For the uninitiated, Fave has been round since 2017 and affords a possibility so that you can earn each bank card rewards and cashback each time you pay.
However in case you didn’t already know, Fave is extra than simply QR code funds.
I’ve been utilizing this to triple dip my rewards i.e.
- Earn miles on bank card – even for when the service provider doesn’t settle for Mastercard or Visa
- Obtain instantaneous cashback – to offset my subsequent transaction
- Get extra reductions and financial savings by Fave Offers, eCards and Reward Playing cards
Right this moment, I’ll allow you to in on this hack and share with you the alternative ways you need to use Fave to avoid wasting and earn extra rewards.
FavePay vs. Offers vs. eCards vs. Reward Playing cards
All the Fave ecosystem has grown past simply QR codes and offers.
Right here’s an outline of how you need to use Fave at present:
- Make in-person QR code funds with FavePay for immediate cashback and bank card rewards
- Search for unique Fave Offers for on-line or bodily retailer redemption
- Buy discounted eCards to cut back your invoice
- Purchase Fave Reward Playing cards for your self or your pals, for use instantly with the respective model(s)
Right here’s how one can take advantage of out of Fave.
Tip 1: Make QR code funds with FavePay for immediate cashback and bank card rewards
Every time I see individuals scan the SG QR code to pay for his or her transaction, I all the time surprise in the event that they know they will choose FavePay as a substitute — because it comes with higher advantages.
The SGQR code means that you can use a wide range of fee choices – DBS PayLah, OCBC, UOB TMRW, Seize, Nets, and so forth. However not all fee strategies offers you bank card rewards, particularly because you’re paying by way of debit, or Seize which counts as an e-wallet top-up (and that’s usually excluded from miles or cashback).
Psst, do you know? In case you use DBS PayLah, GooglePay, UOB TMRW or Singtel Sprint, it’s also possible to get service provider cashback if the service provider accepts Fave! However you’ll not earn miles that approach.
I wager these individuals in all probability don’t know that in the event that they pay by Fave as a substitute, they will earn their candy bank card factors. They might not even know the Fave app exists.
That’s as a result of whenever you hyperlink your most well-liked bank card(s) with FavePay, it means that you can convert an offline spend into a web-based expense that may concurrently earn your bank card rewards.
Notice: Paying by the Fave will code the transaction as a web-based one, whereas retaining the underlying service provider class code (MCC). Thus, you’ll be able to proceed to make use of your favorite class bank card to make sure that you get most cashback or miles.
So the following time you see the SGQR code with the Fave emblem (check with picture above), use FavePay to make fee as a substitute so that you could earn each instantaneous accomplice cashback and bank card rewards!
Even higher can be the beneath very best state of affairs:
| Associate cashback | As much as 20% |
| Bank card rewards | 4 miles per greenback or 8 – 10% cashback |
That’s as a result of every time you pay with Fave, you additionally get an instantaneous accomplice cashback (of as much as 20%) which will be utilised to offset future transactions on the similar retailer. In case you frequent the service provider pretty usually, this shouldn’t be an issue for you as a lot of the accomplice cashback are legitimate for 90 days.
Listed here are some common FavePay retailers you can begin utilizing FavePay with:
- Breadtalk (3% Cashback)
- Gongcha (8% Cashback)
- Jolibee (5% Cashback)
- Sakae Sushi (5% Cashback)
- Nan Yang Dao (3% Cashback)
- Dian Xiao Er (3% Cashback)
- Fei Fei Wanton Noodles (10% Cashback)
- Acquire Metropolis (1% Cashback)
- Harvey Norman (1% Cashback)
- Marks and Spencer (2% Cashback)
- Poke Idea (5% Cashback)
In case you frequent any of the above retailers, you’d need to obtain the app onto your cellphone now so that you’ll not miss out on the cashback (which you must have gotten all this whereas)!
Get $5 off your first transaction (min. spend: S$15) with the code FAVENEWBB5 (click on right here) from now till 31 October 2024.
Tip 2: Take a look at unique Fave Offers for on-line or bodily retailer redemption
Everybody loves lobangs, particularly unique ones which you can’t discover elsewhere.
You’ll discover that in Fave Offers, which is unique to the Fave platform so that you can buy for on-line or bodily retailer redemptions. This wants slightly scrolling (or you’ll be able to simply seek for your favorite retailers), however for what it’s value, it can save you as much as 90% off on sure offers throughout meals and drinks, magnificence and wellness, actions or different retail retailers.
As an example, dad and mom would in all probability recognize the Timezone deal, the place we get to avoid wasting $30 and get $80 value of Timezone credit (sufficient to maintain my youngsters glad for no less than 3 visits). I additionally noticed offers for magnificence and therapeutic massage companies on the app. Since I don’t have a daily therapeutic massage place or therapist that I frequent, I recognize these offers that enable me to ease my physique aches (sigh, I’m getting previous liao) at a trial value.
You possibly can even snag offers similar to 1-for-1 drinks at Gong Cha and Coconut Queen, or perhaps a 1-Day Health club and Yoga Move (2 Pax) going for a steal at simply $9!
