There are a lot of explanation why Chase Final Rewards factors are one of the crucial in style transferable rewards currencies. With journey prices seemingly at all times rising, redeeming factors, particularly for lodge stays, can prevent critical dough.
Greatest-ever provide: Add 100,000 Final Rewards factors plus a $500 Chase Journey℠ promo credit score to your stability with this provide on the Chase Sapphire Reserve® (see charges and costs).
TPG values Chase factors at 2.05 cents every as of June 2025, and you’ll usually get a minimum of this a lot — if no more — out of your factors by reserving resorts by way of one of many program’s switch companions or the Chase Journey℠ portal. Right here, we’ll cowl suggestions and methods that will help you maximize your Chase factors on a lodge keep.
Who’re Chase’s lodge Switch companions?
You may switch your Final Rewards factors on a 1:1 foundation to Chase’s three lodge companions, permitting you to redeem factors for lodge stays by way of these applications:
To redeem Chase Final Rewards factors by way of these companions, all it’s a must to do is enter your loyalty program data into your Chase Final Rewards account and switch the factors you want. Transfers are normally immediate, permitting you to e-book your lodge stick with factors virtually instantly.
You can even e-book nearly any lodge worldwide utilizing Final Rewards factors by way of the Chase Journey portal.
Transferring Chase Final Rewards factors to World of Hyatt
Chase’s secret maximization weapon is the profitable World of Hyatt loyalty program. Whereas most recommendation about redeeming versatile factors for optimum worth facilities round airline switch companions, Hyatt’s very affordable award chart is a compelling exception. You may discover sweet-spot redemptions at each the higher and decrease ends of the chart, with award charges beginning at simply 3,500 factors per evening for Class 1 properties on off-peak dates.
Class 7 resorts are an important choice for Chase Hyatt redemptions; you’ll be able to usually get effectively above TPG’s June 2025 valuation of 1.7 cents apiece at these properties, which price 25,000 factors per evening on off-peak dates.
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You can even redeem Hyatt factors at all-inclusive resorts, which observe a separate award chart. For instance, an off-peak evening for 2 friends at a Class A property would set you again solely 12,000 factors.
Lastly, it is value contemplating the Mr & Mrs Smith boutique resorts and Below Canvas glamping properties which have now been built-in into the World of Hyatt program, although these do not provide as a lot worth to your factors. As a substitute of utilizing Hyatt’s award chart, Mr & Mrs Smith properties are dynamically priced and can’t be booked with free evening certificates. Nonetheless, there could also be some worthwhile redemptions to be discovered, particularly in case you have your eye on an ultraluxurious property that may be out of attain with money.
Associated: Greatest Hyatt resorts on the planet
Transferring Chase Final Rewards factors to Marriott Bonvoy
Sadly, not all of Chase’s lodge companions are as helpful for redeeming Final Rewards factors.
Marriott Bonvoy did away with its award chart in 2022 and has since undergone a number of devaluations, leading to a lot larger redemption charges. Whereas essentially the most you’d ever pay for an evening at a top-tier Hyatt lodge is 45,000 factors, Marriott’s dynamic pricing mannequin means there are not any limits to what number of factors a lodge can price. In truth, six-figure redemptions aren’t unusual.
For instance, fundamental rooms at Marriott’s Courtyard Bali Seminyak Resort go for round $200 or 31,000 factors per evening. As a substitute, you would use 35,000 Chase factors to e-book a peak evening on the Class 7 Park Hyatt Maldives Hadahaa, value $800 or extra.
So, must you ever switch Chase factors to Marriott Bonvoy? Listed below are a number of eventualities the place it would make sense:
- In case you have a Marriott redemption in thoughts however are quick a number of factors, chances are you’ll need to high up your account by transferring factors from Chase.
- In case your Marriott factors are set to run out, transferring 1,000 Final Rewards factors is a fast option to preserve them alive.
- If Chase is working a switch bonus, you’ll be able to switch factors to Marriott Bonvoy at a greater ratio.
- In the event you plan to remain 5 nights, Marriott’s fifth-night-free perk can prevent tens of hundreds of factors.
- In the event you want extra miles at one in every of Marriott’s airline switch companions, you’ll be able to switch a few of your Final Rewards factors to succeed in the variety of miles required to your redemption.
