Non-affiliate disclosure: all details about the this card have been collected independently by US Credit score Card Information and has not been reviewed by the issuer.
2024.11 Replace: The brand new provide is 70k.
2024.8 Replace: The upper provide is expired. The present provide is 60k.
2024.6 Replace: The brand new provide is 70k. Card artwork is modified.
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Advantages
- 70k provide: earn 70,000 United miles + 500 Premier qualifying factors after spending $4,000 in 3 months. The latest greatest provide is 90k.
- We worth UA miles at 1.5 cents (Airline Miles Worth). So the 90k highest sign-up bonus is value about $1,350! See A Newbie’s Information to UA Miles to test for particulars about UA Miles.
- Earn 3x UA miles on United; earn 2x UA miles on journey, eating places, and choose streaming providers; earn 1x UA mile per greenback spent on all different purchases.
- Annually (card membership yr), obtain a $125 credit score on United purchases.
- Ranging from the primary anniversary, obtain two 5,000-mile anniversary award flight credit every year (card membership yr). They may expire should you don’t use them.
- First and second checked bag free on United flights when buying tickets (or paying the tax and costs for award tickets) with this card..
- Group 2 boarding on United flights when buying tickets (or paying the tax and costs for award tickets) with this card.
- Earn 25% again on in flight purchases.
- Get 25% bonus miles on MileagePlus X purchases.
- Extra award availability (XN cabin) with this card.
- As much as $100 International Entry or TSA Pre✓® Charge Credit score.
- With this card, you’ll be able to redeem your UA miles in the direction of annual payment at a hard and fast ratio 1.60 cents/level.
- Major automotive rental insurance coverage.
- No overseas transaction payment.
- Refer a good friend (focused): You possibly can earn 5,000 bonus UA miles for each accepted account you refer, as much as a most of 10 accepted referrals (50,000 UA miles) per calendar yr.
Drawback
- Annual payment $250, NOT waived for the primary yr.
Really helpful Software Time
- [5/24 Rule] In case you have 5 or extra new accounts opened prior to now 24 months, Chase is not going to approve your utility on this card, irrespective of how excessive your credit score rating is. The variety of new accounts consists of all bank card accounts, not solely Chase accounts. See this publish for particulars about the way to probably bypass this rule.
- You aren’t eligible for this sign-up bonus should you acquired a sign-up bonus on this card inside 24 months. Observe that what issues right here is the time you bought the sign-up bonus, not the time you opened or closed the account.
- Don’t apply for greater than 2 Chase bank cards inside 30 days, or it’s extremely possible that you’ll get rejected.
- We suggest you to use for this card after you’ve a credit score historical past for greater than a yr.
Abstract
The sign-up bonus on this card may be very good, so it’s value making use of. Nonetheless, the reward charge of on a regular basis spending will not be very spectacular. When you fly UA quite a bit and you may make use of the $125 + 2*5k miles annual profit simply, then this bank card is value protecting. In any other case you’ll be able to take into account downgrading it to the no payment Chase United Gateway card after one yr.
Associated Credit score Playing cards
| Chase UA Gateway | Chase UA Explorer | Chase UA Explorer Enterprise | Chase UA Quest | Chase UA Membership | Chase UA Membership Enterprise | |
|---|---|---|---|---|---|---|
| Annual Charge | 0 | $95 | $99 | $250 | $525 | $450 |
| Varied Credit | – | – | – | $125 annual United buy credit score; Two 5,000-mile anniversary award flight credit | – | – |
| Signal-up Bonus | 20k | 70k with first yr AF waived | 75k with first yr AF waived | 90k | 120k | 75k |
Really helpful Downgrade Choices
After Making use of
- Name 800-436-7927 to test Chase utility standing. That is an automatic phone line, and the data has the next meanings: Obtain resolution in 2 weeks means your utility might be accepted; Obtain resolution in 7-10 days means your utility might be rejected; Obtain resolution in 30 days merely means your utility requires additional evaluation and there’s nothing to inform you for now.
- Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. Name it should you didn’t get approve instantly. Your private info will probably be acquired and they’re going to then evaluation it. You seldom reply questions, as an alternative, simply benefit from the music and you then get accepted or rejected, or additional info is required to be hand in to the department or faxed.
Historic Provides Chart
Observe: Typically there are presents reminiscent of 80k+20k on this card, however the spending requirement for the latter half is big. Subsequently, we don’t deal with them as sign-up bonus; as an alternative, we deal with them as spending bonus.
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