Marriott Bonvoy Boundless® Credit score Card Evaluation (2025.1 Replace: 100k+$150 Supply)

Non-affiliate disclosure: all details about the this card have been collected independently by US Credit score Card Information and has not been reviewed by the issuer.

2025.1 Replace: The brand new supply is 100k+$150 factors.

2024.11 Replace: Present supply is 3 FN.

2024.9 Replace: The brand new supply is 125k factors.

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Advantages

1. 100k+$150 supply: Earn 100,000 Marriott factors plus $150 assertion credit score after spending $3,000 within the first 3 months. The current greatest supply is 5FN.
2. Marriott factors at the moment are very versatile after the merger with SPG. We estimate the worth of a Marriott level at 0.7 cents/level. So the 100k+$150 supply is value about $850.
3. Earn 6x Marriott factors at Marriott inns (together with Marriott, Ritz-Carlton and SPG manufacturers). Earn 2x Marriott factors on the whole lot else.
4. [New] Earn 3X Bonvoy factors per $1 on the primary $6,000 spent in mixed purchases annually on grocery shops, fuel stations, and eating
5. For those who pay the annual payment after your first account anniversary, you can be credited free night time (FN) with a redemption degree as much as 50,000 factors.
6. Complimentary Marriott Silver standing. Earn Marriott Gold standing by spending a minimum of $35k inside every membership 12 months.
7. Earn 15 elite nights every calendar 12 months (elite nights are for standing, not free nights). You’ll solely obtain Elite Night time Credit from ONE Marriott co-branded private bank card even when you have multiple Marriott/SPG/Ritz-Carlton bank cards. You will get 15 extra Elite Night time Credit when you have a Marriott co-branded enterprise bank card.
8. [New] Earn 1 Elite Night time Credit score in the direction of Elite Standing for each $5,000 you spend.
9. No international transaction payment.

Disadvantages

1. Annual payment $95, NOT waived for the primary 12 months.
2. Free night time certificates is simply legitimate for one 12 months.
3. Certificates don’t give the pliability of factors.

Introduction to Marriott Factors

• Marriott factors are essentially the most versatile transferable factors (After the merging with SPG, Marriott obtained all its airline companions).
• You’ll be able to earn Marriott factors with Chase Marriott Bonvoy Boundless, Chase Marriott Bonvoy Daring, AmEx Marriott Bonvoy Sensible, AmEx Marriott Bonvoy Enterprise, and the next playing cards that don’t settle for new functions however settle for product change: Chase Ritz-Carlton, and AmEx Marriott Bonvoy.
• Marriott factors are saved in your Marriott account, not in your bank cards, so you will not lose your factors by canceling the bank cards.
• Your Marriott factors will expire for those who do not earn or spend any Marriott factors in 24 months. So long as you earn make a purchase order with the corresponding bank cards or keep in a lodge, otherwise you redeem some factors throughout the timeframe, the purpose expiration date will likely be postponed accordingly.
• Marriott factors may be transferred to numerous airways miles (you do not have to have a Marriott associated bank card to make the switch), and the ratio is 3:1.25 (i.e. 3:1 switch charge, plus you get 5k bonus miles for each 60k Marriott factors you switch at a time). The great choices are: Alaska Airways (AS) (Non-alliance), Japan Airways (JL) (Oneworld), United Airways (UA) (Star Alliance), American Airways (AA) (Oneworld), All Nippon Airways (ANA, NH) (Star Alliance), Korean Air (KE) (SkyTeam), and many others. For those who use Marriott factors on this approach, the worth is about 0.7 cents/level.
• Marriott factors can be redeemed for lodge stays clearly. Here is the redemption chart: Marriott redemption chart. Typically talking, you may get a greater redemption worth from lowest classes. For those who use Marriott factors on this approach, the worth is about 0.7 cents/level.
• In abstract, we estimate that Marriott factors are value about 0.7 cents/level.

Really useful Software Time

1. [5/24 Rule] When you’ve got 5 or extra new accounts opened up to now 24 months, Chase is not going to approve your utility on this card, regardless of how excessive your credit score rating is. The variety of new accounts consists of all bank card accounts, not solely Chase accounts. See this publish for particulars about tips on how to presumably bypass this rule.
2. This product is obtainable to you for those who should not have the outdated Chase Marriott bank card, Chase Marriott Bonvoy Daring, or the present Marriott Bonvoy Boundless (this card) and haven’t acquired a brand new cardmember bonus for the outdated Chase Marriott bank card, Chase Marriott Bonvoy Daring, or this card up to now 24 months. Word that what issues right here is the time you bought the sign-up bonus, not the time you open the account or shut the account.
3. The bonus shouldn’t be obtainable for those who:
   1. are a present cardmember, or have been a earlier cardmember throughout the final 30 days, of AmEx Marriott Bonvoy (Previously AmEx SPG);
   2. utilized and have been permitted for AmEx Marriott Bonvoy Enterprise (Previously AmEx SPG Enterprise), AmEx Marriott Bonvoy Bevy, or AmEx Marriott Bonvoy Sensible (Previously AmEx SPG Luxurious) throughout the final 90 days.
   3. or are a present or earlier cardmember of both AmEx Marriott Bonvoy Enterprise (Previously AmEx SPG Enterprise), AmEx Marriott Bonvoy Bevy, or AmEx Marriott Bonvoy Sensible (Previously AmEx SPG Luxurious), and acquired a brand new cardmember bonus or improve bonus within the final 24 months.
4. Don’t apply for greater than 2 Chase bank cards inside 30 days, it’s extremely possible that you’ll get rejected.
5. We advocate you to use for this card after you may have a credit score historical past for greater than a 12 months.

Abstract

The signup bonus for this card is nice. Mixed with factors top-up, the annual FN of this card may be redeemed for as much as 50k per night time. Though Marriott redemption is generally dynamic now, it shouldn’t be onerous to get greater than $95 out of the worth of this Free Night time cert, so it’s nonetheless value contemplating holding the cardboard open after first anniversary. Bear in mind the cardboard is topic to Chase 5/24 rule.

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Really useful Downgrade Choices

After Making use of

• Name 800-436-7927 to examine Chase utility standing. That is an automatic phone line, and the data has the next meanings: Obtain choice in 2 weeks means your utility might be permitted; Obtain choice in 7-10 days means your utility might be rejected; Obtain choice in 30 days merely means your utility requires additional evaluation and there’s nothing to inform you for now.
• Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. Name it for those who didn’t get approve instantly. Your private info will likely be acquired and they’re going to then evaluation it. You seldom reply questions, as a substitute, simply benefit from the music and then you definately get permitted or rejected, or additional info is required to be hand in to the department or faxed.

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