Pepper: Get 10%-16% Again on Sam’s Membership, Dwelling Depot, Lowe’s, Instacart, Uber & Extra (Stack With AmEx Supply)

The Supply

Pepper app is providing the next offers:

1. Get 10% again in factors on Sam’s Membership with no restrict (these are the identical as Walmart reward playing cards; works on gasoline too); supply legitimate March 24 by way of March 30
2. Get 10% again in factors on Dwelling Depot with no restrict; supply legitimate March 24 by way of March 30
3. Get 12% again in factors on Lowe’s with no restrict; supply legitimate March 24 by way of March 30
4. Get 10% again in factors on Chipotle with no restrict; supply legitimate March 24 by way of March 30
5. Get 10% again in factors on DoorDash with no restrict; supply legitimate March 24 by way of March 30
6. Get 18% again in factors on Tub & Physique Works with no restrict; supply legitimate March 18 by way of March 24
7. Get 10% on the spot low cost on Uber reward playing cards (plus the common 3% again in factors), as much as $200 in purchases; supply legitimate March 1 by way of March 31
8. Get 10% on the spot low cost on UberEATS reward playing cards (plus the common 3% again in factors), as much as $200 in purchases; supply legitimate March 1 by way of March 31
9. Get 13% on the spot low cost on Instacart reward playing cards (plus the common 3% again in factors), as much as $200 in purchases; supply legitimate March 18 by way of March 31

The usual Pepper factors will probably be immediately obtainable and the bonus Pepper factors will probably be awarded for many of those offers on 4/14/25. You possibly can see these offers in your messages tab or notifications tab. Make sure that it’s best to see the bonus mirrored on the checkout display; offers may promote out early.

The Pepper factors system is complicated, so let’s give an instance: Let’s say, for instance, that Pepper is providing 10x on Sam’s Membership. Should you purchase $100 in Sam’s Membership reward playing cards, you’ll get 8,000 factors immediately (4x) which is value $4 towards your subsequent buy; that’s 4% again. In a number of weeks, you’ll get a further 12,000 factors which is value $6 and is similar as 6% again. Altogether, you’ll find yourself with 10x again will is similar as 10% again. It’s simpler to simply keep away from excited about the factors totals and deal with the ‘x’ again since that’s the similar quantity because the % again you’ll be getting (1x = 1% again; 10x = 10% again).

You’ll see a tab within the app referred to as ‘Factors Historical past’ which can clearly present which factors have posted and which factors are pending. 

Our Verdict

This stacks properly with the AmEx Supply to get $30 again on $75 spend which is legitimate by way of 3/31/25.

Remember that for many of those offers the bonus factors received’t be obtainable for a number of weeks, and it’s not value shopping for except you’ll be able to handle the chance of one thing going unsuitable with the bonus factors posting a number of weeks down the road.

Experiences are that Amex Enterprise Gold  to earn 4x if it’s certainly one of your high two classes as a part of the Laptop Software program class. And it counts as Laptop Software program class for BofA Biz Benefit Custom-made Money Rewards playing cards for 3%/5.25% and for 1.5x on the Enterprise Platinum card. And stories are that it counts as On-line Searching for BofA playing cards and Blue Money card and ShopYourWay card and the legacy Citi AT&T card. And reportedly it counts as Tech for five% on the Paypal debit card.

Notice: Whereas there isn’t any restrict to most of those offers, you may be restricted in total portions that may be bought from Pepper in a day. For instance, you may solely be capable to purchase $2,000 or one other quantity till the app stops you. It’s typically attainable to extend limits by calling in and verifying. And also you may be capable to purchase once more the following day as your limits reset.

Folks have more and more been reporting points (since December 2024) with getting involved with Pepper reps when points come up. There have additionally been occasions when folks have had points logging in; due to this fact, I’d suggest screenshotting and copying the reward card information instantly. I’d additionally suggest utilizing up the Pepper factors rapidly to be secure.