by Hope
The Amazon account has been closed.
The Frontier account has been closed.
Cash has been added to my Ally financial savings account.
And I used to be in a position to pay a bit extra towards my college students mortgage this month.
Present Debt
| Debt Description | October, 2023 Complete | Curiosity Fee | Minimal Fee | Present Complete | Payoff Date (Est) |
|---|---|---|---|---|---|
| Scholar Loans | $22,121 | 2.875% | $307 | $20,891 | |
| CC – Apple** | $500 | $0 | Could, 2025 | ||
| CC – Frontier | $3,857 | 29.99% | $0 | $0 | Could, 2025 – Closed |
| Dad – New Furnace | $2,600 | 0% | $0 | $0 | Could, 2025 |
| CC – USAA | $5,000 | 19.15% | $0 | $0 | Could, 2025 |
| CC – Sam’s Membership | $0 | Could, 2025 (once more) | |||
| CC – Amazon | $0 | Could, 2025 (once more) – Closed | |||
| CC – Southwest | $0 | Could, 2025 | |||
| Painter | $0 | Could, 2025 | |||
| CC – AMEX | $894 | 29.24% | $0 | $0 | Mar, 2024 – Closed |
| CC – Sams | $1,106 | 29.99% | $0 | $0 | April, 2024 |
| Private Mortgage #1 | $2,500 | 0% | $0 | $0 | July, 2024 |
| Private Mortgage #2 | $2,500 | 0% | $0 | $0 | August, 2024 |
| CC – Wander | $1,630 | 29.24% | $0 | $0 | August, 2024 – Closed |
| CC – Amazon | $1,497 | 29.99% | $0 | $0 | September, 2024 |
| Complete | $44,206 | $307 | $20,891 |
Life Retains Life-ing
I understand I owe you a number of solutions, particularly on the cash from the home sale and the place all of it went. As quickly as I’ve a second to sit down down and focus, I’ll get again to all that.
I’m again in Georgia for the foreseeable future. Flew on this previous weekend.
Magnificence and her fiance had been in a 4 Wheeler accident Saturday afternoon. Princess drove up and stayed together with her on the hospital till I might get right here. She was launched comparatively rapidly with referrals to specialists. We’ve got orthopedic consults this week for her damaged wrist and likewise for her leg, however uncertain of harm. We predict torn ligaments, nothing confirmed as damaged in preliminary xrays.
Her fiance broke his femur in two towards the pinnacle the place it rests within the hip joint. (Don’t get on to me, I don’t know physique components.) However he had surgical procedure yesterday the place they put in plates and pins. 6 months of therapeutic and PT earlier than they anticipate he can work once more.
It’s unhealthy. And they will want ALOT of assist. As soon as we determine the plan with Magnificence, I’ll make a plan to return to Texas, seize my automobile and canine and return to assist as wanted. That’s the plan as of now, it’s unfolding.
Financially
Fortunately, I had Delta airways credit score that was set to run out in simply a few months. I had been debating learn how to use it. Which is bizarre, as a result of you realize me, if I’ve the means, I’m going someplace.
Nevertheless it greater than lined my final minute a method flight to GA. Leaving me with $171 in credit score nonetheless.
Princess picked me up on the airport. And I’m driving Magnificence’s automobile once I must get out. I’ve spent some cash on groceries. However since I haven’t spent a lot in any respect whereas at my mum or dad’s home the final 5 weeks, my $200/month-to-month funds is nicely stocked.
Enjoying the subsequent a number of months as they arrive. I’ll stick with Princess and her fiance so long as they want me (after I return to TX and decide up my canine and automobile).
Hope is a resourceful and solutions-driven enterprise supervisor who has spent practically 20 years serving to purchasers streamline their operations and develop their companies by means of challenge administration, digital advertising and marketing, and tech experience. Lately transitioning from her position as a single mother of 5 foster/adoptive youngsters to an empty nester, Hope is navigating the emotional and sensible challenges of redefining her life whereas sustaining her dedication to regain monetary management and get rid of debt.
Dwelling in a comfortable small city in northeast Georgia together with her three canine, Hope cherishes the serenity of the mountains over the bustle of the seashore. Although her youngsters at the moment are discovering their footing on the earth—pursuing schooling, careers, and independence—she stays deeply dedicated to supporting them on this subsequent chapter, at the same time as she faces the bittersweet tug of letting go.
Since becoming a member of the Running a blog Away Debt neighborhood in 2015, Hope has candidly shared her journey of monetary ups and downs. Now, with a renewed focus and a transparent path forward, she’s able to deal with her funds with the identical ardour and perseverance that she’s delivered to her life and profession. By her writing, she continues to encourage others to confront their very own monetary challenges and try for a brighter future.
