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Wednesday, August 13, 2025

I earned again my Amex Enterprise Platinum annual charge on a single resort keep


After years of debating what can be the finest enterprise rewards card for me, I lastly determined to use for The Enterprise Platinum Card® from American Categorical lately.

I had hesitated earlier than due to the cardboard’s $695 annual charge (see charges and charges), however I made a decision to go forward with it due to an unbelievable welcome provide.

I figured I may pay the annual charge after which give myself a 12 months to see if I may reap the benefits of sufficient of the cardboard’s many upscale perks, together with assertion credit for issues like Hilton stays (as much as $200 yearly), airline charges (as much as $200 yearly) and International Entry or TSA PreCheck ($120 each 4years for International Entry or as much as $85 each 4 1/2 years with TSA PreCheck). Enrollment is required for choose advantages.

Relying on whether or not I may leverage these perks, I may determine if it made sense to pay the charge for a second 12 months.

Seems I used to be capable of recoup the worth of the annual charge with a single two-night keep at certainly one of my favourite resorts on the planet, The Peninsula Hong Kong, because of one of many card’s money-saving advantages.

This is how.

ERIC ROSEN/THE POINTS GUY

Getting the Amex Enterprise Platinum Card

The Enterprise Platinum Card from American Categorical is presently providing a two-component welcome bonus (you’ll be able to earn one or each of those affords, which finish June 30):

  • Earn 150,000 factors after spending $20,000 on eligible purchases within the first three months of card membership.
  • Earn a $500 assertion credit score after spending $2,500 on qualifying flights booked straight with airways or by way of American Categorical Journey inside the first three months of card membership.

That is plenty of spending, however 150,000 American Categorical Membership Rewards factors are value round $3,000, in line with TPG’s Might 2025 valuations. Throw within the $500 in assertion credit after the qualifying flight spend, and that is a whopping $3,500 in worth you might get only for assembly these minimal spending necessities.

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Past the welcome provide, although, I used to be each considering and curious to know whether or not I may maximize the cardboard’s different ongoing perks, which embrace:

  • Annual airline charge assertion credit score of as much as $200 on expenses by the airline you choose every calendar 12 months
  • Assertion credit for purchases made straight from any U.S. wi-fi phone supplier (as much as $10 per thirty days)
  • As much as $199 per 12 months in assertion credit score towards an annual Clear Plus membership for expedited airport safety (topic to auto-renewal)
  • Assertion credit score for International Entry ($120) each 4 years or TSA PreCheck (as much as $85) each 4 1/2 years
  • As much as $50 per quarter assertion credit score (so as much as $200 per 12 months) for eligible purchases made straight with a property within the Hilton portfolio (Hilton for Enterprise program membership is required)
  • As much as $200 assertion credit score semiannually (so as much as $400 per calendar 12 months) for U.S. Dell purchases
  • Complimentary Gold standing with Hilton Honors and Marriott Bonvoy
  • Entry to Amex Centurion Lounges, in addition to Delta Sky Golf equipment that you could enter when you could have an eligible same-day flight on that airline (as much as 10 instances per 12 months, until you spend $75,000 on purchases), Precedence Go lounges (excluding restaurant areas), Escape lounges and Lufthansa lounges when you could have a same-day flight on that airline
  • Cellphone safety*, for a most of $800 per declare with a restrict of two permitted claims per 12-month interval
  • Entry to the Cruise Privileges Program and the Worldwide Airline Program
  • A 35% airline bonus once you use Pay with Factors to cowl a first- or business-class ticket on any airline or an economic system ticket on one airline of your alternative (as much as 1 million factors again per calendar 12 months)

Enrollment required for some advantages.

*Eligibility and Profit stage varies by Card. Phrases, Circumstances and Limitations Apply. Please go to americanexpress.com/benefitsguide for extra particulars. Underwritten by New Hampshire Insurance coverage Firm, an AIG Firm.

I journey so recurrently and extensively that I knew I might haven’t any drawback leveraging the overwhelming majority of those perks. Nonetheless, it does take some group to make sure you’re getting the total worth of all these quarterly, semiannual and annual assertion credit.

Amex Effective Inns + Resorts perks with the Amex Enterprise Platinum

The one profit I used to be actually hoping to take for a take a look at drive was American Categorical Effective Inns + Resorts, which you need to use for reserving choose taking part properties as an Amex Enterprise Platinum Card member.

