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Advantages
- 100k supply: earn 100,000 Alaska Miles after spending $6,000 in first 90 days. Plus a 25k-point International Companion Award.
- We worth Alaska Miles at 1.6 cents/level (Airline Miles Worth), so the 100k welcome supply is value about $1,600!
- Earn 3x Alaska Miles on eligible Alaska Airways, Hawaiian Airways, eating and overseas purchases; and 1x Alaska Miles on all different purchases.
- Annual International 25K Companion Award for a journey companion on the identical itinerary, when reserving journey utilizing your Atmos™ Rewards factors. Moreover, obtain a International 100K Companion Award yearly you spend 60,000 or extra on purchases in that anniversary yr.
- Obtain 8 Alaska Lounge passes and eight Wi-Fi passes annually (2 of every per calendar quarter).
- Free checked bag for you and as much as 6 friends touring on the identical reservation once you buy Alaska or Hawaiian Airways airfare with the cardboard.
- Earn a ten% rewards bonus on all factors earned from card purchases in case you have an eligible Financial institution of America® account.
- Get 10,000 standing factors yearly in your account anniversary and earn 1 standing level for each $2 spent on purchases.
- As much as $120 Airport Safety Credit score each 4 years in reference to the TSA PreCheck® or International Entry trusted traveler applications.
- Obtain a $50 voucher for Alaska Airways flight cancellations or departure delays of two hours+.
- Pay no change payment when you should make a same-day change to your Alaska Airways flight plans – a financial savings of as much as $50 per change.
- Flexibility with no blackout dates or redemption charges on Alaska Airways, Hawaiian Airways or companion airline flights when reserving with factors or a International Companion Award.
- No overseas transaction payment.
Disadvantages
- $395 annual payment, NOT waived for the primary yr.
Really useful Utility Time
- We suggest you apply for this card after you could have a credit score historical past of a minimum of one yr.
- 2/3/4 Rule: BoA will solely approve you for at most: 2 playing cards per rolling 2 months; 3 playing cards per rolling 12 months; and 4 playing cards per rolling 24 months. As a result of their IT system hasn’t been absolutely up to date but, chances are you’ll not get declined due to this rule. As a substitute, chances are you’ll get accepted at first, after which the account will probably be closed due to “accepted in error”.
- 24 month churn rule: This card won’t be out there to you if you happen to presently have or have had the cardboard within the previous 24 month interval.
Abstract
This premium card’s welcome supply is certainly value it, however its long-term worth is questionable. The $395 annual payment isn’t actually offset by any easy-to-use credit. The most important spotlight is clearly the 3x miles on all overseas transactions. In the event you can work out a approach to manufacture spend throughout borders, then this card may have some distinctive worth.
After Making use of
- Click on right here to verify BoA software standing.
- BoA reconsideration backdoor quantity: 877-383-0120 or 866-811-4108. Evidently the quantity is altering. Please inform us without delay if it fails. The representatives right here can get in contact with decision-makers instantly.
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