Chase Final Rewards factors are one of the invaluable transferable currencies you possibly can earn. Due to this — and Chase’s 5/24 rule — many individuals begin with an Final Rewards-earning card once they first get into factors and miles.
The Chase Sapphire Most popular® Card (see charges and costs) presently gives a hearty welcome bonus of 100,000 bonus factors after spending $5,000 on purchases within the first three months from account opening. In the meantime, the benefit-packed Chase Sapphire Reserve® (see charges and costs) gives a welcome bonus of 60,000 Final Rewards factors after spending $5,000 on purchases within the first three months from account opening.
In the event you’re new to Final Rewards, you possibly can redeem your factors straight for journey via the Chase Journey℠ portal. Nevertheless, probably the most invaluable Chase Final Rewards redemptions typically contain transferring factors to Chase’s 14 airline and resort switch companions. This information will cowl a number of the greatest Chase candy spots that will help you maximize your subsequent redemption.
E-book luxurious Hyatt resort stays with Chase factors
Chase’s relationship with World of Hyatt is nice information for anybody amassing Final Rewards factors. That is as a result of World of Hyatt’s award chart could be very beneficiant in comparison with some opponents: Prime-tier Class 8 properties value between 35,000 and 45,000 factors per night time, relying on the dates.
With Final Rewards factors transferring to World of Hyatt at a 1:1 ratio, reserving these properties at cheap charges is straightforward, particularly when you can journey outdoors of holidays and peak journey instances.
For instance, you possibly can guide a number of the fanciest Park Hyatt properties in your complete portfolio, together with the Park Hyatt New York and the Park Hyatt Sydney, for 35,000 factors per night time throughout off-peak dates. TPG values Final Rewards factors at 2.05 cents every per our April 2025 estimates, so 35,000 factors are value simply over $700. That is an amazing deal for resorts that promote for near $1,000 per night time, even when demand is low.
There’s additionally nice worth on the decrease finish of the Hyatt award chart. With Class 1 resorts starting from simply 3,500 to six,500 factors per night time, it is no shock this is likely one of the greatest methods to spend Final Rewards factors.
Associated: Why my favourite use of Hyatt factors is a Class 1 airport resort
E-book Iberia flights to Madrid with Chase factors
Most individuals affiliate the Avios foreign money with British Airways Membership (previously British Airways Government Membership). Nevertheless, its sister airline, Iberia, additionally makes use of Avios and might present a greater worth for some flights to Europe.
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Since Iberia’s award chart is distance-based, you might pay extra when taking longer routes or connecting flights. Nonetheless, you possibly can rating an amazing deal on nonstop flights to Adolfo Suárez Madrid-Barajas Airport (MAD), operated by Iberia.
Spherical-trip flights from Boston Logan Worldwide Airport (BOS), Chicago’s O’Hare Worldwide Airport (ORD) and New York Metropolis’s John F. Kennedy Worldwide Airport (JFK) to MAD solely set you again 34,000 Avios in economic system, 51,000 Avios in premium economic system and 68,000 Avios in enterprise class on off-peak dates. Contemplating that almost all airways cost not less than 60,000 miles for a one-way business-class award to Europe, you are primarily getting a 50% low cost.
This deal is so good that it may be value paying for a positioning flight to one in all these cities.
You will must fly throughout off-peak dates to get the bottom costs for every route. Take a look at the calendar and see if any dates be just right for you and have award house. Observe that the dates in pink are peak, and all others are off-peak.
E-book flights to Hawaii by way of Alaska Airways and American Airways
One other of our favourite Chase Final Rewards redemptions is transferring factors to British Airways Membership at a 1:1 ratio and reserving flights to Hawaii with Oneworld companions American Airways and Alaska Airways.
So long as your nonstop flight distance is beneath 3,000 miles every approach, you possibly can leverage British Airways’ unpublished distance-based award chart to fly from a number of West Coast gateways to Hawaii for cheap costs in Avios. Most vary from 30,000 to 40,000 Avios every approach, however we discovered American flights from Los Angeles to Honolulu and Alaska flights from Seattle to Honolulu for as little as 20,000 Avios.
