by Hope
My place is safe for the foreseeable future. An settlement has been reached for full time hours on a contract foundation with an annual bonus based mostly on product sales. This settlement will likely be finalized shortly and start inside the subsequent quarter.
I’ve acquired fantastic suggestions from my half time job with a “promotion” in title solely. They’ve been very happy with the gross sales and advertising work and outcomes I’ve been doing on their behalf. Gross sales from catering are up considerably over final yr.
The youngsters are all doing effectively and largely independently adulting. And I’m able to focus.
I’m enthusiastic about my work. Passionate to serve the purchasers and assist rising their companies. Excited to develop and mentor a younger crew. And so grateful to work with somebody I belief and who shares my religion.
The tides are turning…
12 months Finish Objectives
So let’s see what the latter half of the yr will maintain for me.
My finish of yr monetary targets so as of precedence:
- Develop my emergency fund by persevering with to deposit at minimal 10% of all revenue.
- Develop my journey fund for Thanskgiving journey and in preparation for needing to get myself and my youngsters to Texas when my mom passes. (She has Parkinsons and has been on hospice for 2 years this coming month.)
- Repay all my bank card debt. (My private mortgage #2 will likely be paid in full subsequent week so I’m not itemizing it right here.)
- Stretch aim: deposit $7,000 right into a ROTH IRA (that may be $307 per week so I do know it’s a stretch. Proper now I’m depositing $35 per week and have solely been doing that for 3 weeks at time of this publish. I’m persevering with to deposit into my Stash funding accounts weekly as effectively.)
After which it will likely be time to begin planning for 2025. The long run is vivid. And the tides are turning…

Hope is a artistic, solutions-focused enterprise supervisor serving to purchasers develop their enterprise and work extra effectively by leveraging experience in undertaking administration, digital advertising, & tech options. She’s not too long ago grow to be an empty nester as her 5 foster/adoptive youngsters have unfold their wings. She lives together with her 3 canine in a small city in NE Georgia and prefers the mountains to the seashores any day. She struggles with the journey bug and is doing her greatest to assist every of her youngsters as their end education and grow to be unbiased (nevertheless it’s laborious!) She has run her personal consulting firm for nearly twenty years! Hope started sharing her journey with the BAD group within the Spring of 2015 and appears like she has lastly in a spot to actually give attention to making smart monetary selections.