That’s You within the Highlight

You’re a YNABer, which suggests you’re all about intentional spending. You’ve acquired targets and the boldness to make your cash give you the results you want.

However even with a stable spendfulness plan, it helps to have a transparent view of what wants your consideration proper now—so you may keep targeted and maintain making progress.

Enter Highlight: the brand new space in YNAB that brings your monetary priorities into focus.

Whether or not it’s masking overspending, monitoring key classes, or ensuring you’re on observe to get a month forward, Highlight places crucial items of your plan entrance and middle. As a result of when your cash displays your priorities, that’s you within the highlight. 

Assume again to MTV Cribs… I’m excited to indicate you round this brand-new area.

Highlight: The grand tour

Think about Highlight as a command middle for what issues most to you. This new space of the app is all about readability—highlighting your high priorities, surfacing key actions, and monitoring your progress towards huge targets.

Proper on the high, you’ll see motion banners (like “Cowl Overspending” or “Assessment Transactions”) that information your subsequent steps and maintain your plan updated. No extra questioning what wants consideration. Highlight makes it clear, so you may take motion and transfer ahead like a boss.

Your cash, at a look

Highlight is designed to maintain your monetary priorities clear and actionable. And whereas there’s loads of energy packed into this area, you’ll end up coming again to a few key sections many times:

Prime Priorities – Pin the classes that matter most to you.

Abstract – See the place you stand this month and modify as wanted.

Assigned in Future Months – Monitor your progress towards getting a month (or months!) forward.

Let’s take a more in-depth take a look at every!

Prime Priorities: Your speedy targets

what they are saying: the place your consideration goes, power flows. The Prime Priorities part is the place you may pin the classes that matter most to you proper now, preserving your focus (and your {dollars}) precisely the place you need them.

Attempting to rein in your takeout spending earlier than your favourite supply driver is aware of your order by coronary heart? Add it right here for fast entry while you’re deciding between cooking at residence or preserving the native sushi place in enterprise.

These are your high priorities. What’s going to present you peace of thoughts? What’s going that will help you make progress in your targets? Add these classes right here to maintain them entrance and middle.

Abstract: A snapshot of your month

The Abstract part provides you a fast, clear image of how issues are going this month. It’s additionally a gateway to highly effective instruments that allow you to construct a robust, versatile plan targeted fully in your values.

Complete Targets: Your plan at a look

On the high, you’ll see the Complete Targets card, which exhibits the whole of all of the targets you’ve set for the present month. However there’s greater than meets the attention—faucet on it to open the Edit Plan display.

On the high of Edit Plan, you’ll discover your Value to Be Me, the whole quantity you’ve deliberate to spend this month throughout all of your targets. Everyone knows how a lot we earn, however do we all know how a lot we plan to spend? Now you do. Complete game-changer!

Beneath that, you may add your anticipated revenue for the month and immediately see in case your plan is possible or if in case you have further {dollars} to assign.

Just under that, you’ll see the utmost your targets may add as much as subsequent month, serving to you put together for what’s forward. Preserve scrolling, and you may view and modify each goal in your plan. You’ll be able to add, edit, and transfer classes as wanted.

In case your Value to Be Me is under your revenue, it may be time to dream greater. Perhaps add a class for that Hawaii trip now that you understand you’ve got the margin to deal with it.

Underfunded & Assigned: What {dollars} nonetheless want jobs?

The Underfunded card exhibits how a lot you continue to have to assign this month to totally fund your targets.

The Assigned card exhibits how a lot you’ve assigned to your classes this month. Faucet it to enter Assign Mode, the place you may put each greenback to work. Then, return to Highlight and benefit from the satisfaction of a completely funded plan.

Spent: See the place your cash went‍

The Spent card tracks how a lot you’ve spent thus far. Faucet on Spent to go to the Replicate tab, the place you may dig into your spending and see if it matches the plan you created.

Plan, spend, mirror, repeat. That’s the ability of Abstract.

Assigned in Future Months: Construct extra margin

Everybody’s monetary state of affairs is exclusive, and you’re the knowledgeable on what jobs your {dollars} needs to be doing. However there’s one milestone that we all know is life-changing for completely everybody: getting a month forward.

Think about being totally funded on the first. You’ll have the respiratory room to face the sudden (as a result of there’s at all times one thing sudden!) and the soundness to make spending selections with the form of conviction that makes you stand taller.

This part exhibits how a lot cash you’ve assigned in future months and tracks your progress towards totally funding your targets.

Unsure tips on how to get began? Faucet “The way to Get a Month Forward”, and Hannah will stroll you thru it. We’ve been calling this “Pocket Hannah” as a result of, truthfully, who wouldn’t need somewhat Hannah wit and knowledge on demand?

Getting a month forward is likely one of the finest methods to construct resilience into your plan—it’s like stepping again from the monetary edge and eventually exhaling.

Give it a shot. You are able to do this!

Step into the Highlight

Did the grand tour simply make you need to open YNAB and pin your Prime Priorities? Go on—Highlight is prepared when you’re.

It is a brand-new area in YNAB, and we’re simply getting began. Anticipate updates and enhancements as we hear from you about what would make it even higher.

Whilst you’re right here, why not get to know your spending fashion? Take our Spending Character Quiz and see what your habits say about your values!

‍