[NJ, NY & PA] OceanFirst Financial institution $300 Checking Account Bonus

Replace 8/17/25: Deal is again till 09/26/25. This time till for $300. Hat tip to reader PS

Provide at a look

• Most bonus quantity: $235
• Availability:  New Jersey, New York & Pennsylvania
• Direct deposit required: Sure, $500+ per 30 days
• Extra necessities: See beneath
• Exhausting/mushy pull: Mushy
• ChexSystems: Unknown, delicate (won’t be delicate in department)
• Bank card funding: None
• Month-to-month charges: None
• Early account termination price: 12 months, bonus forfeit
• Family restrict: None listed
• Expiration date: 12/31/22

The Provide

Direct hyperlink to supply

• OceanFirst is providing a bonus of $300 whenever you open a brand new free type checking account and full the next necessities:
  • Not less than two cycles of an digital recurring direct deposit of $500 or extra has posted to the account
  • eStatements is elected
  • Accountholder is lively on the OceanFirst Financial institution cell app inside 30 days main as much as the bonus payout date

The Superb Print

• Promotion runs 09/06/22 by way of 12/31/22.
• Provide out there for New FreeStyle Checking account clients solely.
• Account have to be opened with funds not presently on deposit at OceanFirst Financial institution.
• Eligibility for the $235 bonus requires that each one three of the next situations are met: Not less than two cycles of an digital recurring direct deposit of $500 or extra has posted to the account, eStatements is elected and the accountholder is lively on the OceanFirst Financial institution cell app inside 30 days main as much as the bonus payout date.
• Bonus will probably be paid on the primary enterprise day after your 90-day account opening anniversary.
• All money bonuses are taxable.
• $50 minimal to open any OceanFirst checking account.
• FreeStyle Checking options no month-to-month minimal stability requirement.
• Account should stay open and lively for one yr or bonus will probably be forfeited. All Annual Share Yields (APYs) on interest-bearing accounts topic to alter.
• All checking account bonuses are handled as revenue/curiosity and as such you must pay taxes on them

Avoiding Charges

Month-to-month Charges

This account has no month-to-month charges to fret about

Early Account Termination Charge

Bonus forfeit if closed inside 12 months

Our Verdict

Inferior to the most up-to-date $250 cope with no direct deposit required. However that hasn’t been out there since 2019 so if you happen to stay in an eligible space then this deal is value doing. We’ll add this to our listing of the greatest checking bonuses.

Hat tip to Bockrr

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