Getting Two Years Southwest Companion Go With The New 100k Card Signup Bonus (2026-2027)

Timing Your Spend

We wrote earlier about the 100,000 factors signup bonus on all three private Chase Southwest bank cards. There’s a $4,000 spend requirement. Notably, this time they’re giving 5 months to fulfill the spend requirement. Additionally notable, the provide is slated to be round by September 17, 2025.

To get the Southwest Companion Go requires 135,000 factors. Cardholders get a lift of 10,000  Companion Go qualifying factors that are deposited into your account by January thirty first of every calendar 12 months. And so successfully it’s essential to earn 125,000 factors with a view to get the cross.

After assembly the $4,000 spend on the cardboard, you’ll have at the very least 104,000 factors, or presumably a bit extra, relying the place you probably did the spend. You’ll should make up the 21,000 factors shortfall with another factors incomes methodology. Extra on that beneath.

Somebody who hits the 135,000 factors threshold in 2025 will find yourself getting the Companion Go for the previous couple of months of 2025 and your complete 2026.

And you probably have some factors earned in your 2025 bank card statements and a few in your 2026 card statements, these factors gained’t mix in any respect that will help you get the cross since it’s essential to earn 135,000 in a single calendar 12 months. Which means in your 12 bank card statements from January by December 2026 is the place the factors all have to point out. 

The important thing right here is timing the signup bonus factors and another factors earned in order that they solely arrive in your account on the January 2026 card assertion or past.

Getting The Go In 2026-2027

The excellent news is that this card signup bonus is slated to be round by September seventeenth, and we’re given 5 months to fulfill the spend requirement. You may delay signing up for the cardboard till September, after which your spend requirement should be met by February.

For instance, suppose you join the cardboard on September fifth. And let’s suppose your assertion closes on the tenth of every (it is a made-up quantity). Beginning on December 6, 2025, you’ll need to begin assembly the spend requirement, and also you’ll need to full it earlier than February fifth.

In your statement-close of January tenth and February tenth, the factors earned from the spend and the signup bonus will formally submit to your Southwest account. In the event you hit the 125k/135k required quantity, you’ll then have the Companion Go from February 10, 2026 by the remainder of 2026, after which additionally for your complete 2027. Nearly two full years.

We wrote extra about tips on how to time your statement-close on this submit. It’s not vital this time, however can assist get the cross a bit earlier within the 12 months to squeeze in an additional few weeks. Regardless, you’ll have two months time to fulfill the spend, out of your December assertion shut till your February assertion shut.

Readers counsel that altering the Due Date to the twenty sixth of the month ought to end result within the assertion closing on the primary of every month. Others suggest altering to the 2nd or fifth to keep away from slicing it so shut. Observe that you just may not be capable to change your due date greater than once-per-180-days, so we now have to get it proper the primary time.

You may learn this text we wrote two years and this one from final 12 months, together with the feedback, for extra dialogue on the timing.

Getting 21,000 Factors

You’ll nonetheless want 21,000 factors after getting the 100,000 bonus + 4,000 from the common spend. Listed below are a couple of concepts, please share your individual within the feedback.

1. Signup for a Southwest enterprise bank card as effectively. Possibly we’ll see an elevated provide come in some unspecified time in the future.
2. Use the Southwest Speedy Rewards purchasing portal. Observe, solely common portal earnings rely (together with elevated portal charges), however not the seasonal spend presents. E.g. spend $500 and get 1,000 factors – these 1,000 factors gained’t rely whereas the common portal earn charge will rely.
3. Spend multiplier on the bank card. Strive doing all of your preliminary $4k spend at classes which earn a card multiplier. They not too long ago added some 2x earnings charges on gasoline, grocery, or restaurant classes on the varied playing cards (see exact particulars on this submit), and you are able to do Southwest spend for a multiplier as effectively.
4. Common spend on the credit score. Spend $25,000 on the cardboard as an alternative of simply $4,000, and that will provide you with the 25,000 factors you want.
5. Refer associates to the Southwest bank card. Observe, once more, you’ll should time this in order that the referral factors solely credit score to you (the referrer) in your January 2026 card assertion or past. If it posts in 2025 it gained’t mix along with your 2026 earnings towards Companion Go.