The $95 annual-fee Citi Premier card was changed final yr by the Citi Strata Premier card. Earlier this yr, Citi paused purposes for the no-fee Rewards+ card.
The information right this moment is that the Rewards+ card which launched in 2019 is being discontinued and changed by a brand new Citi Strata no-annual-fee card.
New Strata Card
- Current Rewards+ cardholders will likely be transformed to the brand new Strata card on July 20, 2025 and can lose the particular 10% rebate and roundup characteristic of the Rewards+ card. Those that opened their Rewards+ card from July 20, 2024 by means of July 19, 2025 will proceed to have entry to the Spherical Up characteristic and the ten% Factors Again till July 19, 2026.
- New purposes for the Strata card will develop into obtainable later this yr.
Card Particulars
- Each playing cards don’t have any annual charge and three% international transaction charge.
The opposite particulars of the brand new Citi Strata no-fee card are very completely different from the Rewards+ card:
- Signup bonus on the Citi Strata at launch will likely be 30,000 ThankYou factors. That’s higher than the 20,000-25,000 provides we noticed on the Rewards+ card.
- The ten% redemption rebate characteristic on the Rewards+ card is not going to be a characteristic of the Citi Strata card.
- The factors roundup characteristic on the Rewards+ card is not going to be a characteristic of the Citi Strata card.
- Factors incomes particulars on the Strata card are higher:
- 5x factors on Lodges, Automobile Leases and Points of interest booked on Citi Journey
- 3x factors at Supermarkets
- 3x factors on Choose Transit and at Fuel and EV Charging Stations
- 3x factors on an eligible Self-Choose Class of your alternative. Eligible classes embody Health Golf equipment, Choose Streaming Providers, Stay Leisure, Beauty Shops/Barber Retailers/Hair Salons or Pet Provide Shops.
- 2x factors at Eating places
- 1x factors on All Different Purchases
Our Verdict
Clearly a bummer on the removing of the ten% and roundup characteristic. General, although, I’d say this generally is a stable no-fee card for a non-hobbyist who’s simply utilizing one card for all the things. Getting 3x on Grocery/Fuel, and 2x on Eating places isn’t dangerous. Nonetheless, I’d assume for most individuals Double Money makes extra sense, particularly on condition that the Strata is not simply redeemable for 1 cent per level.
Reminder: Earlier than playing cards get transformed on July 20, 2025, everybody ought to do redemptions to max out the ten,000 annual max for the ten% redemption bonus.
Hat tip to DDG
