Pepper: Get 10% Again on Amazon, Sam’s Membership; 16% Instacart; 13% Uber & Extra (Stack With AmEx Provide)

The Provide

Pepper app is providing the next offers:

1. Get 13% prompt low cost Instacart (13% will come off immediately at checkout, plus you’ll get the common 3% again in factors); max $250 in spend; one time use; supply legitimate February 7 via February 10
2. Get 10% prompt low cost Uber (10% will come off immediately at checkout, plus you’ll get the common 3% again in factors); max $200 in spend; one time use; supply legitimate February 7 via February 10
3. Get 10% prompt low cost UberEATS (10% will come off immediately at checkout, plus you’ll get the common 3% again in factors); max $200 in spend; one time use; supply legitimate February 7 via February 10

1. Get 10% again in factors on Sam’s Membership with no restrict (these are the identical as Walmart reward playing cards); supply legitimate February 6 via February 13
2. Get 10% again in factors on Amazon with no restrict; supply legitimate February 6 via February 13
3. Get 12% again in factors on Lowe’s with no restrict; supply legitimate February 6 via February 13
4. Get 15% again in factors on Chipotle with no restrict; supply legitimate February 6 via February 13
5. Get 20% again in factors on IKEA with no restrict; supply legitimate February 3 via February 9
6. Get 20% again in factors on Hulu with no restrict; supply legitimate February 3 via February 9
7. Get 20% again in factors on XBOX with no restrict; supply legitimate February 3 via February 9
8. Get 20% again in factors on Cabela’s with no restrict; supply legitimate February 3 via February 9
9. Get 22% again in factors on Outback with no restrict; supply legitimate February 3 via February 9
10. Get 22% again in factors on Fanatics with no restrict; supply legitimate February 3 via February 9
11. Get 22% again in factors on Cheesecake Manufacturing facility with no restrict; supply legitimate February 3 via February 9
12. Get 18% again in factors on CVS with no restrict; supply legitimate February 3 via February 9
13. Get 8% again in factors on Southwest with no restrict; supply legitimate February 3 via February 9
14. Get 8% again in factors on Big Eagle with no restrict; supply legitimate February 3 via February 9
15. Get 8% again in factors on Kohl’s with no restrict; supply legitimate February 3 via February 9
16. Get 10% again in factors on Adidas with no restrict; supply legitimate February 3 via February 9
17. Get 10% again in factors on Gamestop with no restrict; supply legitimate February 3 via February 9
18. Get 4% again in factors on Chipotle with no restrict; supply legitimate February 3 via February 9

The usual Pepper factors can be immediately obtainable and the bonus Pepper factors can be awarded for many of those offers on 2/24/25 or 2/27/25, relying on the deal. You may see these offers in your messages tab or notifications tab. Ensure that it’s best to see the bonus mirrored on the checkout display screen; offers would possibly promote out early.

The Pepper factors system is complicated, so let’s give an instance: Let’s say, for instance, that Pepper is providing 10x on Amazon. In case you purchase $100 in Amazon reward playing cards, you’ll get 8,000 factors immediately (4x) which is price $4 towards your subsequent buy; that’s 4% again. In just a few weeks, you’ll get an extra 12,000 factors which is price $6 and is similar as 6% again. Altogether, you’ll find yourself with 10x again will is similar as 10% again. It’s simpler to only keep away from fascinated by the factors totals and give attention to the ‘x’ again since that’s the identical quantity because the % again you’ll be getting (1x = 1% again; 10x = 10% again).

You’ll see a tab within the app referred to as ‘Factors Historical past’ which can clearly present which factors have posted and which factors are pending. 

Our Verdict

This stacks properly with the AmEx Provide to get $30 again on $75 spend.

Remember the fact that for many of those offers the bonus factors received’t be obtainable for just a few weeks, and it’s not price shopping for until you possibly can handle the chance of one thing going mistaken with the bonus factors posting just a few weeks down the road.

Studies are that Amex Enterprise Gold  to earn 4x if it’s one in all your high two classes as a part of the Laptop Software program class. And it counts as Laptop Software program class for BofA Personalized Money Rewards playing cards for 3%/5.25% and for 1.5x on the Enterprise Platinum card. And stories are that it counts as On-line Purchasing for BofA playing cards and Blue Money card and ShopYourWay card and the legacy Citi AT&T card. And reportedly it counts as Tech for five% on the Paypal debit card.

Notice: Whereas there isn’t any restrict to most of those offers, you is perhaps restricted in total portions that may be bought from Pepper in a day. For instance, you would possibly solely be capable to purchase $2,000 or one other quantity till the app stops you. It’s generally attainable to extend limits by calling in and verifying. And also you would possibly be capable to purchase once more the subsequent day as your limits reset.

Folks have more and more been reporting points (since December 2024) with getting in touch with Pepper reps when points come up. There have additionally been occasions when folks have had points logging in; due to this fact, I’d advocate screenshotting and copying the reward card information instantly. I’d additionally advocate utilizing up the Pepper factors rapidly to be protected.