Associated: Methods to maximise Marriott Bonvoy award evening redemptions
Transferring Chase Final Rewards factors to IHG One Rewards
For all the explanations that transferring Final Rewards factors to Marriott sometimes will not maximize your Chase factors, transferring to the IHG One Rewards program can present even much less worth. IHG’s award pricing is much more inflated than Marriott’s, that means the identical variety of factors will not get you as far.
Like Marriott, IHG One Rewards would not publish a full award chart. To examine award charges, seek for your dates and see what number of factors you want.
Take the Vacation Inn Specific Columbus — Ohio Expo Heart. You may reserve a normal room for 31,000 IHG One Rewards factors.
TPG values 31,000 Chase factors at $635.50, per our June 2025 estimates, however the money fee for this room is simply $162. In different phrases, the worth you will get to your Chase factors by transferring and redeeming them by way of IHG is much beneath common.
Nevertheless, chances are you’ll discover worth in transferring Chase factors to IHG to maintain your IHG factors from expiring or should you’re simply wanting a redemption, particularly in case you have entry to the fourth-night-free perk supplied by choose IHG bank cards. In any other case, it is virtually at all times a nasty concept.
Associated: IHG elite standing: What it’s and learn how to earn it
Redeeming Chase Final Rewards factors through the Chase Journey portal
In the event you’re a free-agent traveler and never loyal to a single lodge chain, you would possibly discover the most effective use of your Chase factors is thru the Chase Journey portal. This lets you redeem Chase Final Rewards factors for a lot of impartial resorts that may in any other case not be bookable with factors.
As a substitute of paying with money to your lodge keep, you will have the choice to pay with factors at a fee that varies relying on which card you maintain. (Notice that these charges have not too long ago modified with the introduction of Chase’s Factors Increase.)
The knowledge for the Chase Freedom Flex has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Alternatively, you’ll be able to e-book paid stays by way of the Chase Journey portal and earn bonus rewards on these purchases. The Chase Sapphire Reserve earns 8 factors per greenback spent on resorts bought by way of Chase Journey, whereas the Chase Sapphire Most well-liked, the Chase Freedom Flex and the Chase Freedom Limitless earn 5 factors per greenback (or 5% money again). This additionally would mean you can reap the benefits of the Sapphire Most well-liked’s annual $50 lodge credit score, which is simply legitimate on Chase Journey bookings.
Take into account that since Chase Journey is a third-party on-line journey company, you usually will not earn lodge factors or elite evening credit on these bookings or be capable of entry any elite standing advantages you’ll have. The exception is The Edit by Chase Journey, which lets you double-dip with the lodge’s loyalty program at some properties.
Associated: Issues to contemplate when selecting to e-book through a portal vs. reserving straight
How do I earn Chase Final Rewards factors?
You may earn Final Rewards factors by spending on choose Chase bank cards. Listed below are the playing cards that earn Final Rewards factors, together with their present welcome bonuses:
The above Final Rewards-earning choices are nice all-around journey bank cards, providing no international transaction charges, journey insurance coverage and a wide range of different journey perks.
The next 4 playing cards are technically billed as cash-back bank cards. Nevertheless, in case you have an Final Rewards-earning card, you’ll be able to successfully convert your cash-back rewards into Final Rewards factors. Because of this, it might make sense to have a couple of Chase card to maximise your incomes and redeeming potential.
Even higher? None of those playing cards cost annual charges.
- Chase Freedom Flex: Earn $200 after spending $500 on purchases within the first three months from account opening.
- Chase Freedom Limitless: Earn $200 after spending $500 on purchases within the first three months from account opening.
- Ink Enterprise Money Credit score Card: Earn as much as $750: $350 bonus money again after spending $3,000 on purchases within the first three months and an extra $400 after spending $6,000 on purchases within the first six months from account opening.
- Ink Enterprise Limitless Credit score Card: Earn $750 bonus money again after spending $6,000 on purchases within the first three months from account opening.
Backside line
Top-of-the-line makes use of of Chase Final Rewards factors is transferring them to Hyatt and redeeming them at low-category or high-end resorts. However with Chase’s new Factors Increase, you can too get strong worth when redeeming factors by way of the Chase Journey portal, relying on the redemption.
With the Chase Sapphire Reserve providing a best-ever welcome bonus, now is a superb time to use for this premium journey card. When you earn the welcome bonus, try our favourite methods to make use of 100,000 Chase factors.
