Supply: The School Investor
Mos is a monetary know-how firm that helps college students seek for scholarships and apply for varied federal and state pupil assist applications.
The corporate started as a pupil banking various, providing a spending account with a rewards debit card, nevertheless it has since pivoted solely to pupil assist and scholarship providers.
We clarify how Mos works, together with its key options and pricing, and allow you to know whether or not we predict its price utilizing.
Scholarship search, monetary assist help |
|
What Is Mos?
Mos is a scholarship search web site that provides entry to a big pool of scholarships and assist from a private advisor (non-compulsory) that can assist you maximize scholarship and monetary assist alternatives.
What Does It Provide?
Mos provides an attention-grabbing mixture of options that faculty college students can make the most of. Right here’s what stands out about Mos.
Scholarship Listing
Mos provides a listing of over 20,000 scholarships. You don’t want an account to browse the listing, however by signing up, MOS can match you to scholarships that provide the greatest likelihood of profitable. The Mos listing consists of dozens of filters to slender your scholarship search. For instance, you may search by low, medium, and excessive effort, no essay, faculty, main, scholarship quantity, and extra.
Scholarship Listing. Screenshot by The School Investor.
Monetary Support Help
Need assistance finishing the FAFSA? Mos provides an AI advisor that may reply questions and help with filling out monetary assist purposes in addition to essay drafts. If you happen to want extra personalised help, you may join Mos Premium for $9.99 per 30 days. This unlocks entry to a human advisor who can help you thru the monetary assist course of. In line with Mos, Premium subscribers obtain an additional $3,000 in monetary help on common.
Mos Plans
Mos’s fundamental service (Customary) is free, however you may unlock extra personalised service with a Premium subscription, which prices $9.99 month-to-month. Right here’s what’s included with every tier:
Customary (Free)
- Non-public scholarships
- AI Advisor
- Prompt AI Essay Drafts
Premium ($9.99/month)
- Non-public scholarships
- Institutional scholarships
- Maximize state grants
- Maximize FAFSA
- AI Advisor
- Prompt AI Essay drafts
- Premium Advisor
- 1:1 FAFSA Assessment
- 1:1 Tuition Assessment
- Negotiate together with your faculty
Are There Any Charges?
You may entry Mos providers freed from cost, together with its scholarship listing. Nonetheless, you’ll have to pay $9.99 per 30 days to entry 1:1 FAFSA and tuition help with a Mos skilled. Mos claims that it is specialists can assist you maximize your pupil assist, though we do not see any strategy to affirm this.
How Does Mos Evaluate?
A number of scholarship search web sites can be found on-line, and lots of don’t cost a charge like Mos. After all, Mos is charging for extra personalised service. But when that’s not one thing you want, you could need to look elsewhere.
Scholarships360 is a free scholarship search web site. It really works equally to Mos in that you could browse its scholarship listing with out changing into a member. Nonetheless, when you join, you may present data permitting Scholarships360 to offer personalised matches.
Daring.org can also be a free scholarship search platform, nevertheless it differs in that it provides unique scholarships solely out there on its platform. In truth, particular person and firm donors can create scholarships by daring.org for college students to join. Daring.org is price contemplating when you’re in the hunt for extra scholarship alternatives.
How Do I Open An Account?
You may get began with Mos by signing up on its web site or downloading the iOS or Android app and making use of out of your smartphone. You can be required to offer some private data alongside together with your cell phone quantity.
Contact
Contact choices are restricted. You may attain Mos help through electronic mail at [email protected]. Sadly, it does present a cellphone quantity on its web site, nor does it publish any enterprise hours.
Buyer Service
Primarily based on its 4.6 out of 5-star Trustpilot score, it is best to anticipate a optimistic expertise with Mos. Moreover, each the iOS and Android variations of the app have earned over 4 out of 5 stars of their respective shops.
Is It Secure And Safe?
The Mos platform must be thought of protected to make use of. Whereas the corporate could gather data from its customers, resembling your identify, electronic mail tackle, cellphone quantity, different private information, app exercise, location, and monetary information, it says that it doesn’t share any of your data with third events. It additionally makes use of normal encryption to make sure that your data is transferred over a safe connection, and customers can request that their information be deleted.
Is It Value It?
MOS is actually a scholarship search web site that provides personalised help for a charge. Their scholarship listing is straightforward to make use of, with a great deal of filters. And by signing up, you may obtain personalised scholarship matches. Mos additionally provides some unique scholarships that you just will not discover on different platforms.
The large query is whether or not paying for a Premium subscription is price it as most college students are in a position to full the assorted purposes, together with the FAFSA, themselves. There are not any ensures {that a} Mos advisor will get you more cash. Finally, you will have to determine if the added price is well worth the peace of thoughts and time financial savings, and for some, it is perhaps.