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Friday, August 15, 2025

[FL, MA, NJ, NY, VT] Trustco Financial institution $250 Checking & Financial savings Bonus


Replace 12/3/24: Bonus now $250 + ring doorbell  and requires a Residence City Free Checking and direct deposit.

Replace 11/11/24: Checking bonus now $200, financial savings bonus $100. Checking bonus solely requires $500 in direct deposits now. Hat tip to reader snailrock

Replace 5/14/24: Prolonged till June 30, 2024.

Replace 3/1/24: Prolonged till 4/30/2024

Replace 2/18/24: Deal is again and legitimate till 2/29/2024

Replace 7/31/22: Deal s again and legitimate till 9/30/2022.

Replace 12/10/21: Deal is again and legitimate till 1/31/22.

Replace 8/21/21: Deal is again, however the additional $50 bonus isn’t accessible this time spherical.

Provide at a look

  • Most bonus quantity: $200
  • Availability: In department solely. All branches are in FL, MA, NJ, NY, VT [Branch locator]
  • Direct deposit required: Non-compulsory
  • Extra necessities: See under
  • Laborious/smooth pull: Tender
  • Chexsystems: Sure
  • Bank card funding: Sure, unknown most
  • Month-to-month charges: None
  • Early account termination price: $26 if closed inside three months + you forfeit bonus
  • Family restrict: One
  • Expiration date: None listed

The Provide

Direct hyperlink to supply

  • Trustco Financial institution is providing a bonus of as much as $300 in department. Bonus damaged down as follows:
    • Get a $200 bonus if you open a brand new Hometown Premier or Hometown Free Checking and obtain $500 in direct deposits
    • Get a $100 bonus if you Open a Hometown Financial savings account (membership accounts excluded) with $5,000 $10,000 minimal stability for 60 days (checking account should be opened on the similar time)
    • Get a $50 bonus if you enroll in on-line banking and E Statements

The Superb Print

  • Direct Deposit should be from a recurring Payroll, Social Safety, and/or Pension
  • All checking account bonuses are handled as revenue/curiosity and as such you must pay taxes on them

Avoiding Charges

Month-to-month Charges

They provide a free checking account with no month-to-month charges to fret about. The financial savings account has no month-to-month charges to fret about so long as you may have a stability of $200+

Early Account Termination Charge

If the account is closed inside three months you must pay a $26 price, you additionally forfeit the bonus.

Our Verdict

We’ve seen a $100 checking, $100 financial savings & $100 CD bonus up to now as effectively. Necessities had been related however this can be a higher deal because the CD bonus required $20,000 in deposits making it not value doing. We’ll add this new bonus to the perfect financial institution bonus web page. Though take into account it won’t be accessible in all states/branches.

Hat tip to reader beginner

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