Non-Monetary Facet of Retirement … Are you prepared?
on Jul 17, 2025
Once we discuss retirement, most individuals instantly consider cash—how a lot you want, how lengthy it would final, and when you possibly can lastly clock out for good. And whereas being financially ready is completely important, there’s one other aspect to retirement planning that always goes unnoticed: What is going to your life really seem like when the work stops?
At MainStreet, we assist shoppers plan financially on daily basis. However we’ve additionally seen what occurs when somebody enters retirement with no plan for a way they’ll spend their time, discover goal, or keep linked. That emotional and way of life transition will be simply as necessary as your funding portfolio.
Listed here are some questions price asking as you put together:
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What is going to a typical day seem like in retirement?
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How will you spend your time—and with whom?
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What brings you pleasure, power, or a way of goal?
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What hobbies or actions do you wish to discover?
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How is your well being, and what is going to it take to remain energetic?
From “What I Am” to “Who I Am”
As human beings, we undergo a number of levels in life—childhood, younger maturity, profession years—however retirement requires a shift many aren’t ready for. We’re not outlined by job titles or each day routines. As a substitute, it turns into a query of id: Who am I now, and the way do I wish to dwell?
That’s why we had been impressed by the work of Sara Zeff Geber, Ph.D., a retirement transition professional and founding father of LifeEncore. She makes a speciality of serving to child boomers and solo agers navigate this precise transition, past the numbers.
Sara encourages folks to suppose in 4 classes:
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What you have (your assets—monetary and in any other case)
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What you take pleasure in (journey, hobbies, volunteering, creativity)
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What do you wish to be taught (new expertise, passions, or experiences)
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How do you wish to dwell (your atmosphere, group, and each day rhythm)
Your Retirement, Your Design
The fantastic thing about this part of life? There’s no one-size-fits-all mannequin. You get to decide on what it seems to be like—and the way it feels. The sooner you begin planning the non-financial aspect of retirement, the extra fulfilling it may be.
It’s by no means too late to begin asking the appropriate questions—and it’s at all times the appropriate time to construct a life you like.
