Citi Checking Bonus, Earn As much as $1,500 with New Account

$1,500 Citi Checking Bonus

🔃 Replace: Supply has been prolonged via 07/07/2025. The $2,500 bonus tier is not out there.

Citi has a brand new supply that may earn you as much as $2,500 once you open a brand new checking account. The utmost bonus additionally requires a really giant deposit and steadiness. Let’s see how this Citi checking bonus works.

Citi Checking Bonus Overview

The bonus tiers have modified a bit this time round. You could open a brand new Checking Account and earn a money bonus of $500,$1,500 or $2,500 once you full required actions:

• Apply immediately from the supply web page.
• Open a brand new eligible checking account and enroll within the money bonus supply the identical day.
• Deposit New-to-Citibank funds into your checking account inside 45 calendar days from account opening. The steadiness in your forty fifth day will decide your most eligible money bonus.
• Preserve the required minimal steadiness in your eligible account(s) for a further 45 days from the forty sixth day.
• Your bonus will probably be deposited as a credit score to your open, eligible checking account inside 30 calendar days after you’ve accomplished all required actions.

Listed here are the steadiness necessities for every bonus:

• $500 bonus requires $30,000 minimal deposit
• $1,500 bonus requires $200,000 minimal deposit
• $2,500 bonus requires $300,000 minimal deposit

Opening an account doesn’t assure that you just meet eligibility necessities. Be sure you have a minimum of $10,000 in your account(s) to stay eligible to earn a minimum of our minimal money bonus of $200. Please word you will need to keep a mixed common month-to-month steadiness of $200,000+ in eligible linked deposit, retirement and funding accounts to qualify for the Citigold Account Bundle.

Who Qualifies?

You qualify for this Citi Checking bonus so long as you haven’t owned a Citi checking account within the final 180 days and are a minimum of 18 years previous.

It’s value noting that these Checking Accounts have to be opened in a bodily department OR use a residential tackle in NY, CT, NJ, DC, VA, MD, CA, or NV (or choose markets in IL and FL).

Account Charges

• Entry Account Bundle – $10 month-to-month payment or $0 once you:
  • Make 1 enhanced direct deposit or 1 qualifying invoice fee per assertion interval or
  • Preserve a mixed common month-to-month steadiness of $1,500+ in eligible linked accounts
• Fundamental Account Bundle – $12 month-to-month payment or $0 once you:
  • Make 1 enhanced direct deposit and 1 qualifying invoice fee per assertion interval or
  • Preserve a mixed common month-to-month steadiness of $1,500+ in eligible linked accounts
• Citibank Account Bundle – $25 month-to-month payment or $0 once you:
  • Preserve a mixed common month-to-month steadiness of $10,000+ in eligible linked deposit, retirement and funding accounts
• Citi Precedence Account Bundle – $30 or $0 once you:
  • Preserve a mixed common month-to-month steadiness of $30,000+ in eligible linked deposit, retirement and funding accounts
• Citigold Account Bundle – No Charge
  • Citigold requires a mixed common month-to-month steadiness of $200,000+ in eligible linked deposit, retirement and funding accounts

Guru’s Wrap-Up

This newest Citi checking bonus is now as much as $2,500 nevertheless it additionally requires a deposit of $300,000 that you must keep for simply over 60 days. Calculating your return for 60 days, you’d get a 6% APR. However more than likely your cash will probably be tied up for only a bit longer than that. The smaller bonuses get you a greater APR. With $30K you get a $500 in 60 days which is a ten% APR. That’s virtually double what you’ll be able to presently get with one of the best high-yield accounts.

Financial institution bonuses are an effective way to earn some further revenue, typically from the consolation of your property. You’ll be able to check out my financial institution bonus outcomes for 2022 the place I remodeled $6,000. If this bonus just isn’t for you, then you’ll be able to examine our full listing of obtainable financial institution bonuses. And, should you’re new to checking account bonuses, you’ll be able to be taught extra about churning financial institution accounts right here.

Hyperlink & Key Particulars

• OFFER PAGE
• Bonus: $500-$1,500
• Account Kind: Checking
• Availability: Nationwide
• Inquiry Kind: Smooth pull
• Chex Delicate: Sure
• Credit score Card Funding: No
• Direct Deposit Requirement: No
• Different Necessities: $30K-$250K deposit/steadiness
• Month-to-month Charges: No
• Early Closing Charge: No
• Expiration Date: 7/8/24 1/7/25 7/7/25

HT: DoC

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