- Replace 8/24/25: Swagbucks is now elevated to $200 (ht dylan). Undecided if it will stack with the referral model, however definitely will stack with the general public provide model.
- Replace 8/5/25: The older provide of $1,500/$2,500 with $100k/$250k deposit continues to be out there by way of referral. You may see the small print and discover referrals on this submit. The referral provide is legitimate by way of 12/31/25 whereas the general public provide ends 9/30/25.
- Replace 8/4/25: There’s additionally $100 Swagbucks now and on MyPoints as effectively (ht AFNAJ). Feels like the $100 Swagbucks possibly doesn’t want any {qualifications}. Legitimate by way of 9/30/25. Seems to be just like the bonus itself modified: it’s now $1,000 for $100k deposit, plus $500 in case you do the direct deposit bonus. The $2,500 tier is gone and there’s a brand new mortgage bonus as a substitute.
- Prolonged to December 31, 2025
- Replace 1/18/25: Prolonged to February 28, 2025
- Replace 11/24/24: Deal is again and legitimate till January 2, 2025
Supply at a look
- Most bonus quantity: $2,500
- Availability: Nationwide
- Direct deposit required: Sure
- Extra necessities: None
- Laborious/gentle pull: Tender
- ChexSystems: Unknown
- Bank card funding: None
- Month-to-month charges: $50, avoidable
- Early account termination price: $25, 180 days
- Family restrict: None listed
- Expiration date:November 22, 2024
The Supply
- HSBC is providing a $1,500 or $2,500 bonus while you open a brand new Premier checking account. Bonus you obtain will depend on the quantity you deposit or make investments the next for 3 full consecutive months following the brand new account opening month:
-
Obtain a money bonus of $1,500 while you deposit or make investments $100,000 to $249,999.99
-
Obtain a money bonus of $2,500 while you deposit or make investments $250,000+
-
The Superb Print
- Supply legitimate from January 8, 2024, by way of and together with March 27, 2024 (“Supply Interval”). Solely New Prospects are eligible for this provide.
- Prospects who’ve a present or previous HSBC account within the U.S. on file usually are not eligible for this provide.
- All checking account bonuses are handled as earnings/curiosity and as such it’s a must to pay taxes on them
Avoiding Charges
Month-to-month Charges
This account has a $50 month-to-month price, this price is waived in case you do any of the next:
- Preserve balances of $75,000 in mixed U.S. Greenback private deposit accounts and funding* balances OR
- Recurring direct deposits totaling not less than $5,000 from a 3rd social gathering to an HSBC Premier checking account(s) per calendar month OR
- Any HSBC U.S. residential mortgage mortgage with an authentic mortgage quantity of not less than $500,000. Enterprise house owners could use their qualifying HSBC U.S. Greenback business balances to qualify for a private Premier relationship
Early Account Termination Payment
$25, 180 days
Our Verdict
The bottom tier is one of the best price of return at ~6%. It does say you possibly can have the funds invested, however undecided how that works in follow. Premier checking itself earns a 0.01% rate of interest so in all probability not price contemplating for most individuals because the 6% price is simply marginal when in comparison with different excessive curiosity accounts. Higher than the earlier bonus supplied.
Helpful posts concerning financial institution bonuses:
