Methods to use the $50 lodge credit score on the Chase Sapphire Most popular

In case you’re not utilizing each perk in your bank card, you are leaving cash on the desk. And the $50 annual lodge assertion credit score on the Chase Sapphire Most popular® Card (see charges and charges) for reservations booked by Chase Journey℠ is one you should not sleep on.

It might not be the flashiest perk to exist, however this profit primarily knocks down the $95 annual charge to only $45. That is a strong win for a card that is filled with advantages.

At TPG, it is no secret we predict the Sapphire Most popular is without doubt one of the greatest journey bank cards. If it is not already in your pockets, now could be the time to strongly contemplate it, because of the best supply we have seen in 4 years.

Restricted-time supply: Earn 100,000 bonus factors with the Chase Sapphire Most popular after spending $5,000 on purchases inside the first three months of account opening.

This is how one can make the most of this profit with a fast one-night getaway.

When you’re within the Chase Journey portal, verify the drop-down function on the highest right-hand nook (desktop) or on the prime (cell app) to ensure your Sapphire Most popular is the cardboard chosen.

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Now you can enter a vacation spot, choose your dates and browse choices.

How I used my $50 lodge assertion credit score

I used to be reserving my annual journey to go to a brand new MLB ballpark and remembered I hadn’t but used my Sapphire Most popular lodge credit score. Since my account anniversary was developing and this credit score relies in your card anniversary 12 months — that means your account opening date — I knew it was time to money in.

After checking my choices in Cincinnati inside strolling distance of the ballpark, I zoomed in on the Hyatt Regency Cincinnati.

Since World of Hyatt is a Chase switch associate, I in contrast reserving with money by the portal towards redeeming my factors by Hyatt. It occurred to be peak pricing for the Class 3 property, costing 15,000 factors per evening. In line with my calculations, utilizing money by the Chase portal was the higher choice.

I chosen my room and toggled to “Pay with card” versus sticking with the “Use factors choice” that was mechanically chosen. Then, I proceeded to take a look at.

After inputting my private data, my reservation was confirmed and the pending cost instantly popped up on my current transactions.

Associated: Methods to redeem Chase Final Rewards factors for optimum worth

Suggestions for utilizing the Sapphire Most popular lodge credit score

It’s a must to particularly e book by the Chase Journey portal to obtain this credit score. You will not earn it when you e book instantly with the lodge or by one other web site.

The phrases and circumstances learn:

• An announcement credit score (as much as an annual most of $50) will mechanically be utilized when your card is used for lodge lodging purchases made by Chase Journey.
• The primary $50 in Chase Journey lodge purchases won’t earn rewards factors. (Nevertheless, in my case, I earned the complete 5 factors per greenback spent on my buy.)
• The assertion credit score will seem in your assertion inside one to 2 billing cycles after your buy posts to your account. (Nevertheless, I acquired mine in simply two days.)

One-night and multinight stays are eligible.

To obtain the complete $50, it’s important to spend at the least $50.

Remember the fact that you doubtless will not earn any lodge factors or eligible elite evening credit when reserving by Chase Journey because it’s thought-about a web-based journey company. In fact, you possibly can all the time name a taking part property (or attempt to add it at check-in) after you have booked so as to add your loyalty program quantity, however you should not anticipate to earn factors or obtain standing advantages on your keep.

Many impartial or boutique resorts and not using a loyalty program could be discovered on Chase’s journey portal. Augusta Stone, a bank cards author at TPG, enjoys leveraging this perk to e book boutique resorts so she would not really feel like she’s lacking out on any factors by not reserving instantly.

Associated: Essentially the most thrilling lodge openings of 2025

How lengthy does it take for the Chase Sapphire Most popular lodge credit score to put up?

In line with the profit phrases, the $50 credit score ought to hit your account inside one to 2 billing cycles. Nevertheless, in my expertise, it took solely two days.

Contemplating the $50 lodge credit score has nearly no restrictions besides that you must e book your keep on the Chase Journey portal, it is a no-brainer. It additionally successfully brings the cardboard’s annual charge down from $95 to $45.

Simply keep in mind that this credit score relies on the account anniversary 12 months versus the calendar 12 months. Your account anniversary 12 months begins together with your account opening date by the following 12 billing cycles, so you will wish to maintain observe of if you opened the cardboard.

Associated: The 8 greatest bank cards with annual charges underneath $100

Benefit from your $50 lodge assertion credit score on the Chase Sapphire Most popular every year. Even a one-night reserving is eligible.

Think about using it for a boutique or impartial lodge so you do not forgo any qualifying elite nights or lodge factors. Or, use it in a case like I did, the place I used to be locked right into a sure weekend and the credit score proved beneficial.

The $50 credit score helps cut back the Sapphire Most popular’s already low $95 annual charge to primarily simply $45. When you contemplate the cardboard’s different advantages, it is onerous to not justify including it to your pockets.

Plus, the Sapphire Most popular is at present providing 100,000 Final Rewards factors after spending $5,000 on purchases within the first three months of account opening. That is the best supply we have seen in 4 years, so now is a superb time to use.

To study extra, learn our full overview of the Chase Sapphire Most popular.

Apply right here: Chase Sapphire Most popular Card