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New York
Friday, August 15, 2025

[NY] Heritage Monetary Credit score Union $300 Checking Bonus, Direct Deposit Not Required


Supply at a look

  • Most bonus quantity: $300
  • Availability: Anybody who lives, works, worships, volunteers, or goes to high school in Orange, Ulster, Dutchess, or Rockland, Pike, Sullivan, and Sussex Counties qualifies for membership
  • Direct deposit required: Sure, however any exterior deposit will work
  • Extra necessities: None
  • Exhausting/smooth pull: Unknown
  • ChexSystems: Unknown
  • Bank card funding: Unknown
  • Month-to-month charges: $10, avoidable
  • Early account termination price: Unknown
  • Family restrict: None listed
  • Expiration date: None listed

The Supply

Direct hyperlink to supply

  • Heritage Monetary Credit score Union is providing a bonus of $300 while you open a brand new checking account and full the next necessities:
    • Arrange exterior deposits to your Heritage Direct Checking account that complete $1,000 or extra over 90 days
    • Obtain $300 in your account within the fourth assertion cycle following account opening

The Tremendous Print

  • Eligible for the Bonus Supply. An present member with an HFCU checking account could swap their checking account over to this new product, nonetheless, they won’t obtain the $300 bonus. They may obtain the extra advantages listed for the Heritage Direct Checking account.
  • To obtain a one-time $300.00 bonus (“Bonus”) a member should: open a Heritage Direct Checking and inside 90 days of account opening, enroll in e-statements and have 2 (two) or extra new qualifying exterior digital deposits totaling $1,000.00 or extra (transfers from one account to a different, wires, cell deposits, P2P or deposits made at a department or ATM usually are not thought-about a qualifying digital deposit.)
  • The Bonus shall be credited to the account within the 4th assertion cycle from the account opening, so long as the account is open, lively and in good standing.
  • Applicable tax reporting will happen, please seek the advice of your tax advisor with questions. Just one bonus shall be awarded per main member, whatever the variety of accounts opened.
  • All checking account bonuses are handled as revenue/curiosity and as such it’s a must to pay taxes on them

Avoiding Charges

Month-to-month Charges

This account has a $10 month-to-month price. To keep away from the service price the account should keep a month-to-month minimal stability of $500.00 or have 10 (ten) Level of Sale (POS) exterior transactions per assertion cycle and be enrolled in e-statements. Program standards topic to alter with out discover. All account purposes are topic to approval.

Early Account Termination Payment

I wasn’t capable of finding a price schedule so uncertain if there may be any EATF.

Our Verdict

Looks like a simple bonus for $300, particularly if it seems to be a smooth pull. Share your experiences within the feedback under.

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