[Update] U.S. Financial institution Altitude Join Card With 30,000 Level Bonus (Price $300)

Replace 8/6/25: New signup bonus is 30,000 ($300) after $1,000 spend. (ht uscreditcardguide) Inferior to the launch $500 bonus from a variety of years in the past, however greatest latest supply. And with a brand new low $1k spend and no annual payment, I think about some will likely be .

Replace 7/10/24: Signup bonus was lowered lately to twenty,000

Replace 3/6/24: See new card particulars on this up to date put up

(Replace 1/10/22: Spend requirement now lowered from $3,000 to $2,000. Identical bonus. Hat tip to reader Brian)

After a lot delay U.S. Financial institution has lastly launched the new Altitude Join card with a 50,000 level bonus (price $500). Let’s check out the fundamentals of this card:

• 50,000 level bonus after $3,000 in spend inside the first 120 days
• No annual payment Card has $95 annual payment, payment is waived the primary yr
• No international transaction charges
• Card earns the next charges:
  • 4x on Journey and at Gasoline Stations (together with EV charging stations)
  • 2x on Eating, Takeout, Groceries, and Streaming Companies
  • 1x in all places else
• $30 free month of streaming for annual streaming providers. Annual streaming credit score works as follows: after 11 months of consecutive streaming service fees, the twelfth month will get the $30 credit score.
  • You possibly can mix totally different providers, e.g. if you happen to had been subscribed to Netflix for 8 months after which to Hulu for 3 months, the next month of streaming will likely be credited again.
  • Amazon Music, Apple Music, AT&T TV Now, Disney+, Google Music, Hulu, Netflix, Pandora, SiriusXM, Slacker Radio, Sling TV, Spotify, Tidal, Vudu, YouTube Music and YouTube TV are all talked about clearly to work.
• Mobile phone safety just like the US Financial institution Platinum card; $600 protection with $25 deductible.
• Precheck or international entry credit score.

Our Verdict

Card is price contemplating for the 50,000 level enroll bonus (price $500) particularly because the annual payment is waived first yr. Don’t assume it is sensible to maintain long run with that $95 annual payment and poor advantages however there may be some uncommon use instances for the 4x classes (different playing cards do earn at the next charge on fuel purchases although). On condition that U.S. Financial institution bank cards may be tough to get accepted for, it’d make extra sense to use for the U.S. Altitude Reserve relying on how a lot worth you get out of the opposite advantages on that card. That is nonetheless a powerful second (or first possibility relying on the way you worth the Reserve advantages) and will likely be added to our greatest bank card bonus web page.