Greatest Financial institution Bonus For Somebody With Massive Money Holdings

A good friend simply requested me for a financial institution bonus suggestion as he’s sitting on a big pile of money. I gave him some choices and figured it price a publish for anybody else in an analogous place. That is primarily based on our Greatest Financial institution Bonus web page and Greatest Brokerage Bonus web page. Clearly these provides will change over time.

1. (our publish) Capital One 360 $100k deposit will get you $1,500. The account comes with an honest 3.6% APY fee so that you aren’t shedding that a lot by tying up the money. Funds tied up for just a few months. I imagine this bonus is just for many who have by no means carried out a Capital One financial savings bonus earlier than.
2. (our publish) E*Commerce $75k deposit will get you $750. This account comes with a very good rate of interest. Funds tied up for only a couple months. This supply appears to be publicly accessible, YMMV.
3. (our publish) Wells Fargo in-branch $250k deposit will get you $2,500. This deal is in department solely. Funds tied up for just a few months. You may have the ability to mix this with one other $400 checking bonus, and likewise with a Platinum financial savings account which has a promo fee of 4.00% APY for six months. You’ll wish to both get that Platinum 4% fee, or you may open a brokerage account, hyperlink it up, and maintain the funds in SGOV. (You are able to do this deal as a inventory/eft brokerage switch bonus as nicely. I’m simply specializing in the money angle right here.) 
4. (our publish) Citi financial savings $150k deposit will get you $1,500 or $30k deposit will get your $750. Funds tied up for just a few months. Rate of interest on the account is near zero so preserve that in thoughts.
5. (our publish) WeBull $100k deposit will get you $2,000. This account earns a pleasant 3.75%-4.10% APY (relying you probably have Premium), and so that you’re not shedding curiosity by holding funds there. Funds tied up for round 12-15 months. Plus get 8.1% APY fee for 90 days on as much as $50,000 in deposits – that’s principally like one other $500 bonus.
6. (our publish) TastyTrade $100k deposit will get you $2,000 or $250k deposit will get you $3k. You’ll wish to put the money in a brokerage account, purchase SGOV, after which switch it to TastyTrade. Funds tied up for 12 months. I imagine you may solely do one TastyTrade bonus in your lifetime.
7. (our publish) TradeUp $100k deposit will get your $2,000, plus a pair hundred {dollars} price of free inventory. You’ll wish to put the money in a brokerage account, purchase SGOV, after which switch it to TastyTrade. Funds are tied up for a few years.
8. (our publish) Raisin $50k deposit will get you $500 + $100 TCB bonus. Funds tied up for 90 days.
9. (our publish) Interactive Brokers $100k deposit will get your $1,000 in IBKR inventory (which can’t be bought for 1 12 months). Funds tied up for 1 12 months. Purchase SGOV or comparable with the $100k holding for the 12 months.

I left off the checklist those that require tremendous lengthy maintain occasions.

Different bonuses to contemplate:

Let me know what I missed!