The Provide
SoFi hyperlink | Rakuten hyperlink | (Swagbucks hyperlink)
- SoFi is providing 5,000 factors ($50) once you enroll in SoFi Plus and hold it for 90 days.
- Rakuten is providing $25/2,500 once you click on by way of and join SoFi Plus.
When clicking by way of the Rakuten hyperlink it directs me to the web page displaying the $50 bonus, so these two presents would seem to stack.
SoFi Plus is free with a direct deposit of any quantity, or you may pay $10/month for SoFi Plus.
The Positive Print
- All new and current members who haven’t beforehand enrolled on this Promotion are eligible to earn a bonus of 5,000 SoFi rewards factors (the “Bonus”) (equal to $50) once they (i) enroll in SoFi Plus, both by paying the SoFi Plus Subscription Payment or by receiving an Eligible Direct Deposit into their SoFi Checking or Financial savings account, and (ii) preserve their SoFi Plus membership for at the least 90 calendar days.
- The SoFi Plus Welcome Provide Promotion will start on 5/9/2025 at 12:01AM ET and finish on 12/31/2026 at 11:59PM ET
- With the intention to qualify for the Bonus, the consumer should (i) click on on the hyperlink within the promotional communication, (ii) enroll in SoFi Plus both by paying the SoFi Plus Subscription Payment or by receiving an Eligible Direct Deposit into their SoFi Checking or Financial savings account inside 45 calendar days of clicking the promotional hyperlink, and(iii) preserve their SoFi Plus membership for at the least 90 calendar days. The consumer could have 135 calendar days from clicking on the promotional hyperlink to finish all required actions. This supply can’t be mixed with the SoFi Plus referral supply.
- SoFi will disburse the Bonus to the member’s SoFi rewards account inside seven (7) enterprise days of finishing all required actions.
- Bonuses are thought-about revenue and could also be reportable on IRS Type 1099-INT or Type 1042-S as relevant.
Our Verdict
Even in case you’ll pay the $10 SoFi Plus month-to-month price for 3 months you must nonetheless come out forward. This deal is particularly fascinating for somebody who needs to hitch SoFi Plus by organising a direct deposit for at the least 90 days wherein case there is no such thing as a prices concerned.
For those who’re new to SoFi totally, I’d advocate ready till Wednesday (7/30/25), then signing up for the $400 Rakuten + $300 SoFi supply, after which, after organising your SoFi non-Plus account, return and click on by way of Rakuten to arrange the Plus account with the $50+$25 bonus. Hopefully this all stacks collectively.
Hat tip to reader Momentary Identify
