[FL] Seacoast Financial institution $400 Checking + $200 Financial savings

Replace 8/29/25: Deal is again till 12/31/25. Hat tip to Massy Mass

Replace 7/9/24: Bonus now $600. Has focused language however some bankers implement it and others don’t so marking as YMMV.

Replace 7/8/24: Deal is again however solely $300, higher to attend for an even bigger bonus.

Replace 5/14/23: Prolonged till 12/31/23.

Replace 2/13/23: Deal is again at this hyperlink and legitimate till 5/11/23. Hat tip to reader JBoi

Replace 2/12/22: Prolonged by way of March 31, 2022.

Replace 10/16/21: Prolonged till 12/31/21.

Replace 9/10/21: Deal is again on the $350/$150 stage till 9/30/21.

Replace 1/15/21: Deal is again and legitimate till 3/31/21. Hat tip to reader Austin A.

Replace 12/6/20: Deal is now $250 + $150 (beforehand $350 + $150), however will be opened on-line. Hat tip to reader Parlog

Provide at a look

• Most bonus quantity: $400
• Availability: In department solely, all branches are in FL [Branch locations]
• Direct deposit required: Sure, $500+
• Further necessities: See under
• Arduous/smooth pull: Mushy
• ChexSystems: Unknown
• Bank card funding: Probably as much as $1,000, however more likely to be a money advance in department
• Month-to-month charges: $21, avoidable
• Early account termination charge: $15, 90 days
• Family restrict: One
• Expiration date: October thirty first, 2019 December thirty first, 2019 April thirtieth, 2020 September thirtieth, 2020 December 31, 2020 September 30, 2021 Could 11, 2023

The Provide

Direct hyperlink to supply | New hyperlink

• Seacoast Financial institution is providing as much as $500 in bonuses whenever you open new accounts with promo code CON600. Bonuses and necessities are as follows:
  • $400 bonus whenever you open a brand new Seacoast Basic, Senior Basic, Premium or Premium Elite Checking Account checking account and:
    • Deposit $50 or extra at account opening
    • Have a direct deposit of $1,000 or extra inside 60 days of account opening
  • $200 bonus whenever you open a brand new Seacoast Financial savings account and:
    • Deposit $15,000 or extra in new cash inside 10 enterprise days of account opening
    • Preserve a stability of $15,000 for 90 days from the date of deposit

The Wonderful Print

• Bonus/Account Data: Provide legitimate 7/15/2020-9/30/2020. Account(s) have to be opened in individual at a department to obtain bonus.
• Checking supply just isn’t out there to current Seacoast checking clients.
• Financial savings supply just isn’t out there to current Seacoast financial savings or Cash Market clients.
• Each presents should not out there to these with fiduciary accounts, or these whose accounts have been closed inside 90 days or closed with a unfavorable stability.
• Provide solely legitimate for recipient named and addressed to on this mailer.
• To obtain the $350 checking bonus: 1) Open a brand new Seacoast Premium Checking account, which is topic to approval; 2) Deposit $50 or extra at account opening; AND 3) Have your direct deposit of $500 or extra made to this account inside 60 days of account opening. Your direct deposit must be an digital deposit of your paycheck, pension or authorities advantages (similar to Social Safety) out of your employer or the federal government. After you might have accomplished all of the above checking necessities, we’ll deposit the bonus in your new account inside 65 days of account opening. As of Could 22, 2020, the Annual Proportion Yield (APY) for Seacoast Financial institution Premium Checking accounts is .01%.
• To obtain the $150 financial savings bonus: 1) Open a brand new Seacoast Financial savings account, which is topic to approval; 2) Deposit a complete of $15,000 or extra in new cash into the brand new financial savings account inside 10 enterprise days of account opening; AND 3) Preserve a minimum of a $15,000 stability for 90 days from the date of deposit. The brand new cash can’t be funds held by Seacoast. After you might have accomplished all of the above financial savings necessities, we’ll deposit the bonus in your new account inside 95 enterprise days of account opening. As of Could 22, 2020, the APY for Seacoast Financial savings accounts is .01%. Moreover, charges could scale back earnings on the account. Charges could change at any time. You possibly can obtain just one new checking and one new financial savings account opening associated bonus every calendar 12 months and just one bonus per account per family. Bonuses are thought-about curiosity and could also be reported on IRS Kind 1099-INT.

Avoiding Charges

Month-to-month Charges

Premium Checking $21 Month-to-month Charge

Premium checking has a $21 month-to-month charge that’s waived if you happen to do any of the next:

• Choice #1: Preserve a minimal each day stability of $5,000; OR,
• Choice #2: Preserve a minimal common stability of $7,500 or extra in your checking account; OR,
• Choice #3: Preserve a minimal each day mixed stability of $15,000 or extra in Financial savings, Cash Market, CD or IRA; OR,
• Choice #4: Preserve a belief relationship with Seacoast Wealth Administration; OR,
• Choice #5: Preserve a client or industrial mortgage or line of credit score; OR,
• Choice #6: Preserve Seacoast residential mortgage.

Financial savings $15 Quarterly Charge

Financial savings account has a $15 charge charged per quarter, that is waived when you’ve got a minimal each day stability of $500.

Early Account Termination Charge

In keeping with the charge schedule there may be an early account termination charge of $15 if the account is closed inside 90 days of opening.

Our Verdict

I wasn’t in a position to decide what the speed provided for the financial savings account is, however I think it’s near 0%. That being stated, this bonus continues to be value doing if you happen to dwell close to a department, if you happen to don’t have $15,000 in money laying round then you’ll be able to all the time simply concentrate on the checking bonus and go away the smaller financial savings bonus alone. We might be including this to our listing of the most effective checking account bonuses.

Hat tip to reader Craig J

Helpful posts relating to financial institution bonuses:

Put up historical past:

• Replace 10/11/20: Deal has been prolonged till December 31, 2020.
• Replace 7/27/20: Deal is again and legitimate till 9/30/2020. It does comprise language that states ‘Provide solely legitimate for recipient named and addressed to on this mailer.’ however it’s best to have the ability to discover out if you happen to’re eligible when opening the account. Hat tip to reader Churnoso
• Replace 1/30/20: Deal is again and legitimate till 4/30/2020. Hat tip to reader Churnoso