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[Repost] What Triggers The Financial institution of America Premium Rewards $100 Journey Credit score?


Replace 1/27/25: Meter has now reset for 2025.

(Replace 1/14/23: Financial institution of America Premium Rewards meter tracker has reset as we speak and is now exhibiting the $100 as out there for use. Some folks like ready for the tracker to reset in order to be further protected.)

Financial institution of America not too long ago launched the Premium Rewards bank card. One of many card advantages is a $100 annual journey incidental credit score, this credit score is predicated on a calendar yr. So long as your buy posts throughout the calendar yr it should depend in direction of that credit score (even when the credit score itself posts the following calendar yr). Formally the next qualify for the credit score:

  • Charges on domestic-originated flights on sure U.S.-domestic airline carriers that embrace: most well-liked seating upgrades, ticket change/cancellation charges, checked baggage charges, in-flight leisure, onboard meals and beverage expenses, and airport lounge charges affiliated with eligible airline carriers.

They listing the next service provider class codes as qualifying:

  • 3000, 3001, 3057, 3058, 3063, 3066, 3132, 3174, 3196 or 3256
    • 3000 – United.
    • 3001 – American Airways.
    • 3057 – East/West Airline (Australia)
    • 3058 – Delta
    • 3063 – US Airways
    • 3066 – Southwest
    • 3132 – Frontier
    • 3174 – Jet Blue
    • 3196 – Hawaiin
    • 3256 – Alaskan

These don’t qualify:

  • Allegiant Air, Spirit Airways, and Solar Nation Airways.

They particularly exclude the next within the superb print:

  • Airline ticket purchases, mileage level purchases, mileage level switch charges, present playing cards, duty-free purchases, award tickets and costs incurred with airline alliance companions don’t qualify. Airline incidental charge transactions should be separate from airline ticket expenses

As we all know what’s listed within the superb print isn’t all the time what occurs in actuality so this put up goals to supply information factors on what does/doesn’t set off the credit score. The best method to see if one thing has labored is to do the next (hat tip to Mr G)

  • Use the Financial institution of America app
  • Choose your Premium Rewards Credit score Card
  • Click on Premium Rewards Advantages
  • Indicator reveals how a lot of the credit score you’ve used
  • Click on view exercise and it’ll present an itemized listing of the transactions which have triggered the credit score

[Repost] What Triggers The Financial institution of America Premium Rewards $100 Journey Credit score?

Remember that the superb print additionally states that it takes as much as seven days for the credit score to put up to your account after the cost has posted to your account.

What Works To Set off The Credit score

Under is a listing of issues which have efficiently triggered the credit score:

  • American Airways:
    • Baggage verify: 1, 2,
    • Award shut in charge: 1 ($75), 2, 3,
    • Award taxes & charges: 1 ($11.20), 2, 3 (didn’t work, was for $132), 4,
    • eGiftcard: 1 ($50), 2 ($100), 3 ($50 & $50), 4 ($100), 5 ($100), 6 ($100), 7 ($100), 8 ($100), 9 ($100), 10, 11 ($100), 12 ($100), 13 ($100), 14 ($50), 15 ($100), 16 ($55) 17 ($100), 18 ($88.xx), 19, 20 ($100), 21 ($100), 22 ($100), 23 ($50), 24 ($100), 25 ($100), 26 ($100), 27 ($100), 28 ($100), 29 ($100), 30 ($100), 31 ($100), 32 ($100), 33 ($100), 34 ($100), 35 ($100), 36 ($100), 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47 (didn’t work)
    • Change charge: 1
    • Worldwide Most well-liked Seat: 1
    • Miles switch: 1
  • Alaska:
    • Award taxes: 1
    • Fare change value: 1
    • In flight meals/drinks: 1,
  • Delta:
    • Award taxes: 1
    • Consolation+: 1,
    • Change charges: 1
    • Checked baggage: 1
    • In flight meals: 1,
    • Firstclass improve: 1
  • Frontier:
    • Exit row seat charge: 1
    • First checked bag: 1
    • Common fare: 1,
    • Seat charge: 1
  • JetBlue:
  • Southwest:
    • Early fowl verify in: 1, 2, 3,
    • Fare: 1 (underneath $60), 2 ($49)
    • $5.60 taxes: 1, 2, 3, 4, 5, 6,
    • In flight web: 1,
  • United:
    • Award reserving taxes: 1, 2,
    • Baggage: 1
    • Flight change charge: 1
    • Further verify in baggage on worldwide flight: 1
    • Seat Improve: 1, 2 (didn’t work, however did work after guide intervention)

What Doesn’t Work To Set off The Credit score

Under is a listing of issues that haven’t triggered the credit score:

  • Alaska Airways:
    • Present card: 1, 2,
    • WiFi: 1,
  • British Airways:
  •  Delta:
    • Consolation Plus: 1 (it is best to have the ability to get this manually adjusted although)
    • eGiftcard: 1 ($50)
    • Skyclub drinks: 1 (obtained it credited after calling)
  • Hawaiian:
  • Jetblue:
  • Southwest:
    • Award charge: 1
    • Giftcard: 1 (underneath $20), 2 ($100), 3 ($100), 4 ($50), 5 ($50)
    • Web: 1,
  • Spirit (appears it’s not a coated airline):
    • Bag charges: 1, 2, 3
    • Seats: 1
    • Inflight meals: 1
  • Solar Nation:
  • United:
    • Award taxes: 1
    • Shut in charge: 1
    • Seat improve: 1,

Share Your Datapoints

Please share your datapoints within the feedback, be sure to use the app technique to see if it has triggered the credit score or not. Listing what you bought, what airline it was for and the way a lot the cost was as effectively.

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