Alongside the refresh of the patron Sapphire Reserve card on June 23, 2025, Chase can also be launching a model new Sapphire Reserve for Enterprise product with a $795 annual payment. This can be a premium enterprise card product, alongside the extra primary INK line of playing cards.
The main points of the enterprise card are a lot the identical because the Sapphire Reserve client card, with some notable variations.
Signup Bonus
The signup bonus particulars are but unknown. There are rumors of an enormous bonus on the patron card for the launch on June 23, 2025, and I’d count on one thing related for the enterprise model.
Card Particulars
- Each client and enterprise Sapphire Reserve playing cards include a $795 annual payment. The buyer model fees $195 for a licensed consumer card whereas the enterprise model affords worker playing cards free. Notice, nonetheless, worker enterprise playing cards don’t get the lounge advantages that client licensed consumer playing cards get.
- Factors incomes are largely the identical with one notable exception: the patron model earns 3x on Eating whereas the enterprise model as a substitute earns 3x on On-line Promoting and 1x on Eating.
- Each enterprise and client card include the next advantages:
- $300 Journey Credit score
- $500 The Edit credit score ($250 every 6 months)
- International Entry/ TSA Pre credit score for $120
- DoorDash and Dashpass advantages
- $10 every month on Lyft, and 5x factors per $1 earned on Lyft by way of 9/30/27
- Rental automotive insurance coverage CDW protection is main; all the opposite common Chase Sapphire Reserve journey protections as nicely
- Precedence Go, Sapphire Lounge entry, together with two company
- IHG Platinum Standing
- The enterprise model doesn’t have the next advantages discovered on the patron card:
- Apple TV+ and Apple Music
- Sapphire Reserve Tables $300 eating credit score
- Stubhub $300 credit score
- Peleton credit score
- The enterprise does have these addition credit:
- ZipRecruiter $400 per 12 months ($200 every 6 months)
- Google Workspace $200 per 12 months
- Giftcards.com $100 credit score ($50 every 6 months) on reward card purchases made at giftcards.com/reservebusiness (not but clear which reward playing cards can be obtainable at that hyperlink)
- The enterprise model additionally has related top-tier perks for many who spend loads of the cardboard, although the spend required on the enterprise card is $120,000 versus the $75,000 on the patron card.
- $500 Southwest credit score
- Southwest A-Checklist standing
- IHG One Rewards Diamond Elite Standing
- $500 The Retailers credit score (higher than the $250 on the patron card)
Factors Incomes Particulars
Factors incomes particulars on the Sapphire Reserve for Enterprise card:
- 8x factors on Chase Journey purchases
- 4x factors on direct flights and lodge bookings
- 3x on social media and search engine promoting
- 1x in every single place else (together with on journey not included within the bonus classes above)
Our Verdict
When evaluating this to the INK Most popular $95 card:
- the Sapphire card probably has an infinite 3x earn on promoting, versus the $150k restrict on the INK Most popular
- Sapphire Reserve for Enterprise additionally has the 8x and 4x journey classes, although the INK Most popular has the broader 3x incomes price on all Journey
- INK Most popular has the sting with 3x on Delivery and web/telephone
Total, from a points-earning perspective, the Sapphire enterprise card could make sense for somebody with an enormous quantity of journey and promoting bills. In any other case, you wouldn’t spend $795 over the $95 price ticket on INK Most popular.
The opposite issue, after all, is all the advantages and credit that include the Sapphire enterprise card. Much like the patron Sapphire card, the $795 price ticket could make sense for somebody who finds these precious. For instance, somebody who makes use of Google Office and ZipRecruiter recurrently can discover these credit, together with the $300 journey credit score, makes it well worth the $795 annual payment.
