Advertiser Disclosure: This website is a part of affiliate gross sales networks and receives compensation for sending site visitors to companion websites. This compensation could affect how and the place hyperlinks seem on this website. This website doesn’t embody all monetary firms or all out there monetary provides.
2025.7 Replace: This card is totally renewed, and the annual payment is elevated from $199 to $299. The welcome supply is elevated to 100k, which is the most effective ever supply on this card. The brand new advantages are marked with [New] beneath.
2025.1 Replace: The upper supply is expired. There’s solely 80k supply now.
2024.6 Replace: The brand new supply is 80k+40k, the latter half requires $15k spending which is a bit excessive. After the spending you’ll get the companion go immediately.
Utility Hyperlink
Advantages
- 80k supply: earn 80,000 Southwest Miles after spending $5,000 within the first 3 months. The current greatest supply is 80k+40k.
- We worth Southwest Miles at 1.3 cents/level (Airline Miles Worth), so the 120k highest supply is value about $1,560. See A Newbie’s Information to Southwest Miles to verify for particulars about Southwest Miles.
- [New] Earn 4x miles per greenback spent on Southwest Airways; Earn 2x miles per greenback spent Earn 2 factors for each $1 you spend on lodge lodging booked immediately with the lodge, native transit, and commuting (together with rideshare); Earn 1x mile per greenback spent on all different purchases.
- Obtain 9,000 Southwest Miles yearly in your Cardmember anniversary.
- 4 Upgraded Boardings per yr when out there (card membership yr). The Upgraded Boardings are often bought within the airport, and the worth is $30~$50. The Upgraded Boardings are very helpful for Southwest Airways, as a result of not like different airways, in Southwest Airways whoever get in flight first can select any seat he/she needs. [New] This profit will finish on Dec 31, 2025.
- Inflight WiFi Credit: restricted to a complete of 365 $8 credit per yr. [New] This profit will finish on Dec 31, 2025.
- [New] First checked bag free. Cardmembers and as much as 8 further passengers in the identical reservation can verify their first bag at no further price.
- [New] Most well-liked Seat Choice at Reserving, when out there. Should you don’t have a co-branded bank card or elite standing, the bottom fare on Southwest solely lets you choose your seat at check-in.
- [New] Get pleasure from limitless upgrades to an Further Legroom seat inside 48 hours previous to departure, at no further cost, when out there.
- [New] Cardmembers and as much as 8 passengers in the identical reservation will board with Group 5.
- [New] 25% again on in-flight purchases.
- Should you earn 125k Southwest miles in a yr, you get the Southwest companion go certificates which is legitimate till the tip of subsequent calendar yr!
- [New] 10,000 companion Cross qualifying factors increase annually.
- [New] Earn 2,500 TQPs (tier qualifying factors, helpful in direction of A-Checklist standing, however not helpful in direction of companion go) for each $5,000 spent.
- As much as $120 credit score for International Entry or TSA Precheck software payment.
- No international transaction payment.
Disadvantages
- [New] Annual payment $299, not waived first yr.
- Southwest doesn’t have airways companions, so the miles can solely be redeemed for Southwest Airways itself. Southwest can solely fly to the US and a few central America and Caribbean international locations, no additional worldwide routes.
Really useful Utility Time
- [5/24 Rule] When you’ve got 5 or extra new accounts opened prior to now 24 months, Chase won’t approve your software on this card, regardless of how excessive your credit score rating is. The variety of new accounts contains all bank card accounts, not solely Chase accounts. See this publish for particulars about the right way to probably bypass this rule.
- This product is offered to you in the event you do not need this card and haven’t acquired a brand new cardmember bonus for this card prior to now 24 months. Notice that what issues right here is the time you bought the sign-up bonus, not the time you open the account or shut the account.
- Don’t apply for greater than 2 Chase bank cards inside 30 days, or it’s extremely seemingly that you’ll get rejected.
- We suggest you to use for this card after you’ve a credit score historical past for greater than a yr.
Abstract
The welcome bonus is strong. Below the present phrases, the 2 Southwest enterprise playing cards don’t have an effect on one another’s welcome bonus eligibility, which means you’ll be able to apply for each. (In distinction, you’ll be able to solely maintain one of many three private Southwest playing cards at a time.) When welcome bonuses are at their peak, making use of for one private and one enterprise card collectively can earn you over 125k Southwest factors—sufficient to unlock the Companion Cross immediately. (Notice: You possibly can not apply for 2 private playing cards in the identical yr.) Because the Companion Cross is legitimate for the remainder of the calendar yr you earn it plus your entire following yr, making use of early within the yr provides you the utmost worth. Should you’re thinking about Southwest, the start of the yr is the most effective time to use.
After the 2025 refresh and annual payment will increase throughout the Southwest lineup, there’s actually not a lot long-term worth in conserving these playing cards. They’re largely simply good for the welcome bonus.
Associated Credit score Playing cards
| Chase Southwest Plus | Chase Southwest Premier | Chase Southwest Precedence | Chase Southwest Premier Enterprise | Chase Southwest Efficiency Enterprise | |
|---|---|---|---|---|---|
| Annual Charge | $99 | $149 | $229 | $149 | $299 |
| Annual Miles | 3,000 | 6,000 | 7,500 | 6,000 | 9,000 |
| Finest Signal-up Bonus | 100k | 100k | 100k | 60k | 80k |
The present phrases mainly drive you to decide on just one private Southwest bank card among the many three. However you’ll be able to have each private and enterprise playing cards.
Really useful Downgrade Choices
- You can’t downgrade this card to any card with no annual payment, so I counsel you shut it whenever you don’t wish to hold it any longer.
After Making use of
- Name 800-453-9719 to verify Chase enterprise playing cards software standing. That is an automatic phone line, and the knowledge has the next meanings: Obtain choice in 2 weeks means your software might be authorised; Obtain choice in 7-10 days means your software might be rejected; Obtain choice in 30 days merely means your software requires additional assessment and there’s nothing to let you know for now.
- Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. It’s fairly laborious to recon Chase enterprise playing cards. Be ready to be requested about a whole lot of particulars of how your enterprise operates.
Historic Affords Chart
Utility Hyperlink
Should you like this publish, do not forget to provide it a 5 star ranking!
