This 12 months, we’re bringing you a Good Cash Syllabus. Together with quick, sensible classes that will help you save smarter, spend with intention, and construct expertise that repay lengthy after finals end.
Time to lock in. Class is in session!
Good Cash Curriculum
1. Budgeting 101: Personalized For College
Task: Create a back-to-school price range that features the whole lot.
Your price range will have in mind all prices, together with tuition, room and board, books, provides, tech upgrades, meals, and any private or social spending.
Milestone: Begin by itemizing all of your deliberate and potential month-to-month bills. Take into consideration what your fastened prices are, like housing, versus versatile ones, like journey shares, to get a full image.
Our article, On a regular basis Al in Your Monetary Life, guides you thru tips on how to use AI for monetary planning and prompts questions like:
- What are my must-haves versus nice-to-haves?
- How a lot do I want weekly for fundamentals like meals and enjoyable?
- What sudden prices sometimes come up for college students that I haven’t thought-about?
Then full your price range utilizing your favourite software, like a spreadsheet, a budgeting app, or your cellphone’s notes app. That is the place you’ll observe your revenue and financial savings versus your deliberate and unplanned bills.
Your price range is a dwell useful resource. Make certain to maintain it up-to-date with any sudden cash you herald or a shock price. Seeing your full monetary well being helps you keep in management from
day one.
2. MoneyMoves 101: Ship and Break up with Pace
School life brings new mates and prices. Whether or not it’s a bunch undertaking, late-night takeout, lease splitting, or shared subscriptions, these all imply cash is continually shifting between you and your pals.
That’s the place MoneyMoves, our peer-to-peer fee platform, makes life simpler. It gives the recipient of the fee the selection of a right away deposit to their OneUnited Checking account, a Customary Deposit to an account they’ve at one other financial institution, or an Immediate Deposit to their debit card.
Task: Discover our choices to maneuver cash within the OneUnited Financial institution cellular app or on-line banking by your checking account. It’s quick, safe, and made for anybody with a busy life-style, like college students.
Milestone: Do a take a look at ship to somebody you belief, like a roommate or sibling. Apply utilizing it now so when real-life bills hit, like paying your share of the lease or shopping for occasion tickets, you’re prepared to maneuver cash immediately and confidently.