Tip 3: Buy discounted eCards to cut back your invoice
I had a couple of current encounters with Fave that confirmed me the facility of those discounted eCards.
The primary time it occurred was after I was eating at Morganfield’s. I observed there was an choice to pay by way of FavePay, so I went to scan the QR code and the app instantly prompted me that there was a $2 Morganfield’s eCard for $8 worth that I may buy. This then lowered my invoice from $51.99 all the way down to $45.99 i.e. an instantaneous $6 financial savings for little or no effort!
Fave eCards are discounted vouchers accessible at over 1,400 shops islandwide. These can be utilized concurrently throughout your FavePay checkout for max financial savings.
Some common eCards trending on the app proper now embody:
- WELCIA-BHG – Pay $95, Get $100
- BHG – Pay $77, Get $88
- Kei Kaisendon – Pay $27, Get $30
- Lovet – Pay $140, Get $150
- Teo Heng KTV Studio – Pay $92, Get $100
Begin making it a behavior to pay with FavePay everytime you see the QR code, and also you is likely to be shocked by the financial savings you will get!
Tip 4: Purchase Fave Reward Playing cards strategically!
In case you store at Amazon Singapore, FairPrice, Foodpanda, Deliveroo, Lazada or Zalora, you would possibly need to begin shopping for present playing cards on Fave to offset your spending.
That’s as a result of Fave offers Reward Playing cards which are usually bought at a reduction, permitting you to avoid wasting immediately on on a regular basis bills with minimal effort. Or, for some manufacturers, Fave awards you with Fave Cashback simply from buying a Reward Card.
Reward Playing cards differ from Fave eCards as you don’t have to make use of them by FavePay; as a substitute, you need to use them on the service provider’s personal web site or retailer!
In case you’re as budget-conscious as I’m, you might have additionally observed that many of those retailers concurrently provide present playing cards or vouchers on different platforms similar to ShopBack or HeyMax.
So how do you resolve the place to buy from?
That actually boils all the way down to what you worth extra.
I’ll use Amazon.sg’s present card for example:
| Fave | HeyMax | ShopBack | |
| Financial savings | No (or as much as 10% reductions throughout sure promo intervals) |
No | No |
| Cashback | 3% cashback
(as much as 6% cashback throughout promo interval) |
3-4 Max Miles on Mondays | Sure |
| Bank card rewards | Sure | Sure | Sure |
Miles chasers might favor to get Amazon present vouchers off HeyMax, since that provides you extra mileage (pun supposed). However in case you care extra concerning the absolute {dollars} you’re paying, then shopping for it by Fave would seemingly be your best choice.
Throughout double-digit campaigns, it’s also possible to count on upsized cashback on Amazon Reward Playing cards. As an example, I snagged a ten% off Amazon present card final month and shared about it on my Instagram right here.
All of it provides up!
From 8 to 11 September 2024, take pleasure in an unique 6% Fave Cashback on purchases of Amazon Recent or Amazon.sg present playing cards through the use of the code AMAZONFAVESEPDD.
In case you didn’t snag that, fret not as a result of from now to 30 September (or whereas provides final), you’ll be able to obtain an instantaneous 3% Fave Cashback with the code, AMAZONFAVE.
Psst, I’ve heard from the Fave group that extra present card manufacturers might be added later this month. So, for all of your end-of-year purchasing, you’ll know simply the place to go!
What are the most effective playing cards to make use of with Fave?
Okay, now that you realize the secrets and techniques of learn how to maximise the app, let’s discuss which playing cards to make use of strategically with Fave in order that we will earn much more from our bank cards.
As a reminder, Fave converts your offline spending into on-line ones, however retains the underlying MCC. Therefore, the most effective miles playing cards to make use of can be:
Necessary notice: do NOT make the error of utilizing your DBS Girl’s World card with Fave, as Fave is excluded by DBS and won’t earn you the 4 mpd fee regardless of it being a web-based spend!
For you cashback lovers, the most effective cashback playing cards to pair with Fave can be:
| Card | Class |
| UOB EVOL (10% cashback) | On-line spend |
| HSBC Stay+ (8% cashback till 31 Dec 2024) | Eating and purchasing |
| DBS Stay Recent (6% cashback) | Purchasing |
| UOB Absolute Cashback (1.7% cashback) | All |
| Citi Cashback+ (1.6% cashback) | All |
| Normal Chartered Merely Money (1.5% cashback) | All |
At the same time as we grapple with inflation and rising value of residing, there are nonetheless methods to get extra out of your on a regular basis spending whenever you study to be strategic about utilizing options like Fave.
Now that we’re residing in an period the place we not should accept simply incomes bank card factors alone, what’s stopping you from triple dipping your rewards?
Miles + cashback + reductions = that seems like a very good mixture to me.
That’s why I’ll be utilizing Fave at any time when the chance arises.
How about you?
Sponsored Message
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Restricted to the primary 1,000 BB readers solely.This provide is relevant for each new and present Fave prospects who've but to transact on the app earlier than.
Disclosure: This text was written in collaboration with Fave, whose group fact-checked to make sure accuracy in all of the rewards I’ve written about.
