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Tuesday, August 12, 2025

Altering Your Social Safety Direct Deposit Is About to Get a Lot Sooner — and Safer


The Social Safety Administration is making two adjustments to the method for direct deposit change requests.

These are requests that Social Safety recipients make to the SSA when they need their advantages despatched to a special checking account than the one the company has on file.

The SSA says it’s creating stronger id verification procedures as a method to enhance safety for profit recipients. As well as, the company will full direct deposit change requests extra rapidly.

The adjustments are anticipated to be accomplished by March 31.

Expedited processing of direct deposit change requests

The SSA says it is going to full all direct deposit change requests inside one enterprise day. This timeline will apply whether or not you make your request by way of your on-line Social Safety account (often known as a “my Social Safety” account) or an area SSA workplace.

Beforehand, on-line direct deposit adjustments have been held for 30 days earlier than going into impact.

Stronger id verification procedures for direct deposit adjustments

Prior to now, the SSA has merely requested questions over the cellphone in an try and confirm the id of callers requesting adjustments to their direct deposit data. However the company says making such inquiries by cellphone “is now not sufficient to forestall fraud.”

As a substitute, these requesting a change to their direct deposit financial institution data quickly might want to take one of many following steps:

  • Allow two-factor authentication, often known as multi-factor authentication, with their on-line Social Safety account. The SSA web site has directions for establishing this safety measure.
  • Show their id throughout a go to to an area Social Safety workplace. This step is important even when somebody begins the direct deposit change request course of over the cellphone.

This variation will apply to requests for direct deposit adjustments in addition to claims for advantages.

Round 40% of Social Safety fraud entails illegitimate requests for adjustments to direct deposit data, in response to the SSA.

In a press launch asserting the change, Lee Dudek, appearing commissioner of the Social Safety Administration, says:

“Individuals should have their Social Safety information protected with the utmost integrity and vigilance. For a lot too lengthy, the company has used antiquated strategies for proving id. Social Safety can higher defend Individuals whereas expediting service.”

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