[KS & MO only] CommunityAmerica Credit score Union $300 Checking Bonus

Replace 8/31/25: Again till 11/30/2025. There’s additionally a $100 guided investing account bonus and extra $100 while you do each. Hat tip to reader Bockrr

Replace 3/15/25: Prolonged to 04/15/2025

Replace 2/5/25: Prolonged to 2/28/2025

Replace 1/1/25: Prolonged to 1/31/25.

Replace 12/1/24: Prolonged to 12/31/2024

Supply at a look

• Most bonus quantity: $300
• Availability:Should dwell, work or worship in choose MO & KS counties:
  • MO: Clay, Jackson, Platte, St. Louis
  • KS:  Douglas, Jackson, Jefferson, Johnson, Leavenworth, Miamia, Shawnee, Wyandotte
• Direct deposit required: Sure, two direct deposits that whole $2,500+
• Further necessities: See beneath
• Laborious/tender pull: Laborious pull
• ChexSystems: Unknown
• Bank card funding: No less than $1,000
• Month-to-month charges: None
• Early account termination payment: None
• Family restrict: None listed
• Expiration date: 11/30/2024

The Supply

Direct hyperlink to supply

• CommunityAmerica Credit score Union is providing a $300 bonus while you open a brand new checking account and full the next necessities inside 90 days of account opening:
  • Use promo code GUIDED500
  • enroll in CommunityAmerica on-line banking or the CommunityAmerica Cellular App
  • full two or extra direct deposits that whole at the very least $2,500

The Positive Print

• To obtain the $300 credit score for a brand new checking account, you should meet CommunityAmerica Credit score Union membership eligibility necessities and (1) Open a brand new Cashback Free Checking or Chiefs Checking account, which is topic to credit score approval, by means of 11/30/2024 (members with current Cashback Free Checking or Chiefs Checking accounts or with Cashback Free Checking or Chiefs Checking accounts which have closed throughout the previous six months don’t qualify), and inside 90 days of account opening, (2) enroll in CommunityAmerica on-line banking or the CommunityAmerica Cellular App, and (3) full two or extra direct deposits that whole at the very least $2,500.
• The direct deposits must be digital deposits of your paycheck, pension or authorities advantages out of your employer or the federal government.
• Individual to individual funds (resembling Zelle) will not be thought of direct deposits.
• Inside 30 days of assembly qualification necessities, your $300 credit score will probably be posted into the first account proprietor’s membership financial savings account.
• The account should be open and in good standing on the time of payout to qualify for the credit score.
• Examples of ineligible accounts could embody: delinquent accounts, accounts which have triggered the credit score union to expertise a loss, accounts during which we suspect criminal activity, fraud, rip-off or monetary exploitation, or accounts concerned in authorized or administrative proceedings.
• Restrict one $300 credit score per account and per member.
• Supply topic to vary with out discover and can’t be mixed with every other provide.
• The credit score could also be reported as revenue on IRS Kind 1099-MISC.
• All checking account bonuses are handled as revenue/curiosity and as such you need to pay taxes on them

Avoiding Charges

Month-to-month Charges

Free checking has no month-to-month charges to fret about.

Early Account Termination Price

I don’t see any early account termination payment talked about.

Our Verdict

Higher than the earlier $200 bonus that was provided. Most important draw back for this bonus is the exhausting pull, however given the way it’s tough to get too many bank cards now I don’t suppose variety of exhausting pulls issues as a lot anymore for most individuals. We’ll add this to our listing of the finest checking account bonuses.

Hat tip to reader Jesse

Helpful posts concerning financial institution bonuses: