Utility Hyperlink
Advantages
- 80k Welcome Bonus: Earn 80,000 ThankYou Factors (TYP) after spending $4,000 throughout the first 3 months of account opening.
- We worth TYP at 1.6 cents/level, making the welcome bonus value roughly $1,280!
- Factors Switch: Factors earned from this card will be transferred to airline and resort companions. You can even redeem them for money at a hard and fast 1 cent/level price.
- Factors Incomes Constructions:
- 12x TYP on Resorts, Automotive Leases, and Points of interest booked by way of Citi Journey
- 6x TYP on Flights booked through Citi Journey
- 6x TYP on Eating throughout “Citi Nights” (Fridays & Saturdays, 6 PM – 6 AM ET)
- 3x TYP on Eating (common hours)
- 1.5x TYP on all different purchases
- $300 Lodge Credit score: As much as $300 per calendar yr in assertion credit for resort bookings of two nights or extra by way of Citi Journey.
- $200 Splurge Credit score: Rise up to $200 in annual credit at as much as 2 chosen companion retailers. Present retailers embrace Ticketmaster, Stay Nation, and American Airways. (Present card purchases might qualify based mostly on knowledge factors.)
- $200 Blacklane Credit score: Obtain $100 credit score each 6 months for Blacklane airport switch companies.
- 4 Admirals Membership Passes: 4 American Airways Admirals Membership passes per calendar yr.
- Precedence Cross Choose: Cardholders obtain a separate Precedence Cross Choose membership for lounge entry worldwide. Cardholder can carry as much as 2 company at no cost.
- No International Transaction Charges.
Disadvantages
- $595 Annual Charge: Not waived the primary yr. Notice: Annual charges don’t depend towards the welcome bonus spending requirement.
Really helpful Utility Time
- You’re ineligible for the bonus should you’ve opened or transformed to this card and obtained a bonus throughout the previous 48 months.
- [8/65 Rule] You may apply for at most 1 Citi playing cards each 8 days, and at most 2 Citi playing cards each 65 days, regardless of authorised or not.
- Greatest to use with fewer than 3 onerous inquiries within the final 6 months (although Citi’s restrict is 6).
- Citi values the variety of current onerous pulls loads, we advocate you apply when there’s lower than 3 onerous pulls prior to now 6 months (Citi typically requires lower than 6 onerous pulls, however this card is completely different).
- We advocate you apply for this card after you could have a credit score historical past of no less than one yr.
Abstract
This card is just not very compelling, with a $595 annual price and solely 80k limited-time welcome supply. The assertion credit are comparatively straightforward to make use of (not month-to-month like different playing cards), however even should you maximize the $300 resort and $200 Splurge credit, it barely offsets the price.
Except you e book loads by way of CitiTravel, it’s onerous to justify this card. In case your foremost purpose is to switch TYP to journey companions, the Citi Strata Premier ($95 annual price) is greater than sufficient.
Associated Playing cards
Really helpful Downgrade Choices
- Citi Strata: Greatest downgrade path to protect TYP. Downgrading to non-TYP playing cards like Citi Double Money or Customized Money might trigger current TYP to run out in 60 days.
Historic Presents Chart
Notice 1: The supply earlier than 2015.4 is: earn 20k TYP after spending $2000 within the first 3 months, and one other 30k after spending $3000 within the first 3 months of subsequent yr.
Utility Hyperlink
When you like this publish, do not forget to present it a 5 star score!
[Total: 0 Average: 0/5]