Amex Effective Inns + Resorts reservations include all types of advantages in and of themselves, together with:

  • Midday check-in, when out there
  • Assured 4 p.m. late checkout
  • Room improve upon arrival, when out there at check-in (properties could exclude some room varieties, and a few could solely provide you with a room with a greater view)
  • Day by day breakfast for 2 folks
  • Complimentary Wi-Fi (when a property consists of Wi-Fi in a obligatory resort charge, you may obtain a day by day credit score equal to the Wi-Fi price)
  • Expertise credit score (the expertise ought to be valued at $100 or extra and often consists of a property, eating or spa credit score)

I recurrently keep at resorts within the Effective Inns + Resorts portfolio, so I assumed that this one profit is likely to be the principle instrument I may use to get sufficient worth from my card to justify its steep annual charge. By attempting it out on just a few stays, I may see if I used to be popping out forward.

Because it turned out, only one resort keep was sufficient to offset the cardboard’s annual charge.

This is how a latest two-night keep at The Peninsula Hong Kong received me over $800 in worth and cemented the Amex Enterprise Platinum as a fixture in my pockets.

ERIC ROSEN/THE POINTS GUY

Amex Effective Inns + Resorts perks and financial savings at The Peninsula Hong Kong

I took a latest journey across the globe that had me stopping in Hong Kong for just a few days. It is certainly one of my favourite cities on the planet, thanks in no small half to what number of fabulous luxurious resorts can be found there.

ERIC ROSEN/THE POINTS GUY

Among the many most storied of them is The Peninsula Hong Kong, which initially opened its doorways in 1928, changing into one of many world’s most well-known resorts.

On my very first journey to Hong Kong, after I was simply 11 years outdated, my mom took me to The Peninsula Hong Kong for its legendary afternoon tea, and I nonetheless bear in mind the lavish unfold of pastries, the classical dwell music and the awe-inspiring foyer lounge.

Since then, I’ve had the possibility to remain on the resort just a few instances, however this may be the primary time I’ve booked it utilizing Amex Effective Inns + Resorts.

ERIC ROSEN/THE POINTS GUY

I fastidiously tracked the value-added perks I loved because of reserving by way of Effective Inns + Resorts. This is how they added up.

Room charge rebate: $320

On the time of my journey in March, the resort was providing 25% off charges for traditional rooms. As a substitute of paying $690 per night time for the standard deluxe room, my charge got here to simply $530 per night time. That meant a financial savings of $320 on a two-night keep.

A 2-category room improve: $460

After I checked into the resort, the agent who assisted me — and principally acted as my private concierge all through my keep after that, arranging restaurant reservations on the resort and out within the metropolis, amongst different particulars — knowledgeable me that, because of my Effective Inns + Resorts reserving, I had obtained a two-category room improve to the grand deluxe king room class, which might have price $230 extra per night time (it was not out there on the 25% low cost).

That meant I loved barely extra spacious lodging (about 20 sq. ft greater than an entry-level deluxe room), plus a better ground location and higher metropolis views. In fact, one of the best rooms on the resort have harbor views, however the panorama of Kowloon’s skyscrapers and hills by way of my home windows was nonetheless unbelievable.

The room itself was additionally fairly elegant, with a toned-down palette of cream, taupe, bronze and brown, a welcoming king-size mattress that regarded out towards the window and a big leisure system. Like different Peninsula properties, the Hong Kong outpost additionally featured Peninsula-branded in-house know-how, comparable to tablets that management all of the room capabilities.

I particularly beloved the basic (and palatial) white and inexperienced marble toilet with its monumental soaking tub. It got here full with an in-wall TV, twin sinks — one at both aspect of the room — and custom-blended tub merchandise from native parfumier Angel Cheung.

Day by day breakfast for two: $260

Amex Effective Inns + Resorts bookings embrace complimentary day by day breakfast for 2.

At The Peninsula Hong Kong, breakfast is served within the sunny Verandah restaurant (with spillover into the Swiss-themed Chesa restaurant that’s embellished like an Alpine chalet) and consists of an in depth buffet of Western, Japanese and Chinese language dishes, plus made-to-order omelets and all-you-can-drink espresso and tea picks.

The resort usually expenses $65 per individual, per day for breakfast, so my two morning visits with a buddy equated to a whopping $260 in worth.

Dinner at Felix: $100

I may have used my $100 on-property expertise credit score on the resort’s numerous eating places or spa. In the long run, my devoted concierge was capable of safe me a desk on the top-floor restaurant, Felix, with prime harbor views.

The menu options up to date European delicacies with heavy Mediterranean influences. For my dinner, I attempted a wealthy however delicate starter of Japanese king crab with avocado puree and a fragile coriander tuile, adopted by hearty lamb from France’s Aveyron area with spring greens and herbaceous za’atar sauce as my entree. To conclude the meal, I ordered the signature deconstructed Hong Kong milk tea dessert, which was creamy and light-weight.