Associated: Airways you possibly can guide utilizing Avios: The best way to maximize your factors
E-book ANA flights with Virgin Atlantic factors
In the event you’re trying to fly to Japan in a number of the world’s greatest business- and first-class merchandise, it is advisable learn about Virgin Atlantic Flying Membership, one other switch associate of Chase Final Rewards.
Flying Membership’s award chart for touring on Japanese provider All Nippon Airways has some glorious charges, making this probably the greatest methods to spend your hard-earned Chase Final Rewards factors.
For simply 145,000 factors, you possibly can fly round-trip in top notch between the West Coast and Tokyo. Flights from different U.S. gateways solely value an additional 25,000 factors (170,000 factors round-trip).
Flights in enterprise class are a steal, costing between 105,000 and 120,000 factors round-trip, relying in your U.S. departure airport. You may additionally be capable of fly ANA’s industry-leading The Room enterprise class, which is just accessible on choose routes. Or, you possibly can primarily guide a lie-flat seat in economic system with ANA’s Couchii.
Availability is strictly restricted, so you will have one of the best likelihood at snagging one in all these flights both 12 months upfront when they’re first loaded or inside 14 days of departure when unsold seats are transformed to awards.
E-book Delta One flights to Europe by way of Virgin Atlantic
For an additional luxurious Chase Final Rewards redemption, you possibly can switch your factors to Virgin Atlantic and guide Delta One business-class suites to Europe from jap and central U.S. locations for simply 47,500 factors every approach on off-peak dates. This pricing is legitimate for journey to any European locations outdoors the U.Okay., however you will pay extra factors for connecting tickets because the program fees per leg for Delta Air Strains flights. Thus, select nonstop routes at any time when doable to get one of the best worth.
You may guide these flights on Virgin Atlantic’s web site. Observe that the search instrument could be a bit wonky, so you might must name to guide your flight. You may confirm award house utilizing a useful instrument like Seats.aero.
In comparison with what Delta SkyMiles fees for a lot of comparable routes — typically within the a whole bunch of 1000’s of miles — 47,500 factors every approach is a steal. Nevertheless, Virgin does impose an enormous surcharge for Delta One award redemptions. You may count on to pay over $1,000 per individual (one-way) for taxes, charges and surcharges. However for a seat that can sometimes value you effectively over $7,000 one-way, paying the extra price may very well be value it for some.
E-book short-haul flights to Canada utilizing Chase factors
Although Air Canada’s Aeroplan loyalty program nonetheless makes use of an award chart, it makes use of dynamic pricing for flights operated by Air Canada and choose associate airways.
Nevertheless, you possibly can nonetheless discover low cost short-haul tickets from the U.S. to Canada. For instance, a flight from New York Metropolis’s LaGuardia Airport (LGA) or JFK to Toronto Pearson Airport (YYZ) may be booked for simply 6,500 Aeroplan factors one-way on a number of dates. That is far cheaper than what United Airways fees for a similar flight, which usually units you again about 15,000 United miles.
The best way to earn Chase Final Rewards factors
You may earn Chase Final Rewards factors via spending on choose Chase bank cards. One among our favorites, the Chase Sapphire Most popular Card, is presently providing its largest welcome bonus since 2021.
The Sapphire Most popular has no international transaction charges and many journey perks, together with delayed baggage insurance coverage, journey interruption/cancellation insurance coverage and major automobile rental insurance coverage.
In the meantime, the Chase Sapphire Reserve has extra card perks. Notable advantages embrace an easy-to-use annual journey credit score value $300, the appliance price credit score for International Entry or TSA PreCheck (each 4 years), Precedence Cross Choose lounge entry and entry to the rising checklist of Chase Sapphire lounges.
Backside line
The myriad methods you possibly can redeem your Final Rewards factors make them one of the invaluable and versatile transferable factors currencies. Whether or not you are trying to journey domestically or take pleasure in worldwide luxurious, a switch associate will help you get there.
Whereas these are a number of the greatest Chase Final Rewards redemptions, they’re simply the tip of the iceberg. In the event you play your playing cards proper (pun meant), there are lots of different methods to get nice worth out of your Final Rewards factors.
