral program the place you possibly can earn $25 per person who indicators up, the particular person being referred additionally receives $25 (please don’t share your referrals within the feedback). Referral bonus is not being provided.

They’ve raised $3 million to this point. I don’t suppose 2.15% APY and 5% on particular retailers is sustainable long run, however I definitely received’t say no to VC cash within the meantime.

Put up historical past:

• Replace 2/2/23: Charge is now 5.12% APY on balances as much as $25,000 and 4% APY on balances above $25,000 till $250,000.
• Replace 1/17/23: Provide despatched out to get 10,000 JCOIN bonus (seems like that’s price round $35 now) if you hit a steadiness of $25,000 in your Juno checking account and keep a steadiness of at the least $20,000 for 15 days thereafter. Full particulars at this hyperlink. Looks like this supply is offered to everybody (?).(ht Gadget)
• Replace 1/3/23: Juno has really helpful eradicating any and all crypto held with them: Expensive Person, This is a vital announcement. Juno doesn’t custody crypto belongings and depends on crypto companions for offering these companies. Attributable to uncertainty with our crypto companion who’s liable for crypto operations for Juno, we strongly advocate withdrawing your crypto belongings right into a self-custody pockets. You may as well select to promote these belongings for money and maintain them secured in your Juno checking account which is FDIC insured as much as $250,000 by way of Evolve Financial institution and Belief. There are every day platform limits for sells and withdrawals and we’re working with our companion to extend them for a smoother transition. Attributable to present market uncertainty we’ve additionally disabled crypto buys on the platform and auto-converted a number of the stablecoins (USDC, USDT and mUSDC) to USD. Any charges incurred shall be reimbursed. We apologise for the inconvenience and can maintain you posted.’
• Replace 1/3/23: They’ve elevated the 5% to $25,000 max (beforehand $10,000). (ht ShawntheShawn)
• Replace 10/19/22: Beginning immediately you’ll earn 5% APY in your first $10,000 and three% APY on any quantity above that as much as $250,000. (ht Eric). Join bonus not obtainable.
• Replace: Appears to be like like the two.15% price is assured via 2020 and a most of $20,000. These appear to be new restrictions which have since been added. Not an excellent begin for Juno.
• Replace 5/17/21: Charge has been decreased from 2.15% to 1.2% APY
• Replace 2/24/22: Cashback has been elevated from 5% to 10% in your 5 retailers if you pay in USDC. Legitimate via 5/31/22. $150 cashback restrict. Requires steel card which requires $250 DD/Month. Hat tip to reader Davis
• Replace 2/17/22: Folks have been despatched out a bonus of $10 when buying crypto (buy of $1 appears to work): Topic line: Get $10 of Bitcoin in your first commerce! Purchase any crypto within the subsequent 48 hours and we’ll airdrop you $10 in BTC!
  • Bank card: 3.5% + 60¢
  • Debit card : 2% + 60¢
  • Pay as you go card: 2.3% + 60¢
• Replace 2/1/22: Now you can fund as much as $500 per day with a debit, credit score or pay as you go card . Sadly charges are excessive: Bank card: 3.5% + 60¢, Debit card : 2% + 60¢, Pay as you go card: 2.3% + 60¢. Replace: Not obtainable
• Replace 8/24/22: Charge rising to 2.15%

  Ranging from September 1, 2022 money deposits as much as $100,000 will earn 2.15% deposit bonus per 12 months in your checking account. Any deposits above $100,000 wilI proceed to earn the present bonus of 1.20% per 12 months.

• Replace 8/21/22:  Juno (beforehand known as OnJuno) is eliminating their 6% curiosity on USDC crypto starting September 1st. (ht Mike and MCT)
• Replace 6/27/22: OnJuno is working their Stellar Insanity promotion from July 1 -16: Customers can earn 10% on their card spends with USDC (as much as $100 in Stellar USDC). Spending by way of USDC must be turned ON. Full phrases right here.
• Replace 3/27/22: Cashback is doubled in case you pay with USDC, 10% at $3,000 in spend = $300 max cashback
• Replace 3/21/22: Referral bonus has been elevated to $100. Please don’t share your referral within the feedback under, as an alternative share it as soon as on this linked submit.
• Replace 3/1/22: OnJuno is now exhibiting a $50 bonus if you signup and arrange your first direct deposit (I imagine it must be $250 or extra). Similar supply is offered by way of referral, however we aren’t permitting referrals on this submit proper now. (ht IS250)