My invoice, which additionally included two glasses of wine, got here to round $230, however because of my Effective Inns + Resorts credit score, I saved $100.

My grand whole in financial savings: $1,140

All instructed, I calculated my value-added advantages on account of reserving by way of Amex Effective Inns + Resorts at $1,140. That comes with just a few caveats, although.

First, I in all probability wouldn’t have paid the upcharge to the grand deluxe room, contemplating how excessive that might have been with my low cost. These rooms generally are simply $60 to $100 extra per night time than customary deluxe rooms, so the improve worth was inflated by the 25% low cost I used to be capable of take pleasure in on my reserving. Nonetheless, that 25% was plenty of financial savings, and it was additionally out there for a good portion of the 12 months.

ERIC ROSEN/THE POINTS GUY

Second, although I did save $100 on my dinner, the general invoice was nonetheless costly, at greater than $200 for a single individual, so this profit solely turns out to be useful if you happen to’re splurging anyway.

Lastly, resort breakfast costs are usually comparatively excessive, and you may take pleasure in loads of nice Hong Kong breakfast spots for less expensive than $65 per individual. So, if you happen to are inclined to skip breakfast, which may not come in useful.

ERIC ROSEN/THE POINTS GUY

Nonetheless, for my wants, I felt like I received great worth from this single Effective Inns + Resorts reserving. I’ll attempt to do the identical on different stays all year long.

Different facilities at The Peninsula Hong Kong

My keep at The Peninsula Hong Kong this time was brief, however hopefully I am going to get again there once more quickly. I like the resort and its many facilities, so right here are some things you need to attempt to expertise there if you happen to get to remain.

The Peninsula Hong Kong’s tony afternoon tea continues to be the stuff of legend, happening in its ornately gilded foyer with dwell music drifting down from the minstrel’s gallery, so be sure you e book a desk and settle in for fairly the afternoon affair.

ERIC ROSEN/THE POINTS GUY

The resort’s many eating places are every value a go to. My favourite are Gaddi’s, which is within the former grand ballroom and has a Michelin star because of chef Anne-Sophie Nicolas’ meticulous French delicacies (be looking out for the well-known Christofle silver duck and lobster press); and Spring Moon, additionally with a Michelin star, for luxurious Cantonese banquets in an area that looks like an emperor’s summer time palace.

A dip within the resort’s sprawling indoor pool looks like swimming at Hearst Citadel, because of the Greco-Roman theme and incomparable harbor views.

In the meantime, there’s additionally an in depth health middle with locker rooms that includes saunas, steam rooms and tub circuits.

The hushed spa affords remedies incorporating all-natural Irish Voya merchandise and Margy’s Monte Carlo skincare line.

In case your funds permits, there isn’t any expertise like being chauffeured in one of many resort’s bespoke Rolls-Royce Phantoms — within the resort’s signature inexperienced colour, after all — on personal drives by way of the town or to and from the airport (transfers price round $200 every means).

ERIC ROSEN/THE POINTS GUY

Though Effective Inns + Resorts bookings embrace availability-based midday check-in and assured 4 p.m. late checkout, the purpose is just about moot at The Peninsula since Peninsula Inns provide a “Peninsula Time” profit the place you’ll be able to examine in as early as 6 a.m. and take a look at as late as 10 p.m., relying in your specific journey plans.

ERIC ROSEN/THE POINTS GUY

Lastly, The Peninsula is famend for its service — simply image these white pillbox-hatted doormen — and my keep proved the rule. Not solely was I greeted by title by virtually each workers individual I met, however all I needed to do was ask for assist with every little thing from restaurant reservations to museum tickets to ideas for a cheap foot therapeutic massage on close by Nathan Highway. Briefly, I felt taken care of however not chaperoned, and it created a balanced and exquisite sense of hospitality.

ERIC ROSEN/THE POINTS GUY

Backside line

The Peninsula Hong Kong continues to be certainly one of my favourite resorts on the planet, even in any case these years, and my latest keep there was simply one other fantastic reminiscence I am going to have of the property.

What made it even higher was the truth that I received nicely over $1,000 out of my keep by reserving by way of American Categorical Effective Inns + Resorts with my new Enterprise Platinum Card from American Categorical.

In fact, it’s a must to be staying at costly luxurious resorts and spending cash on issues like meals and spa remedies as a way to maximize the advantages of the Amex Effective Inns + Resorts program. But when that matches your journey wants, then there isn’t any query you’ll be able to reap tons of of {dollars} in worth out of each resort keep you e book by way of this system.

For charges and charges of the Amex Enterprise Platinum, click on right here.

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